Folks, it’s absolutely amazing to have Dr. Kirk Elliott back with us once again. Every week we’re getting wonderful updates to what’s going on around the earth, especially when it comes to precious metals, our money, and so much more. You can go to forward slash gold at any time during this video or afterwards and reach out to Dr. Kirk Elliott and his team, and they will help you out.

Just like I’m having a conversation now, you can actually do the same thing. And it’s absolutely wonderful what they provide. What I want to do is just kick right off the start is this speech that we had recently from Biden, the state of the union. And what he hits off right away with Dr. Kirgelli just really gets under my skin. I’m starting to get really frustrated with this.

I know we’re supposed to have patients and hope that everything works out great, but when you have somebody that’s supposed to be the leader of the free world standing up there behind a podium and he’s supposed to be talking to the american people, all he does is talk about things like funding Ukraine. Trump’s a threat to democracy in America. Abortion’s good. American economy is stronger than ever. Inflation wasn’t Biden’s fault.

Illegals are Americans, too. Republicans are responsible for the border crisis. Trump is bad. Biden stands with trans children. So mutilate all these kids and destroy their lives. And j six was the worst insurrection since the civil war. All farce, all lies, constantly put out in front of everybody. And I’m getting tired of it. What about you? Yeah, tired of the lies. I mean, you look at that list, literally, this is the head of our nation.

And that was one of the darkest speeches I’ve heard. He was demagoguing. I mean, he was just being like this dictator and just chastising America for being so foul. And just, I mean, he even chastised the. So I was watching Tucker Carlson’s response after that, and it was so good because he brought up a few points that I don’t think a lot of people would really consider. Right? So when he starts off talking about 1941 and Hitler, right, it’s like, oh, my word, where’s this going? And then basically he compares Trump to Hitler, not the candidate who’s going to be facing him in the election.

He basically said, no, this guy is Hitler. And if you vote for him, America is going to die, and you’re all going to die, right? I mean, that’s the connotation that you take when you think of Hitler, right? So you have that going on. And then Ukraine. And Mike Johnson sitting there championing kind of Ukraine too, by his nods, it’s like what’s going on is what is up with all of this and why.

And so three quarters of this state of the union speech had nothing to do with our union. It had to do with other parts of the world. And illegal migrants are not Americans. They’re not Americans. They might happen to be walking on american ground, but they’re not Americans. Right? And this is something that we have to think about. But really the abortion thing was declining. We’ve got a declining demographic in America, a fertility rate that’s in decline.

And throughout history, whenever a fertility rate in a country dips below 2. 0, which means you and your wife, that’s two, you have to have two kids to replace yourself, that would be a 2. 0. Once you get below 2. 0, which every country in the western hemisphere is now below 2. 0, history tells us you never get it back, right? You never go above that ever again.

And in the eastern hemisphere, you’ve got Japan, I think is negative. China is obviously negative with one kid policy forever. So you’ve got this problem. It’s a decline of civilization. Baby boomers are retiring. There’s going to be more and more expenditures for retirement, Social Security benefits, things like that, fewer people paying into the system. This is a recipe for a nation’s failure. And then when you sanction the killing of kids, which is what abortion is, well, now you’ve got other kind of spiritual implications at know, the umbrella of protection starts to.

So, so you think, good grief, what is this all about? And what’s going on? It’s like this was truly one of the darkest speeches heard. But, but Tucker made this point when he was talking about this, and he said, biden has a present for all of us, and it’s a present, and here’s what it is. And then he showed that part of the speech where he’s talking about abortion.

He said, in America, it’s really easy to get an abortion. You can get it anywhere. You can go all over the place and you can get an abortion. But what can’t people do? Pay for their new roof, pay for their groceries, afford their utility bills with the inflationary pressures and everything that’s going on, but you can get an abortion, right? So again, the things that truly matter in society that we care about, the ability to survive, the ability to thrive, the ability to actually build for future generations to actually fund a retirement, none of that stuff was really talked about.

