➡ Changes in banking rules could lead to unexpected account closures. New laws may require verification of citizenship for bank accounts, potentially affecting millions. Banks are also using artificial intelligence to monitor account activity, flagging unusual patterns or large cash withdrawals. These changes aim to increase accountability but could cause issues for businesses and individuals alike.
➡ The video advises viewers to protect their finances by having multiple bank accounts and keeping some cash on hand. It also suggests investing in precious metals like gold and silver, as many companies and countries are doing. The speaker warns that banks can restrict how much money you withdraw and may flag accounts for frequent transactions or withdrawals. He emphasizes the importance of having a good relationship with your bank and making sure they understand your financial activities to avoid account closure.

Hey it’s Dan! Welcome back to I Allegedly. I’ve got a good one for you today because the rules for banking have changed and so much is happening and you could be in serious trouble and not even know it yet. So like, subscribe, there’s a ton to cover in this video. Plus we have a sponsor today, Noble Gold Investments, and let’s get right into it. I have a buddy that I do work with and he just notified me. Listen, Dan, I had three separate banks shut down my accounts and we had to move over the course of the last 45 days.

Had one, then we had another, and we had another. Now, this is what happens, guys. You don’t get notified. You don’t get a warning letter. Hey, we don’t like what you’re doing in your business. And this guy runs a professional organization and pays people, does electronic payments. He’s been in business, you know, 15 years. And no, we just don’t like what you’re doing. We’re not in the business. Well, can you tell me what we did wrong? No, no discussions. Now, the problem with this is that these rules that are dramatically changing for each and every one of us, they’re happening to individuals and they’re happening to businesses.

Scott Besant, our Treasury Secretary, he steps forward and he said, you know, we’re going to have new banking laws that are going to make it so that people are going to have to go out and verify their citizenship to have a bank account. And we’re going to have an executive order that’s going to be issued in short order that’s going to make it so that you can only have an account if you are an American citizen, you are a resident alien, you have your green card, or you have a legitimate travel visa and you can be here.

Because you know what, here’s the thing about the United States. You can have a checking account. You don’t have to be a citizen here. You just go open up an account and no problem. Well, what they want to do is they want to verify who you are right now and why you’re opening up a bank account and what the story is with that. So you can sit there and think, oh, that’s no big deal. It is a big deal. It’s a huge deal right now because they anticipate right now that 6.2 million accounts are going to be shut down immediately.

So are you one of them? Now, this is just because of citizenship. Let’s leave that one there. The next one is Senator Tom Cotton from Arkansas wants to make sure that we verify everybody for every checking account and savings account out there and your business account for that matter. So they’re going to verify all 162 million people to verify the citizenship. Now, for others, people like me, it’s going to be easy to do this because I have the documentation and I will be able to do that. For others, it’s not going to be so easy.

Now, the next thing is AI and banking. AI and banking has been a real disaster because it’s flagging people. At the end of 2024, they started to go out and they started to do something creative where just like the insurance companies that we’ve talked so much about and the nonsense with that, and I wanted to swear right there, the nonsense with the insurance companies is that they’re, well, maybe Dan’s a higher risk. You know, Dan walks around with a camera all day, you know, maybe he’s just too much of a risk walking through that beautiful park he’s at and we should cancel his insurance.

He cancels health insurance, looks unfit, you know, whatever. He’s starting to do that and use AI to justify not paying claims, canceling policies, not renewing policies, or just you’re a bad client and then flagging you with other people. Banking is being done the same way. What they’re starting to do is they’re starting to look at trends with how you handle your bank account. Now, a lot of people are broke. A lot of people just barely get any money in and when they get it in, it’s spent before they get it.

I’ve had people write me and tell me this and I knew people that did this in college. I had a friend of mine tell me this at lunch the other day. Man, I would get overdrawn on my checking account and know how far I could push it before I got paid. So I would, you know, use my Wells Fargo card, I would buy stuff, pay a couple of overdrafts, and then I would get paid on Friday and it would be plus again. So they wouldn’t, they’d get upset but they wouldn’t get too mad.

Those days are done, guys. Those days are done. If you don’t have the money in the account and they’re starting to see a pattern of this, they’re going to close the account down. It’s just that simple. It’s gonna happen. But the other thing is that cash withdrawals. They want to know what the cash is being used for and we’re getting more and more people, more and more people that tell me, listen Dan, I took out $4,000 out of the bank and they wanted to know what’s going on. You know what’s funny is I had a friend of mine tell me, hey I’m going to Las Vegas and, you know, from the last trip that we went on, that I went on with them, because remember I had that four grand left over and I’m like, yeah, he goes, I didn’t put it back in the bank.

