➡ BlackRock, an American financial firm, manages assets worth $6.3 trillion, mostly belonging to ordinary people’s pension funds. They also have a software platform, Aladdin, that performs risk analysis for clients, managing financial assets worth another $20 trillion. Carlos Cortez, a financial advisor, discusses market trends and predicts a potential market crash in the first or second quarter. He advises listeners to be prepared and not rely solely on political or personal beliefs for financial security.
➡ This text discusses the importance of smart investing, using ‘yellow money’ and ‘green money’. Yellow money refers to investments in the market, using tools like ETFs and AI to manage risk and achieve growth. Green money is invested in a guaranteed account, unaffected by stock market fluctuations, and grows with the NASDAQ index. The author emphasizes the need for a safety plan, especially with potential market and real estate corrections in 2025, and encourages readers to be critical of their financial advisors and their priorities.
➡ The speaker is committed to providing regular updates about the financial markets on their Rumble channel, “Scriptures and Wall Street”, despite not feeling well. They are seeking support to grow this channel, which aims to bring a positive influence to Wall Street. They offer various ways to contact them and provide a free book and downloadable guide about retirement planning to those who request it. They express gratitude for the positive impact their system has had on people’s retirement plans across America.

There’s a good chance you’ve never heard of BlackRock. Founded in only 1988, in less than 30 years this American financial firm would grow to become the company that owns the world, managing assets worth $6.3 trillion. These are assets that belong to their clients, mainly the pension funds of ordinary people, teachers, police officers, nurses and many more. And that’s just the beginning. BlackRock has also developed a software platform called Aladdin to perform risk analysis for its clients. It receives sensitive data from banks, insurance companies and other important institutions. Through Aladdin, BlackRock has insights about the management of financial assets worth another $20 trillion.

Hey guys, Carlos Cortez here with another episode of Scriptures and Wall Street. You know, I had to push through. We are pretty, pretty chilly here in Florida. I think it got down at 32 degrees today. And I have a stomach bug, so I’m not really feeling too hot. My face is a little pale. But I think it’s important to always just show up, right? Like 90% of the fight is literally just showing up. So I made a commitment a long time ago that I wouldn’t miss anything. Even I wouldn’t take any time off. I’m just really committed to giving you market updates, to give you opinions on what is going on, my take on it.

Although today might be a little short, I’m under the weather. I still wanted to be here for you guys. So I know there’s a lot of things going on. And people are confused. People are frantic. And I want to talk about the Volatility Index. I want to talk about just the overall stock market. And so here’s the crappy part. And before I get into this, let me say my disclosure. For those of you watching, I am a financial advisor, but everything on this podcast is meant for education and information purposes only. I am not giving investment advice on this podcast.

Although I am licensed to, I’m not doing it on this podcast. Now, if you would like financial advice or investment advice, give us a call. 813-448-3446. We even had clients fly in, drive in, basically shuttle in to have a face-to-face. We still offer those. But anywho, the markets are kind of like in this funk. And we are in this like Santa rally hangover. Personally, I’m going to say this on record. I think the Santa rally is over. I honestly think they’re going to crash the markets, probably Q1 or going into Q2. I have my sources. I have basically my trading group, my own mastermind that I get a lot of my information from.

And these are some very smart people that are on the right side of the aisle, by the way. They’re on our side. And they just see everything the way it’s happening right now. And we’re going to talk about that. We’re going to bring some things up. But more so as I get into that, it is more imperative than ever that you understand that just because Trump is in does not mean you’re safe, does not mean you’re going to be all good. Trump has done some weird things with the picks. His allegiance to other countries questions many, many things.

And I’m not anti-Trump. I want to make that clear. But we want Trump to succeed, obviously. We want Trump to succeed for the greater good of America, not for the greater good of Israel or Ukraine or China. Is he going to take over Canada? Well, I just sent the text to Mike Lindell, and Mike Lindell responds, he’s going to try. So you can share that, Mike. So he’s going to try. What if Trump was to take over Canada? How would that affect everything? Well, it hasn’t. So we don’t need to ponder. But when it does, I’ll be here seeing where we can take advantage of the markets, where we’re going to take advantage of these monumental historical moments.

