➡ The text discusses various topics including insurance policies, potential scams from text messages, government waste on unused phones, squatters in Wyoming, retirees returning to work, and excessive spending. It warns about insurance companies requiring more information before writing policies and the dangers of scams from text messages, including those from the Social Security Department. It also criticizes the government for wasting money on unused phones and applauds Wyoming’s new rule against squatters. The text also discusses the trend of retirees returning to work due to financial needs and warns about excessive spending, particularly on dining out.

➡ The speaker discusses the cost of feeding a family of four, mentioning a sum of $6,782 for three months, with an additional $1,300 spent on groceries. They also share a personal story about their insurance being canceled due to a misunderstanding about the use of their truck. The speaker encourages listeners to like, subscribe, and share their own experiences.

Hey, it’s Dan. Welcome back. This is I Allegedly and I’ve got a good one for you today because you’re uninsurable. Can’t get insurance and the reasons are gonna shock you to say the least but hit the like button, subscribe to the channel and don’t forget to join our email list. Guys, the link is below for the email list. Now, first things first, there was a memo that was released from State Farm and I love stuff like this where they came out and they said that they’re going to announce what these reasons are, why you can’t get insurance.

Now, here’s the problem with this is in the past, you know, you may, you know, get just little questions asked by your insurance agent on what you do for a living, what’s your house like, what do you do for fun and this is ridiculous because what they’re doing now is they’re using this against you, okay? So, I mean, I was blown away by this because a lot of these things are things you wouldn’t really think about. Now, people have been denied policies and this goes to a lot of different insurance companies, not just State Farm.

So, let’s start there. Have you had more than two claims in the last five years? Well, you don’t understand. It wasn’t my fault, somebody tripped and fell at my house, somebody drove that car through the back fence. We don’t care. We don’t care. We don’t want you as a policy hoarder of us. Number two, do you run child care out of your house? Well, I just watch the neighbor kids and, you know, how many are here? Eight? Well, anybody over six, we’re going to uninsured. Think about that. Six kids, uninsured.

People with high income, this is why it was sent to me. You ever had any hate mail? Have you? I have. I got one yesterday. Have you ever had anybody make any comments about you? Are you considered high profile? Think about how ridiculous it is that I have to say that I’m considered high profile. Some of these people will not ensure me because of what I do for a living and walking around and reading you the news, okay, regardless of what my knowledge is or anything like that. Athletes, scientists, do you write books? This is the next one that I love.

Are you an author? Now, you know how many people have written crappy books, e-books, you know, which I encourage you guys to do. I mean, I’m the first one to say go write your own book. Do you know the average online, self-published book? If you were considered a success, a success, you’ve sold 200 copies of that book. 200 copies of that book. Now, imagine bragging about, you know, I wrote about, you know, my client’s background and did that, okay, uninsurable because you’ve written an e-book. Is that insane? It’s insane, isn’t it? I was just blown away by this.

Are you a columnist? Have you ever written anything that’s had people write unfavorable comments back to you? In other words, do you write online? Are you one of those people on Facebook that sits there and tells people how it is? By the way, I’m at Sherman Gardens today and it’s beautiful. They’re going through a big remodel here, so I wanted to come by before. Drivers that have had a suspended license or revoked license. Well, okay, this goes to sanity. This goes to, well, if you are a reckless person, that’s what somebody once told me in the insurance business.

So what does that mean? Do you make bad choices? Do you drink and drive? Have you ever just let my driver’s license go because I forgot to renew it? I mean, I was walking the other day in Huntington Beach and saw a cop pull somebody who goes, how do you forget your birthday? How do you forget that your license is going to, your license, I don’t think about it, sir. Clearly, well, you’re getting a ticket. I may have to impound the car, blah, blah, blah, you know, as I minded my own business and moved on, but that’s, they don’t want to insure people like you.

