➡ The text discusses concerns about financial and political changes, including the introduction of Palantir and predictive policing, the approval of new vaccines, and the potential for a social credit score system similar to China’s. It also mentions an executive order by Trump that expands 401k access to alternative investments, which could potentially direct billions of dollars towards Israeli interests. The text also discusses the dangers of the Employee Retirement Income Security Act (ERISA) and the potential for private equity firms to have significant influence over American retirement funds.
➡ The text discusses the concept of democratizing 401k, which means allowing everyone, regardless of their income, to have access to investment opportunities usually reserved for wealthy, accredited investors. However, it warns that these investments are risky, with potential for unlimited losses and gains, and investors have no control over the fees or the market. It also criticizes the lack of legal recourse if investors lose their money, and the potential for investments to go against personal values. The text suggests that this system benefits private equity firms and questions the transparency and fairness of the process.
➡ The text discusses concerns about political influence on Trump’s administration and potential threats to his position. It also delves into financial matters, particularly the complexities of 401k withdrawals and the potential risks in the stock market. The author suggests that people should be proactive in managing their finances, possibly considering alternatives to traditional banking and Wall Street investments. The text ends with a warning about the potential pitfalls of not actively managing one’s financial affairs.
➡ The text discusses the financial struggles people face due to rising living costs and the risks associated with traditional financial management methods like 401k plans. It suggests that these plans are often mishandled by financial advisors, leading to potential losses. The author recommends a different approach, involving ‘green’ and ‘yellow’ money, which allows for more control and less risk. However, the author warns of potential government interference and manipulation in these financial systems, urging people to be vigilant and proactive in managing their finances.
➡ The speaker emphasizes the importance of converting your IRAs and 401ks into a tax-free bucket to avoid losing money. They also stress the value of having mentors in different aspects of life and standing up for what you believe in. The speaker expresses concern about the current state of the country, mentioning changes in society, the economy, and the environment. Despite these challenges, they remain optimistic, encouraging listeners to be independent and fight for a better future.
➡ Carlos Cortez emphasizes the importance of financial independence and security. He encourages people to ask their financial advisors important questions about their investments, such as their standard deviation, actions during COVID, and total fees. He also suggests considering whether a part of their account is principally protected. Carlos offers his services for a second opinion and potential financial strategies, reachable at 813-448-3446 or greenmoneysolutions.com.
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I Carlos Cortez on the intro. Check this out. SPF in the booth true form blast Cortez on the charge Bill up that last no fear, no fraud we expose, we fight God over greed Bringing dark to light financial warfare SPF in the booth ST with the hammer Cortez with the truth Hard lines dropping Wall street shook kingdom over cash Better read that. But they try to kill us and call the system lies Even remnants severe couldn’t take our lives Avoid them, bro Investors high full of disease financial inoculation Bring the poor real peace SBF forever yeah, we fight for the plan we defend the fam, we defend the fan all right.

I mean, if it’s gonna hip hop, that’s fire. It has really been the week of the black pill right here in Minneapolis, Minnesota. A tragedy that has now turned into, what is the false flag being the reaction to that tragedy. And of course, it started immediately. I called it right when we were live, right after that happened. I said, you know, this, this is exactly what they’re going to do with. This is going to be used to stifle your 2A rights, your 1A rights. You will not be able to be critical. And then they spin this whole thing.

It’s not about the Christian children anymore. Now it’s about the ushering in of Palantir and preemptive predictive policing. I mean, this is the Minority Report on steroids. Hundreds of thousands of white Christian American men will be locked up before anybody even knew what hit them. It’ll be too late for them to defend themselves. Trump just rolls out four brand new vaccines, just approved four new shots, MRNA technology for a new variant of COVID 19. And then J.D. vance. I mean, this is. This is some big stuff. We covered some of this in part yesterday, along with Trump’s executive order, which we’re going to get into a little bit more detail on that.

But, I mean, talking about the ushering in of Palantir and Trump having his back, you know, pressed up against the wall and having a gun held to his head. He’s owned and occupied. He’s captured in every way possibly imaginable. And then J.D. vance comes out and drops the bombshell. Trump is in incredible health, but I’m ready to lead if tragedy strikes. Peter Thiel’s guy telegraphing that tragedy is going to strike and that he will be leading the country. Peter Thiel owns Palantir. Peter Thiel owns J.D. vance. J.D. vance is probably the most dangerous guy alive. And on Trump’s way out, they’ve got the Gun barrel to his head.

And he’s signing executive orders like this one on August 11, 2025. And the order directs federal regulators, including Department of Labor and securities and Exchange Commission, to expand 401k access to alternative investments such as private equity and cryptocurrency and real estate and all kinds of other non traditional assets. So this builds on the framework of the Employee Retirement Income security Act of 1974. Carlos Cortez knows a lot about that. It’s referred to as erisa. And you’ve been talking about this for a long time. You know this through and through. We’re just really starting to pay attention to this kind of stuff.