Because there’s a lot of things you can do with your money to take advantage of it. There’s always going to be opportunity and devastations. There’s always going to be opportunity and devastations. So here we are. We are looking at the S&P 500. So what’s interesting about the S&P 500, we got green lights, traffic lights. The momentum still looks great. We even have a buy signal here. However, if I go to my other charts and if I go to, let’s see here, you start to see a loss of momentum, right? So you see this MACD going down and down and down.

So the waves are coming due, and they’re coming off from the high. So notice that how high these monumental markers were, and the momentum is weakening. So this is happening behind the scenes, guys. This is happening behind the scenes. It doesn’t matter what Elon Musk says or Trump says, this is huge because the lack of momentum that we’re seeing is going to show up in a different way. It is going to show up. If you’re in American funds, if you are in mutual funds, 401k, and you’re just banking on the money manager of your mutual fund company, which is Fidelity, Morgan Stanley, Legg Mason, American Century, whoever it is, Franklin Templeton, they have an investment objective to make sure your money is invested a good percentage, a high percentage of the time.

So for instance, back in 2012, I was reading in perspective Franklin Templeton, and don’t get me wrong, I love Franklin Templeton. They’re here locally, and it is not a verbiage for Franklin Templeton, but in their perspectives on the Franklin Income Fund, they stated in their perspectives, in their investment objective that they had to be vested 80% of the time. Straight up 80%. So for those of you with mutual funds, you better wake the heck up. You better make sure that your standard deviation is lower, you better make sure that they have the ability to sleeve into treasuries, or they have the ability, at least with the family of funds that you’re in, whether it’s American funds like Mason, Franklin Templeton, whoever woke company you’re with.

You’re going to need to have access to a conservative slash treasury type of fund, because look, the markets are going to crash. I may be a little too early, but I’m not wrong. I’m not wrong, dude. So this is going to happen, and we have been on a massive, massive bull run for this whole time. Now, what I think, what I honestly think could happen, as I’m scanning through all of this stuff, is simply, what I simply think is going to happen is, we’re going to see, let me switch this to a weekly, by the way.

You see this, this huge momentum we’ve had, the Santa Rally, Q4 was just impeccable, great returns. But we’re starting to see a little bit of slowdown. You see that red, you see these red, these red, and this last wave was a little bigger than this one, but also smaller than a previous wave. This wave was smaller, and we had some consolidation back early in 22 to 23. I’m thinking we’re going to see a death cross. This is what I’m thinking. I’m thinking we’re going to see a death cross, what a 200-day moving average is covering, is bending over to that 50-day moving average.

And we’ll see a death cross, and we’ll see possibly a 40 to 50% correction. This is happening, man. Like, it doesn’t matter if Kamala got in, or Trump got in, they’re still going to do the same thing. So, the reason why I say that, and I don’t want to get into the conspiracies, but I just want to talk about something simple. In 2000, they lowered interest rates. What happened in 2001? .com.bom. In 2007, they lowered interest rates. What happened in 2008? So, mortgage crisis, auction rate securities. In 2019, they lowered interest rates. What happened in 2020? The pandemic.

In 2024, they lowered interest rates. What’s going to happen in 2025? Well, history should tell us that some BS is going to happen in the markets. Honestly, my clients are fine. And if it happens, great. I just hope that you had the initiative to give us a call, to give us a chance. Like, what are you doing to protect your principle right now? Are you being that naive, where you think the stock market is just going to go up because Trump is… He’s the man, and he’s going to slash the bricks, and he’s going to fight for America.

Like, if you think that’s how the market’s going to go, you have something coming for you, brother. And don’t get me wrong. I wear the golden shoes. I have the Trump flip-flops. I have the Trump hats. I have it all. And I’m a big fan. But at the end of the day, the market doesn’t give a flip about your emotions or your political or Christian beliefs. Period. These guys have AI that literally will booby trap you in a whole room full of market makers. Like, if you look at market makers, like, if you look at the UBS floor, the UBS trading floor, or the JP Morgan trading floor, there’s hundreds, hundreds of traders that are literally stealing money from retail investors, from the 401k side, from your retirement, from your little individual guys that are trying to trade options and stocks, and the Robin Hooders over there.