Well, that kind of makes sense to me. So adult family home facilities, if you’ve had people that live and you do 24-hour care for people, uh-uh, bye. Well, it’s just my mom. She lives here. Well, no, don’t want to hear about it. There’s an error I’ve really never taken you guys to. It’s the succulent section over here, which is kind of nice. It’s kind of cool, little spot. But again, you know, do you have a race car of any type? What do you mean? If you drive a fast car, well, you’re not ensuring that that’s with the other company.

Okay, but you drive a kind of a speed car, a car that has a loud exhaust. And again, they ask questions like this, oh yeah, man, I had the thing souped up and I put this engine in it by uninsured with State Farm. You know, do you like to do anything with speed? How about demolition? How about rock climbing? Do you like to climb rocks? Okay, well, it’s my hobby, okay? Uninsurable, okay? Do you like to do anything that involves a contest of sports, like jumping, like jumping off of a cliff? Huh? Yeah, again, guys, no, we’re not going to ensure you if you do things like that.

Do you own a watercraft that races? Do you race watercraft of any kind? Man, I know so many people that have done that and gotten injured. My ex-wife’s brother-in-law was a professional boat racer before he retired. He ran and drove the Pennzoil car. I mean, he was amazing. David’s a really good guy, but he was everything boats and he did the K-boats and all that stuff, but again, uninsurable, according to these guys, so I find it fascinating. Do you transport employees or children to and from school? Well, yeah, my kids, the neighbor kids, every Wednesday I get to take the whole lot of them.

No, uninsurable. Think about that. Driving the neighbor kids. Hey, grandma’s gonna drive us today. No, don’t do that, grandma, and don’t talk about it, though. I’ve never done that in my life. Farms who predominantly grow or raise poultry, trees, fish. You raise trees? Oh my god, you’re dangerous. Fish, farm, mink. Do you raise minks? Hops, ginseng, sod, exotic animals, mushrooms, or reptiles? Do you grow or raise or train horses? Again, guys, it’s like, do you do anything fun out of your house? Whoa, whoa, whoa, whoa. No, I like to read.

Whose books are they? Did you write that book? No, I buy other books. Oh my god. Do you, okay, think about this, corn mazes. Do you offer anything that helps children have a good time? Okay. Children’s actually haunted houses, haunted barns, haunted livestock, hog breeding operations. Okay. Hydrobonic farms. Oh my gosh. Okay. Hog breeding, yep. I think that that’s it. So if you do any of that stuff, you’re just a menace to society. The problem with this is that they’re getting bolder and bolder and bolder. They’re gonna do drone flyovers of your house.

When you buy a house now, the insurance company send out a third-party investigator. Well, what’s this for? The investigator is going to take pictures of your house. Wait a second. Who’s this person coming to my house to take pictures of everything? No, no, they’re gonna take pictures of what the house looks like today, before the fire, so that you can’t claim certain things. Now, wait a second. Do I have to show them what’s in my house? No, you don’t have to do that, but we just want to document what the house looks like prior to a disaster, prior to the flood, prior to the lightning strike, the hail strike, all that.

Wow, that’s crazy, isn’t it? So the problem with this is that the insurance company then hire the third-party person and I asked about it. I called one of these places and said, what are you doing? Why are you doing this, as if I bought a house? And they’re like, well, we document this so that we can show exactly the state of the house right now, because a lot of people talk about the damage, and you may buy an older house and the house may have, you know, you know, old doors, you know, no panel doors that are $29 to replace, but you’re gonna sit there and claim that the doors were $5,000 each inside the house.

They get rid of a lot of shenanigans by having this third party, and then the insurance company, if there was a lie, then they can sue the third party investigator that investigated your house and took those pictures. So interesting stuff, guys, to say the least, but this is a problem that’s gonna get worse. If you think it just starts with State Farm, it’s gonna go to everybody, because the big thing right now is how much do you drive? Where do you drive? Where do you go to? You know, there’s a senator, and I’m gonna do a story on this soon, that wants to limit your driving for all of us.