I just saved it so I wouldn’t have to deal with the aggravation of the bank asking questions. Well, this is a system-wide shift that’s happening with banks right now. What are you doing? Why are you doing the things you’re doing? You know, artificial intelligence is just taking over and this is just a warm-up for all this, guys, because you’re going to see, you’re gonna see something with these banks that we’ve never seen before. You’re gonna have accountability, they’re gonna ask you questions, and if they don’t like what they see, they’re going to close your account down like it’s nothing.

And, you know, the citizenship status that people are concerned about, that’s the beginning. It’s anything that is questionable, anything. If you are a company that does auto repair and you get a lot of V says and you get a lot of cash, you get some checks, they, if you see anything that’s odd, you’re seeing things like auto repair places lose their access to their bank account. Got to get a new Visa account, got to get a new merchant account, swipe those credit cards, it’s a disaster. Imagine a gas station, you know, how many times have you paid cash? Twenty dollars on pump six is one thing, but they’re closing these people down at a record pace.

You know, if you have a passport, over half Americans don’t. It’s gonna verify your account that way. You know, I know exactly where mine is. I mean, stuff like that, your important documents, everybody should have that. Your pink slips to your vehicles, your insurance, you know, all your policy should be in some place where you can get access to it, you know. The thing about this, though, that everybody tells me and what they’re seeing is that if you go out and you do anything questionable with cash right now. Now, think about this, you could own a juice bar, you could own a business, you could own a nail salon, you’d be a hairstylist.

And one thing that when I dated a woman that was hairstylist, she used to get a lot of ones and she was like, can you just buy these from me because I don’t want to take them to the bank because it’s such an ordeal. And I’m like, what are you talking about? Well, it’s almost like she’s a stripper because she would have $400 in $1 bills over the course of a month. And it’s just the normal thing. She’d get paid, get tips, things like that and they would just accumulate and she didn’t want to deal with the bank.

Didn’t want to walk in there, didn’t want to answer questions for that. So, imagine you cut hair and you’re in a questionable status. That’s insane, you know. The problem with this is that border towns, we talked about this two months ago, border towns are flagging money. People with your activity, the problem with it is that there is an algorithm that we’re not privy to. But if you do anything questionable, they’re gonna shut it down. You know, the payment of taxes this last week, my accountant was explaining to me, listen, don’t let us make the payment for you so there’s no error because we don’t want a problem in your account.

Not that there’d be a problem with my account, but they just had issues with other clients that didn’t do it right and the banks had problems with this. Paying your taxes, guys. And there’s a problem with this. So, have you experienced this? There’s a lot more to cover on this. But again, you’re gonna wake up and you can have your checking account closed. I’ve told you time and time again, make sure you have multiple accounts. And my friend that had the three accounts closed, and it was just under 45 days, I think 42 or 43 days he told me, he had this problem.

And he said, as soon as the first one happened, Dan, I blew it because I didn’t jump over and get a new account right away. Talk about our sponsor, Noble Gold Investments. You know, right now, with all these questions about the banks, you need to protect yourself. The rules for banking have completely changed, and you don’t want to be left out of this. The best thing to do is to protect you and your family and your future by getting precious metals into your investment portfolio. Look at what the companies are doing.

Look at what banks are doing. Look at what countries are doing. They’re all buying gold and silver at a record pace right now. Contact them today. 877-646-5347. The advantage to a company like this, as they’ve been in business almost a decade, they have done well over two and a half billion dollars in transactions. They have well over 10,000 clients, and you need to call them and let them answer your questions. 877-646-5347. Contact Noble Gold today. Let them know that Dan from iAllegedly sent. Do not forget that we have the private channel iAllegedly Live.

Check that out. You sign up at iAllegedly.tv. It’s all the uncensored stuff. We are on Facebook, Spotify, iHeartRadio, a lot of different places you can find me at, so check that out today. And a few things. People, whenever I do these banking videos, they say, Dan, give us some solutions. First things first, make sure you have cash on hand, hidden. Don’t tell people about it. It’s in my top left drawer under my socks. Don’t do that. You could pay bills if something happened. If you aren’t a fixed income, you should have 10% of your income at least, socked away, at least.