And so that’s why I think that this was a terrible state of the union. And you look at how these things are happening, but there’s lies everywhere, right? I mean, you and I were talking earlier about unemployment, about the jobs being created. They don’t match up either. So the whole state of the union to me, was a lie. You look at these new jobs numbers that came out like 275,000 jobs created, but yet unemployment is increasing.

What’s the truth? Right? Well, they can fudge the numbers a lot. Lt they’ve been doing this for decades. This isn’t a new thing. This isn’t just a thing that Biden has grabbed onto. It’s like, oh, let’s fudge the numbers so we can keep lying. This has been going on for a long time. Well, how do you do that? Because unemployment and jobs is a very political hot potato, right? We’re in an election year.

So the way that they do that is they start to pull people out of the available working pool. If they’ve been looking for a job for too long and can’t find one and they just decide to pause for a bit or stop looking, or if you’re on disability, or there’s all kinds of ors where it’s like, all right, this and this and this happened. So we’re going to take you out of the main pool of jobs.

What does that do? That increases the actual number of people working percentage wise, decreases unemployment, but there’s actually more people unemployed. So it’s just fuzzy math at best. Right? So, boy, you’re looking at that kind of nonsense. But when you’ve got fewer people working, prices going up, people are going to spend less. And so now when that happens, you’ve got bank failures coming. To me, the bank failures are the biggest thing that’s going to, I think, hit us over the next 60 to 90 days, because like we talked about on the last show and the one before, I think we’ve got Silicon Valley bank style bank runs coming, and probably within the next 60 days, because on March 11, which is what that’s coming up now, the funding stops, the emergency funding for failing bank stops from the Fed.

So that means that banks that are under capitalized, that need capital, they’re not going to be able to get it. This is how they’ve staved off bank runs since Silicon Valley bank. Well, what’s happening to banks in the last quarter? In the last three months, profitability of banks has plummeted 44%, 44%. Stock prices of regional banks, most of them were down like 70% in January alone. And then you look at New York Community bank, down 24% on Friday of last week in one day.

See, banks are in trouble. And like we’ve talked about before, when a bigger bank buys a smaller bank, that’s toxic, it’s going to bring toxicity into their entire balance sheet. This is where I think the contagion really starts to spread. So you’ve got unemployment, rising interest rates, defaults, and delinquencies are going to increase at banks across the board, because right now they’re already at the highest that they’ve ever been for large banks or for small banks.

Large banks, the highest it’s been for eleven years. So delinquencies are just missing payments. Series of delinquencies equals default, bankruptcy. Right? So you’re seeing this kind of stuff happening. It’s like, wow, this is all happening during an election year. Is this perfect timing for these things to happen, or is it the worst timing for these things to happen? Well, depends on what you’re trying to do with the news, right? So if your goal is to collapse a system so you can usher in something new, this is a perfect time because in an election year, people are voting for what they’re voting for, a new government, right? So this is where Trump got in trouble earlier in the week, for know, misinterpreted as usual, that he, you know, if the economy is going to fail, I hope it fails before I become president or else I’m going to get blamed for it.

So how did the media say that? Said Trump wants the economy to, doesn’t nobody in America wants the economy to fail because we’re Americans. But to me, it’s not a matter of if, it’s a matter of when we’ve gone too far. The economy is going to fail. So what Trump is saying, hey, let the people who are responsible for it, let them get the blame, not me. The guy holding the bag is always going to get in trouble for it.

You’ve got this political mudslinging. You’ve got politicians who are going to give away everything. You’ve got Mike Johnson, who’s going to vote for $60 billion to go to Ukraine. There are people in America who don’t have jobs, create more infrastructure, do something in our own country, rather than funding a stupid war in another part of the world that has nothing to do with us, that could go nuclear.

Right? We are at that point, lt, and yet we’re watching the state of the union that had nothing to do about our union when everything that we just talked about has everything to do with our union, people can’t afford to live. Banks are failing. They’re running scared. They’re afraid that their money is not going to be there in what should be the safest thing in the world. They’re banks.