Like, there’s a whole massive institution. That’s all they do. Now, what you have to do in order to get into 2025, you have to position yourself where we have a little bit of yellow money and green money. Now, what does that mean? Yellow money basically is we’re going to be in the market. We’re going to be in a market smart way. Use ETFs. Our traders have AI as well, and we can basically fight. You have to fight fire with fire. We can fight to defend our clients’ portfolios, alert them, have liquidity, and still have growth. Last year, we still managed 15%, 16% in our portfolios on the managed risk side.

So that is cooking and brewing. And yes, you can pull money out. It’s not an insurance product. It is fully liquid. But the green money account is going to be the place where you don’t care if the stock market goes up, down, or sideways because your money is guaranteed by the likings and the strengths of a rated insurance company that didn’t vaccinate their employees that are not subject to the edicts of the Chinese manipulation of Wall Street. That doesn’t do all this woke stuff that I’m sure your bank probably does. Or your advisor, like if your advisor is vaccinated, why in the hell are you getting advice from him? Like seriously, like you don’t even believe with him spiritually, ethically, politically, socially, financially, and then he’s managing or she’s managing your money.

Give me a freaking break, brother. Like that’s that doesn’t make sense to me. So what we have to understand is that we just got to allocate money away from these charts that we can still, we can still get these returns. Have I showed you the 45 year historical on NASDAQ? So here we are. Like I don’t so when we have yellow money, we have the ability to pull money out for somebody that’s retired that needs income. We’re pulling money out of a growing asset that is manage lower. Your risk is managed, but it’s also earning interest.

It is taking advantage of the swings and the and the market marking consolidations. It’s actually able to navigate hands free utilizing our tried and true money managers. The other thing is when we have green money, now we have green money that follows the NASDAQ. Like this is insane and more than likely it’s going to be in your state. Unfortunately, my home state, North Carolina, it’s not it’s not there yet because there’s some licensing issues on the carrier side. But look at these returns, guys. Already 1% for 2025. Last year we closed at 28, 23 of 43, 22 was negative 33.

So in this context, in this situation, you make a zero, a 21, a 43, a 35. We’re making 100% of these returns. Now, the downside is, guys, you only have access to 10% a year. It is an insurance contract. Your money will grow with this index and you do not lose when the market goes down because it’s not in the stock market. It is actually an insurance account that collects interest whenever this NASDAQ goes up on your anniversary date. That interest now becomes your new principle. It is off the stock market grid. It is anti CBDC.

The government does not have access to it. OJ Simpson himself killed his wife, got away with it, went to jail for stealing his own sports member. Billia was making 50 racks a month because he had a green money advisor that helped him to supplement his income while he was in prison. He was making $50,000 a month. And no one can touch it. Pretty amazing. Pretty amazing. So when you have yellow money and when you have green money and you follow something that is a high growth asset, you will have success. Look, money doesn’t basically cover everything.

Like, you know, there’s more than life than money. We all understand that. But it sure as heck does help with life. So with that being said, guys, I want to just reiterate in 2025, there’s going to be some market corrections as well as real estate corrections. Please, please figure out a safety plan. If you are a stock guy, then put half in cash. If you’re a money market guy and you only like CDs, CDs aren’t safe because you don’t own the money. Like the reason why you have a CD is because a certificate of disappointment. Read the documentation.

You do not own your assets. If you buy a CD, you’re only a beneficiary of it. If the bank allows you to pull the money out, if they stay solvent. Now we have this commercial real estate crisis for the past two or three years now. Somebody’s going to have to pay the fork on that bill. Like the banks are going to get hit. And what a great convenient time. Trump gets in here in less than two weeks. Let’s crash the markets on him. You see your stupid conservatives. You got your Trump. You got your thing. Where’s America? Great again.

We should have built back better and kept it the way it was supposed to be. They’re going to say all this nonsense. Let them say it. Let them crash the banks. Let them crash the market. I’m alive straight to the bank with my clients. And that could be you. All you got to do is pick up the phone. 813-448-3446. I’m freaking passionate about helping you out, especially if you’re a God fear and patriot. We know what works. We’ve been I’ve been doing this for 20 years. It’s working, guys. We’re saving retirements. People can go off and help their grandchildren don’t even have to show up to work.