You know, I mean, people wake up at different speeds, obviously. But ERISA has been around again since the 1970s and Americans haven’t known largely, well, what does that mean? That I don’t own my 401k? They hear you talking about that. But go through ERISA and the dangers that it, that it proposes to the public now based on the executive order that Trump just signed, which we can get a little bit more into. Yeah, so the ERISA plan, it basically is a, an extension of a welfare program. It’s, it’s an extension of the track trace to control agenda.

So they, everything wants to be track tracer controlled from every sector that you could possibly imagine, from pharmaceuticals, academia, entertainment, financial, medically and now legally and compliance. Just so much stuff to introduce a social credit score like they have done in China. Now when it comes to erisa, there’s something called a welfare program. A welfare program, also known as Social Security. And so what, what’s the trap is, is that there’s no longer a, a pension. So we’ve had a pension crisis for, for now, 15, 20 years. Like companies don’t offer pensions anymore. And if they did, they’re at risk at defaulting, which if you look at 3M or even Chevron, they’ve, they’ve sent out memos about 10 years ago saying that hey, you worked for us for 30, 40 years, your pension may cut off because there’s no new workers.

That’s because the infrastructure has changed in America, the working infrastructure is more 1099 based, not W2 based. So ERISA has came in, into the play because what they wanted to do is create, initially through the Department of Labor, the, the DOL got a lot of pushback, especially with US Financial advisors, licensed financial advisors. We had to walk a straight line. We had to do a lot of things to help the public create a plan or process that they could save into as fiduciaries. Now, this new bill with the EO basically allows. Enforces. Right. With the gun in his head, like you said, forces plan administrators to offer.

And they call it Democratic. Democrat. How do you say the word? Democratizing. Democratizing. Democratizing those assets or democratizing those plans. And so there’s about six or seven different asset classes, from digital currencies to private equity to. Yeah, and speaking of private equity and speaking of spreading democracy, you know, we’ve always been told in times of war, that’s what we’re doing, we’re spreading democracy. Now they’re doing it financially. As you know, this weapon of war has been drawn on the American people. Private equity firms like Kohlberg, Kravis Roberts, commonly referred to as kkr, that CEO of that company is Scott Natal, who is Jewish.

Blackstone, headed by CEO Stephen Schwarzman, also Jewish. Blackrock, headed by CEO Larry Fink. Now at the Levers of control for the World Economic Forum, also Jewish. Sun Capital Partners, managed by CEO Mark Leader, who’s also Jewish. The Carlyle Group, overseen by CEO Harvey Schwartz, also Jewish. I mean, these relations to these Jewish leaderships at these private equity firms should be concerning and striking because of the sway that they have over American retirement funds, potentially directing billions of dollars toward Israeli interests. So all of these forever wars, the expansionist ambitions of these people to complete the conquest of Greater Israel and kill everybody in their path, they can just come right into your 401k now and take this stuff out with impunity because Trump gave them immunity, that they don’t ever have to reimburse that, that there’s no kind of legal action that anybody could take.

I agree. The other scary parts too is that it’s all red money based. So in your 401ks, 401k, they’re dangerous because you don’t even own them. Because you’re a participant. And because you are a participant, you now are like a, like a serviceman in the military. God bless our troops. But now you are property of what? You’re property of United States of America. You’re sworn. Yeah, well, everybody is. But explaining that even in more detail, because you glossed over that, a lot of people might not know yet what red money is if they’re, you know, joining us for the first time.

But a red money investment, meaning something like volatile, like cryptocurrency, you don’t have the financial wherewithal or if you’re making educated or smart or responsible decisions with the, the income that you have, whether it be disposable or fixed or whatever income it is that you have. You have been planning your entire life with your money. And so you’ve been, you know, calculated in how you spend and if you risk and if you do risk, how much of that money you risk. And now all of that is out the window because Trump just gave Las Vegas gamblers the keys to your safe.

He they could just come right in there, everything that you’ve worked hard to earn and save and just screw it all up and take it, steal it, gamble in cryptocurrency and lose it, manipulate Bitcoin like BlackRock just did, buying hundreds of millions of dollars. I believe they have trillions of dollars invested in cryptocurrencies which is supposed to be decentralized. And of course now they’re responsible for swaying that, just like the Fed is responsible for swaying the economy. And they do it based on how it’s going to best, you know, suit them. This is problem, this is very problematic.

Why would an America First President who is looking out for the interest financially, economically of his people, what would motivate him to do this? We have a fact sheet here and we can go through this thing and we can debunk, you know, the White House put out this fact sheet trying to sell this as a great deal. Is there anything about this that could be perceived as positive for any American? The only spin that I could think of is, and it sounds disgusting, but it is somewhat true that people with money have access to different asset classes.

So there’s something called accredited investor where you have to have an income, a joint income of $250,000 a year, a 300,000 a year, a joint income if you’re married or over 150,000 if you’re single or liquid, a million dollar liquid net worth and you’re considered accredited investor. And accredited investor has access to private equity, certain real estate deals that an average Joe doesn’t have. And so I believe when they said democratizing the 401k, in my opinion, I don’t know if this is a fact. I’m just speaking from experience, democratizing. What that basically means is letting all people of all walks have access to these assets that only accreditor investors have.