Well, again, Vegas meetings and things like that, I told you guys this is a great place to go to, but I can be there in three and a half hours driving, or do I want to fly? Make the call, you know what I mean? So it’s kind of ridiculous, but this, this is only gonna get worse. They’re gonna come up with more reasons not to write your policy, and the thing about this, I asked this person, I said, would you want to see like all the furniture inside the house? You can have the house furnished or vacant? We preferred if the person lived in it, so we could see exactly what they had.

But what if they go out and buy new furniture after they get the house? They make a little bit of money, and just, well, there’s always things you can do, but if you ever want it re-inspected and get new photos taken, you can do that. Well, I recommend that you guys take photos. A lot of people in the Palisades, you know, oh, we have pianos, we have all these things that they may not have been able to verify. This would help you verify that, too. So, just good and bad for it.

Let me know what you think about this so far. Now, here is a very bad idea that’s about to be implemented. The Social Security Department is announcing that they’re going to start sending text messages out to people to let them know what their benefits are. Man, oh, man, it’s just a bad idea. One thing that we have done over and over and over again and over again is tell you about the texting scams. I got one that my driver’s license has suspended today. I got one about toll roads today, and I got two about jobs today on my phone.

So, unbelievable, guys. Text messages from the Social Security Department. Hey, it’s going to let people know about benefits. Read the story below. It’s crazy. So, it’s going to let you know what benefits you could be eligible for. Pass. No, little turtle. This is the steam room. This is like living in the rain forest. It’s very, very cool. So, with that being said, the Doge Department just announced, think about this. How many phones are out there that are used by government employees that are not used? They’re too excess. How about $100 million a year worth of phone? Now, some people use these, but they’re not for work.

If we’re nefarious activities, if we’re dating, and my wife will never answer my work phone. You know what I mean? I had a buddy he used to always answer his phone when his wife called. He’d like to call my wife. I told you not to call me here. My wife may answer. That was always this joke that I thought was funny. And he says, if I ever get caught cheating, I’m going to say I’ve been telling you for 15 years. Anyways, old joke that’s kind of funny. But again, $100 million in phones that are excess and wasted.

It’s crazy. It’s absolutely crazy. You know, they’re talking. It was a great story I read from Facebook, Instagram, and Nvidia, how they want to get rid of the regular cell phones. They want to have smartphones that are tied to AI. And the problem with this is that your data would then be at risk. You would tell everything about yourself, and it would be called in, from I allegedly, and I would be in the system, and you’d be able to call me on my cellular device, which is a horrible, horrible idea.

The state of Wyoming is getting rid of squatters. This is a good one. They’re going to have a new rule, if I use the right door, they’re going to have a new rule that’s going to make it so that if you are the property owner, you can verify that you’re the property owner, and somebody is squatting on your property. And this stems from a woman last summer that had tenants leave, and let me go check the unit and see how much cleaning they have to do. And there’s four people living there.

What’s going on? Yeah, we rented from the previous tenant, so you got to get the F out of here, and this is our place now. Huh? They had no authority to do that. Well, now the governor has just signed something which is great, and that is immediate action. The owner then signs, now think about this, has to sign an affidavit. You’re saying, well that’s not fair. No, it is, because it’s going to be the employee’s neck on the line, you know, Wylie Coyote style, that if they lie and say that these people do a police, and you just, well, you know what, I never liked Dan, let’s just throw him out.

You’re going to go to judge a jail, and you’re going to get sued, and you won’t have to worry about renting that place to anybody. That will be Dan’s house at that point. So, with that being said, it’s kind of crazy that they’re doing this, but they’re going to kick people out, and the sheriff’s going to go there heavy, and wait till people remove their stuff, which I love. Man, do I love that. You know, boomers that are forced to un-retire. You know, one thing that happened during COVID, and we talked a lot about it, is people were burnt out.

I’m just going to take my savings, and I’m going to do the best I can in retirement. The problem is, is that when you add up what it costs you to live in a month, people don’t realize, oh, I don’t have enough to live. Oh, yeah, okay. So, needless to say, people are un-retiring right now, and they’re having to go out and get a better job. Everybody that I know that is happy in retirement is doing some type of side gig, whether they are working part-time, whether they are just doing a job that they want, whether they’re an usher at the stadium, they work at the library, they work here, okay, at a cool place like Sherman Gardens.