Right? So that I found on ex federal Fed chair Jerome Powell. Here’s what he actually said. There will be bank failures, but this is not the big banks. If you look at the very big banks, it’s not a first order issue for any of the very large banks. It’s more smaller and medium sized banks that have these issues. We’re working with them, we’re getting through it. I think it’s manageable is the word I would use.

But it’s a very active thing for us and the other regulators, and it will be for some time. What do you think about that? Well, he’s basically saying. So now he’s on the record saying, I told you there was going to be small and medium bank failures, but don’t worry, big banks are going to basically buy them out. They’re going to be safe. So what does that message tell us? That message tells us exactly what the globalists are telling us, which is they want small and medium sized banks gone.

They want consolidation in the banking world. Because if they’re ushering in central bank digital currency, it’s hard to corral thousands and thousands and thousands of bank presidents to agree with something that’s so egregiously anti freedom and anti privacy that most bankers that I know, who are christians, who are patriots, are going to say, no, we don’t want this. It’s the mark of the beast. But if you create a system that causes those banks to go away, and now you only have seven 8910 big banks left that have consolidated everything and bought up all the other ones.

Well, now you don’t have any opposition because they’re the ones that are creating the system. Right? So you look at that kind of nonsense, and it’s obvious to me that this globalist agenda is based on fear, it’s based on people control, and they’re using the election year to get their way, and they’re going to let banks fail. There’s this research paper. Actually, it wasn’t a research paper. That’s a bad word.

This article that I read by a very large real estate company’s president, kind of like builder. They’re builders. National builder, obviously. They’re getting real estate loans all the time. That’s what they do. Well, he says, with the lack of liquidity and the things that are happening. He’s expecting 500 banks to fail in the next twelve to 24 months. 500 banks. It’s like, okay, we saw five with Silicon Valley bank runs, what, about a magnitude of ten times greater than that? What is that going to do to the economy that’s going to devastate it? But the contagion isn’t just held to here.

Lt it’s actually started in China. People think, oh, the BRICS nation is in China. It’s amazing. No, their economy stinks. Which is why they’re having to bring on all these other countries into the BRICS nations to bring size and volume and all of the gold that those central banks are hoarding. Right? So that makes them a bigger player. But Evergrande, the largest real estate company in the world, filed for bankruptcy.

99% of the value of its debt vanished overnight. Their debt holders only get 1%, one penny on the dollar. So when you see this stuff happening, it’s like, what are these billionaires doing? Right? They’re always out to save their. And so, so Mark Zuckerberg, I don’t like him. I mean, I think he’s foul. And what he’s done with meta and sold all of our data to the highest bidder.

Right? He’s so anti freedom and anti privacy. Right? But what’s he doing? A few things. Number one, sold $500 million of his own shares. Number two, he built a big massive Taj Mahal bunker. A bunker at his house. What’s he expecting? Well, what else is he doing? He’s buying gold and a lot of it. Right? So selling shares, building a bunker, buying gold from one of the world’s richest men.

Right? So you look at is, what is he expecting? He’s actually expecting, in articles that I’ve listened to and things that he said, kind of the end of days, he’s expecting the apocalypse kind of, to know. And so you’ve got a lot of billionaires that are, Biden is building a bunker. Why is he building a bunker? What do these people know that we don’t know? They’re privy to meetings that you and I aren’t in World Economic Forum Bilderberger, things of that nature, where the globalists are all meeting to see how much control they can take away from the people and how much they can control us.

And they’re planning this new globalist world utopia in their mind. To us, it’s global enslavement. Right? So this is what they’re planning. And what are all these people doing getting out of dodge at the same time, selling their shares, building bunkers, buying gold. See, Zuckerberg’s not the only one buying gold. Central banks around the world are buying gold. And I love gold. But you know what? Gold is at an all time high because of some of these things that we’re starting to see.