They can fire their bosses. They can have that freedom. They can retire because they made changes now or I would say a year or two ago. They made the right changes and they had a plan. You see, when you don’t have a plan, fear, uncertainty, a doubt kicks in because you’re in the red money system. And when you have fear, you’re fearful because you don’t know who you can trust. You’re uncertain because there’s no one to talk to. And there’s doubt because honestly, you don’t even have a plan with somebody you can like trust and have a conversation with.

As your adviser, did you get vaccinated? Do you believe in Jesus Christ? Do you believe that his blood has saved you from every single sin? Get political. Get real with your adviser and see how crooked his response is. We can’t talk about religion and politics, Carlos. Screw that, bro. Screw that. No, we’re talking about all the real stuff. You know why? Because I want to be myself with you guys. I want to think like you think so I could understand you so that we can invest so we can honor the kingdom so we can pursue what the desires in our heart that God has placed us in.

And it’s that simple. But we’ve got it all convoluted because all the shareholders want your money and all the public traded companies want to appease to the shareholder, not the client. And when you have that type of system, the client never wins. This is why with your American funds, your 401k, your Merrill Lynch, your Morgan Stanley’s, it always feels like you’re getting crumbs and it’s not good enough because you aren’t the priority. I don’t care what the licenses say. I don’t care what the fiduciaries say. You aren’t the priority. And Dagon, sure enough, not your morals is not even considered into consideration.

Most people just care about the dollar no matter where it comes from. They chop human skin off and use it for LV bags or or they cross somebody with the blood diamonds. They don’t care. Wall Street does not care. But thanks be to God who always leads us into Trump and Christ. Second Corinthians two fourteen. Thanks be to God who always leads us into Trump and Christ. That was one verse I wanted to talk about. But I actually I have another one here. I thought this was powerful. Good old Matthew nineteen twenty six. Jesus looked at them and said with man, this is impossible.

But with God, all things are possible. Very cliche is but how could that land home in your heart? You know, we try to go in life planning things, doing things with our friends or family, even our church. And we tend to leave God out of it. I’m guilty of that. How many how many weeks have we gone without reading our Bible and all of a sudden things hit the fan, right? Because we’re trying to do life on our own words, on our own means, on our own understanding when we need to have the armor.

So my goal in twenty twenty five is put the armor on every day, not skip a day, even if it’s on my phone, which I hate reading scripture on my phone because I’m so distracted. My ADD kicks in. But Matthew nineteen twenty six. I wanted to leave you guys with that. Pray for my stomach issues. I don’t know how or why I got a stomach bug, but I do. But I mustered off enough energy to come talk to you guys. And I haven’t gotten a haircut. I’m wearing a hat. And honestly, I didn’t feel like working today.

I just feel like bumming. But here I am. I care enough to get the message out. I care enough to remind you, you know, what the markets are going to do. You can stay. You can rely on me to let you know what the markets are going to do. You can rely on me to give you an update. I promise I’ll keep on keeping on twice a week, even on my on my rumble channel. If you go to rumble type in scriptures and Wall Street and please click like and subscribe. We’re trying to grow my little baby rumble channel.

And I need help. I need your help. Please do that. I think I got like ten dollars on my on my I think I got like ten dollars on my rumble channel. It’s that small, but it’s it’s so it’s so cool, though, because I was excited when we had a penny in there because it just we started from zero. And we just want to give content like I don’t even care about the views. I don’t care about the money. I just want to grow that channel so that we can be a light in this disgusting street called Wall Street and that we can share scriptures and we can share our ideologies.

And you also guys, you have access to me. You can email me at info at Cortez W M dot com. You can also call my office eight one three four four eight three four four six. Do not forget that you can also visit a online virtual appointment with us at Cortez W M dot com. And if you come have a conversation with us and you just asked about our book, we’ll give you a free copy of our book. America First Retirement Plan, if you want a downloaded guide of the of our process, you can go to America First Retirement Plan dot com.

And there you’ll be able to to request some information, download our guide doesn’t cost you anything. It basically tells us about your yellow, red and green situation, how that system has changed all of America. Literally, people that have called us from all over America. They’re getting their retirement transformed and protected and growing and having the ability to pull money out and retire and stay retired. It’s a it’s a blessing. It really is. So anyways, I’m out of here. God bless you. Hopefully I feel a lot better next or this weekend for my Saturday podcast. Love y’all.

And I’m out of here. Peace. Thank you. [tr:trw].

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