It’s like, yeah, it’s the greatest. I get to give tours, I get to walk people around, look at all the flowers, plan weddings for people. I miss a cool place to work, you know. So, but not everybody can afford it. People, some people need a set amount of money or need to go sell something to make their lives whole, which is sad. I’m sorry to hear that people have to struggle like that, but we, that this is a financial channel. That’s what we talked about, is making sure you have enough money to get through today, tomorrow, and five years from now.

Yes, it’s June, so we’re going to have some crazy shirts in June. This is hamburger shirt. Like that? I like this because hamburgers and American flags, so I like wearing this on the 4th of July or 4th of July parts. It’s a good one. I’m gonna finish this video with these last few things. Do not forget that we have a private channel called iAllegedly Live. You sign up at iAllegedly.tv. It is fantastic, it’s uncensored, it’s everything that’s too hot to talk about everywhere else. News, politics, money stuff, safety stuff, everything. Check it out today.

There’s over 300 videos there. I love doing that content and check it out today. Now, more postal workers. Postal workers write me guys and tell me two things. How unsafe their job is lately and how they are getting told they have to do more for less money. In other words, work an extra day in a week. Instead of five days, we’re getting six and a half days, which is every other Saturday you have to deliver mail. Oh, do I get paid overtime for that? No, same pay. Just do it or else.

So what used to be a really, really cool, easy job, fun, is not. And it’s you have to take your life in your own hands. You know, two people just robbed another postal truck in Colorado by gunpoint. So, no, pass. No, who wants that? I don’t want to do that. Who wants to put their lives in the line to deliver your mail, okay? Do you get the penny-saving your circulars? Come on, okay? How about that big five ad? Okay, come on. It’s ridiculous, guys. Final, final thing was I love this one because is my wife spending excessive? And this is a great story below.

Woman spent $6,769 at restaurants over the course of 90 days. Hello, are you kidding me? Okay, is that excessive? Yeah, hell yes, it’s expensive. It’s almost $2,300 bucks a month, okay? You know, $1,230 in supplies, whatever that is, and $1,250 on health care, which I understand the health care because it’s outrageous to see what I pay on health care, $560 on gas, and other expenses were $1,200, which is basically $400 bucks a month. So the problem with it is that you’ve got to rein it in, guys, right now. Do what you can to rein it in.

Now, there was a newscaster over the weekend, and I was watching a show, and she said, I have never cooked. Never cooked a meal in my life. Don’t know how to cook. How do you feed your kids? I guess everything’s microwaved. You bring it in. Well, that’s what that woman would be. It would be $6,782, whatever that was, for three months. You know, by the way, they spent, you know, during that time, they did spend $1,300 on groceries during that time, but doesn’t count. You know, it’s just crap for the kids to eat.

You know what I mean? So family of four. Let me know what you think about that. Hit the like button, subscribe to the channel, and do you do anything that you think is uninsurable? Or if you guys have had something where your insurance has been canceled for a crazy reason, I’ll tell you one to end this. I had a truck, and they told me it was it. They said, what’s it used for? And I said, it’s just I use it for, you know, to drive around in the weekends and stuff. You ever use it for work? Nope, never.

Google Maps happened to drive by the house one day when we were moving, and the truck was loaded, and it looked like Samford and Sun. And they sent me that picture, like the guy was some investigator, and look what I found. You lied to us. Oh, didn’t lie to you. That’s funny. That’s just that one day. Look at all the furniture on there. And the guy, he was not amused. They, listen, you can either cancel the policy or we’ll cancel it for you. Bye. Okay. I wonder what Fatty ended up at, because he just was a worthless individual.

So wasn’t a good insurance man, that’s for sure. Hit the like button, subscribe. I think I said that already. Hello what I allegedly.com is the email address, and I’ll see you soon. Fatty. [tr:trw].

See more of I Allegedly on their Public Channel and the MPN I Allegedly channel.