So if something happened, because here’s the thing, they start to, you know, I’ve seen wild things happen lately where, hey, listen, Joan, we overpaid you on your social security. We’re going to start taking, you know, payments back because we overpaid you. So they’re going to levy that account. Well, you need to have multiple checking accounts. Everybody does right now. Multiple places, get a credit union, go out and have different places that you can conduct business in. That’s simple. Now, this is paranoid. No, it’s happening. This is happening to all of us.

You know, your bank can legally restrict how much you take out of the bank. They can do that in a second. And they’re starting to ask these questions. This is happening in the UK. It’s happening in other countries, South America, you know, Germany, somebody wrote me about, and especially here in the States. Now, the Bank Secrecy Act of 1972 was set up so that if you take out $10,000 in a day, they can report that to the Internal Revenue Service. They just fill out this form. It’s that simple. Now, the thing about this is that I want you to think about $10,000 in 1972 and $10,000 today.

That’s the equivalent of $1,372 today. Right now, $10,000 is nothing. But when you compare it to, you know, 1972 money, it’s a pittance. So the problem with it is that people are getting flagged for hundreds of dollars right now. Why do you take out $300 Monday, Wednesday, and Friday? That’s what they’re doing to people. And it’s happening on a regular basis. So prevention. Call your bank today. Be specific. You know, guys, I’m telling you this right now. I had a year ago for my birthday. Oh, sir, you don’t have to do this anymore.

It’s not necessary. Well, I just want it flagged. So if you see me, if I get off the boat, if I go spend money that you’re not going to, you know, flag it. Oh, you know, we don’t have to do this anymore. So it’s just you’re a good customer. It’s not necessary. Well, driving to the boat, I’ve told you guys this, I got, you know, compromised on the credit card. Somebody said I was Seattle, and I went to a Crate and Barrel and bought stuff. And then when I called them, they go, wait, aren’t you traveling right now? Yeah, I’m in Miami.

I’m not in Seattle. Oh, so you don’t know what this, you know, you know, $486 charges. No, I don’t. Oh, that’s, that’s concerning, sir. That’s concerning. Do you transfer money between accounts a lot? Transfer back and forth? Well, that’s why why are you doing that? Now, why don’t you leave your money in your checking account, and not transfer to your savings, and then transfer it back. You’re closing people’s accounts for that. You know, I did all these notes, did pages and pages of notes, it’s almost 30 pages of notes in this one.

It’s so much right now. And you have to protect yourself. But when you start to hear good business people that are doing legitimate things, you know, an ad agency, that’s doing advertising, selling ads, promoting ads, getting you to buy stuff, and oh, wait a second, we’re gonna flag your gonna flag your account. You know, we don’t like this. You know, my favorite thing that one of the bank says, we don’t even know what you sell. Okay, ads. Okay. Anyways, you have to protect yourself. You have to get ready.

You know, as far as the gold and silver in your portfolio, that’s really critical right now, in my opinion. You have to have an alternative for your bank, protect yourself, have a relationship with your bank, walk in there and tell them what you do. Explain it. Can I can I explain to you guys what I do? Oh, you know, yeah, I’ve got, you know, $2,000 in my account. I’m not anybody I, I get, you know, my paycheck and it’s spent before the ink is dry on the paycheck. Yeah, I know that’s what most of us do.

But the bank needs to understand what you do. So you’re not a threat. If you do anything different, they’re not going to just close you down willy nilly. That is the problem right now that people don’t get it not paying attention to this. But when you have $200 that could set things off, do you buy a lot of money orders? You go into the bank and buy money orders? At a woman that was at the post office, she was buying a money order next to me. She said the bank is limiting the number of money orders that I can buy.

So I’m thinking, okay, this is going to be shenanigans. She’s going to sit there and go out and she’s going to have, you know, a bunch of $1,000 money orders. She had one for 50 and one for $70 some dollars. And I’m thinking, huh, okay, what’s that? Speaking of the word shenanigans, I want to thank Lisa for sending me this sign. So can’t get enough shenanigans out there, guys. Okay, so I’m telling you, protect yourself. I don’t believe that these banks are healthy. I believe there’s a lot of smoke and mirrors, and then they’re going to justify and verify it’s going to be insanity when they do this.

Some of us are going to have an easy time with this, because we need you to verify that your passport good. You know, that’s the other thing is, you know, when I got my passport, I got one of those passport cards, which is like the size of a credit card, but it’s your passport on it too, which is really cool to carry with you too. So you can get that. Like, subscribe, make good choices. My email address is hello at iallegedly.com. So let me know what you think.

Let us all know. I’ll see you soon. [tr:trw].

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