The instability, the political chaos, the geopolitical conflict, the inflationary pressures, the wars, the rumors of wars that causes gold and silver to both go up. So why wouldn’t I buy gold? I’m buying silver? Well, because silver is outperforming. Over the last month, over the last year, over the last five years, silver has outperformed gold the whole time. The whole time. Right. So if we keep on with that, you’re going to leverage higher growth silver.

We can buy gold down the road, get you more ounces then than what we could have purchased for you today because we’re going to sell off the higher growth silver to get you more ounces of gold for free than what you could have purchased today. So it’s not that I dislike gold, I just want you to have more of it. And so that’s why we’re leveraging silver to get more gold down the road.

That’s amazing. So when folks call in and they’re asking you questions every week, what is one of the biggest ones that seems to be coming your way now that you guys are having to deal with? Well, the biggest one is how much money should I keep in the bank? And then secondly, I’m hearing that all these people are buying gold, central banks are buying gold. Why are you recommending silver? I mean, those are the two big ones.

We just addressed the why silver versus gold. How much money should you have in the bank? General rule of thumb, we still live in a cash world. You don’t want to get rid of all of it, right? You can’t. You still have bills to pay, an emergency fund to fund things of that nature. But I would say have three to six months of expenses in cash, which could be money in the bank or money under your pillow or whatever, but I would just keep it in the bank at that amount and I would allocate the rest into something that’s growing.

In the past, that could have been stocks, it could have been bonds, it could have been whatever, depending on the president at the time. Right now it happens to be silver. Right? And you’ve got central banks, billionaires that are all pointing towards tangible assets like we talked about last week. Even, you know, Bill Gates is selling off all the stuff to know, fund his philanthropy and whatever, which makes people feel good about him.

But I don’t trust it because what did he keep? He kept his land. Largest landowner in North America. He kept all of his land. What’s land? A tangible asset like gold and silver. Right. What are you going to do with all those acres? He’s going to probably provide food because he knows what the World Economic Forum is. Why do you think they telegraph things and says, you’re going to own nothing and you’re going to like it.

You’re not going to eat meat anymore. You’re going to eat bugs. So what’s he doing? He’s getting land because food is probably going to be a scarce thing down the road. And he’s not a smart, I mean, he’s not a dumb guy. He’s a smart guy. He’s brilliant. He just happens to be evil. Everything he’s doing of vaccines and everything globally, and it’s like, man, what are these billionaires doing? The exact same things that we should do just at a smaller scale, allocate into tangible assets, because that is going to bring safety and peace to your financial position down the road.

Right. And that’s what you guys provide, especially with the 401. If they’re in cash, it’s good to bring them over to precious metals, right? That’s what you recommend, correct? Yeah. So a 401, if it’s with an old employer that rolls into an IRA. So roll into a traditional IRA because you can’t do anything with a current 401 unless you’re over 59 and a half because the company that you work for actually owns it, not you.

So that’s why you usually have like 30 or 40 choices of things that you can do. Those are the things that they picked. Right. But if you’re over 59 and a half, you can do an in service rollover from a. An IRA because you can’t own precious metals in a 401k. It’s not allowed. Okay. But you can in an IRA. And the way that you get from a.

An IRA is simply a tax free rollover, just like any other rollover. But if it’s an old 401k, like a company that you were previously with, that’s easy. We do that kind of stuff all the time, every single day. Right. And if you’re current with an employer, you can’t actually get rid of your 401. But if you’re over 59 and a half, you can do an in service rollover, meaning you could take the balance to zero, generally.

Okay. And then just keep your 401K open for new contributions because you’re still working there. And what do you do with that balance that you rolled into the traditional IRA? I would put it into physical silver. Right. Or you can buy physical silver and gold outside of an IRA, and you just take delivery of it at home or set up a storage account for yourself. So all of the above we can do.

And this is the kind of thing that people. Their heads start to explode and say, I don’t know what to do. I’ve never done this before. Well, have you rolled an IRA from Schwab to fidelity before? It’s the same thing. Just don’t let the fact that we’re going into physical metals kind of tweak with your melon because it’s the same. It’s an asset, like another asset. You just buy it and you sell it.

And the only thing we’re doing is changing to an IRA custodian that allows you to have physical metals in your IRA. Most of them do not do that. Right. And I’m assuming when the price of silver goes up, your IRA would go up also, correct? Correct. Because it’s just a growth asset. So if you have 1000oz of silver in an IRA at $25 an ounce, that’s $25,000, right.

Well, what about if it goes to $50 an ounce? Well, now your IRa is worth 50,000. What if it goes to $100 an ounce? Now you’re worth 100,000, right. This is where you start to just look at it like any other asset. You sell a stock when it gets high, you buy it when it gets low. You sell gold or silver when it gets high, and you buy it when it’s low, when it’s growing like we are right now, for these fundamental reasons, which are unsustainable debt, inflationary pressures, political chaos, geopolitical conflict.

Those factors cause gold and silver to go up. You haven’t missed the boat if you haven’t done it yet. Awesome. Because I don’t see any of those things changing anytime real soon, except getting worse. So the worse it gets, the more bullish or upward momentum gold and silver are going to be. And I just believe that silver is going to outperform gold. Got it. And it is biblical, too.

It seems to have these precious metals with us. We see the tides turning in so many nations with this paper that we throw around, and now they’re switching to digital, and it’s getting crazy out there. And it seems like gold and silver throughout scripture has been one of the mainstays for all of us. Very important. Absolutely. So I appreciate you guys, everything that you’re doing. And I really want to just tone in on, before we close, is there anything that’s been on your heart recently? You want to let the people know that you just feel really strongly about that you need folks to is what’s really on my heart is actually.

And it’s been leading up to this, but the state of the union speech is a reflection of where America is right now. And that was dark. That was a really dark speech. Very unpresidential, very unamerican. It was almost like a death chant for the economy and for kids. When you’re such a champion of abortion, this was dark to me. When that kind of mentality is permeating the land, that brings fear.

Fear does a lot of things. When it comes to your finances, it causes you to not act. When it comes to politics, you throw in the towel and you say, there’s nothing that we can do. Look at how bad it is. Right? No, there’s always something you can do. Prayer is very powerful. And God answers our prayers. He listens to us. He gives us wisdom, he gives us discernment.

He gives us courage. Right. And so that’s what I would want, people. Everybody I talk to, not everybody. 99%. That’s almost everybody. When they call in, fear permeates their thoughts. By the end of the phone call, I can feel it over the phone melting away. See, that’s really cool, because this is where when you speak truth and you speak wisdom, and people have open hearts and minds and ears to hear it, that anxiety, that fear, starts to melt away with something that God created us for, which is confidence and sound, mind and creativity and faith.

Right. Is the opposite of all of that other garbage. Right. That’s what God wants for all of us. Amen. So glad that you have a doctorate in theology, too. That’s with the doctorate, two doctorate degrees. Absolutely amazing. Huge response from you, giving your testimony again last week, and so appreciate that and your transparency. Absolutely amazing. I’d like to close in prayer. We request as we end in this.

Thank you, heavenly Father, again for Dr. Kirk Elliott’s team. How you brought us all together last year is absolutely amazing. Many folks who have been just supported by them, not only financially, but just in bringing this fear that’s from the enemy, just taking it away. You’ve done amazing work in all of our lives, and we ask that this darkness that has just permeated our nation, we’d be just a huge light in this darkness that continue to expose this evil.

And we would just hope and pray that as you continue to control all that’s playing out, that many more folks would wake up to the truth and come to the knowledge and faith of your son, Jesus Christ, who died for us and is alive and well. Now we ask this in his holy name. Amen. Amen. Amen. Thank you, brother, for everything you’re doing. We appreciate. Thank you. Next time.

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