The only problem is, is that it’s red money. So when we talk about red money, we are talking about an account that has unlimited losses, unlimited gains. You do not know what the fees are. You don’t, you have no control. You are 100% vulnerable to the markets and all the illiquidity that it brings. Speaking of illiquidity, that’s what the market is going through right now as we talk about divergence. Remind me to talk about that. But the, the fact of the matter is, Stu, is that you don’t control what’s about to happen. And you are pro manipulated.

Like you are going into a manipulated red zone, an asset class. And that’s what red. Yeah. So he’s, he’s saying, oh, well, there’s a potential for higher returns. Well, of course there is, because the risk is higher. Yep. And then he’s saying that he’s democratizing the access. So in other words, if you have been, you know, feeling left out, if you’ve been feeling left out because you’re a blue collar guy, you’re a lunch pail carrying, trunk dry, you know, truck driving blue collar guy, you know, you’re making median income, but you’ve been, you’ve been, you’ve been saving, you’ve been, you know, scrupulously adhering to your financial plan so that you had something when you got older, but you’ve just felt like you just haven’t had access.

Well, that’s what Trump is granting. He’s granting access to investments that were previously reserved for the wealthy. And that’s, that’s the only way that they could spin this is possibly being positive. But when you gamble at a high stakes table, nine times out of ten, you lose. Yeah. When you win, you win more because you had more skin in the game. You had more money into this thing. And these private equity firms hold interest in 90 million Americans retirement accounts. That’s 90 million people who are now unbeknownst to them because of Donald Trump, because thanks to Trump, Apex, $200 million man, private equity firms, they have access to all of this stuff.

And we went over this together before. I mean, we know where BlackRock is headquartered. You know, we know where these people in Vanguard and where they have their headquarters and where they have their offices and whose interest they serve. But one key issue is ERISA’s preemption of state laws. So if you get ripped off by the burglar, who goes then to the Las Vegas gambling table with the money that he stole from you, and then he loses it, you got no recourse. So just like Trump gave, or Congress gave, whoever the psyop is that we’re going to believe gave Congress immunity so that they could give Big Pharma immunity to pump out a weapon of biowarfare, he’s now given immunity to the same People that invested into Covid, the same people that fund both sides of these forever wars, the same people who brought us transgenderism, the same people, I mean, the same people who have infiltrated and occupy everything now have the presidential blessing, they have President Trump’s blessing.

They have the key to the safe. They can just log right in, they can just take your shit, they can go to the Las Vegas gambling table, into the high stakes area, they can sit down, lose it all in one hand, and you’ve got no recourse. And there were state laws that were designed to protect you from this. And this executive order preempts all of that. It overrides the state laws that were related to employee benefit plans, except those, of course, that are regulating insurance, which is, you know, a whole nother topic. And that’s something that, you know, you do at Cortez Wealth Management.

Of course, you take a look individually at all of the people that come your way. And a lot of these are more based in regulating insurance policy, that kind of thing. But this limits everybody’s ability to seek redress under the state tort of contract laws. If you just get ripped off and rob blind. I mean, this is disgusting. Yeah, it really is. And, and if you go into the ERISA verbiage, and I don’t want to get into it because it’s very boring, but it is also very similar to the same type of contracts that you sign when you open up a checking account.

And when you open up a money market account or a CD account, you basically forfeit your rights to that plan administrator or plan administrator, or in this case, financial institution. So what’s scary about, what’s scary about these 401k democratizing all of this financial lease call it, or different asset classes is for the layman guys, like, you’re like, yo, tell me what’s, what’s going on here? Like what, what’s going on my money? Like if, if that’s you and you simp, you simply want to know is you better be careful because now they can control the target date funds.

And these target date funds do are, are basically like a set it, forget it. They’re for people that do know nothing about financial anything. And so what they do, a target fund is if, let’s just say you’re 40 years old, you are going to be moderately aggressive. And as you become 45 or 50 years old, they shift it from 80, 20, 80% equities, 20% bonds to more 60, 40 by the time you hit 50. And then when you hit 60, they go to like a very conservative 30, 60 model. And then once you hit 65, they’re pretty much in all fixed.

And so what this actually does, it churns account with more operating expenses. And you don’t even know where those target funds are investing in. Like what if they’re investing in pornography or baby killing Duracell, you know, Duracell provides the batteries for major abortion clinics. Like what if it goes against your values in these target funds? You have no freaking control of where it’s going. And this all gets very complex and these investments are illiquid, which just substantially increases the chance of loss. And then there was this Sun Capital case. Remember this is one of these private equity firms involving Sun Capital Partners under Jewish CEO Mark Leader, which demonstrated all of that when two of its funds were held liable for a four and a half million dollar pension shortfall after a portfolio company failed.

Well, that’s a precedent that’s going to apply to 401 investments. Trump’s order explicitly encourages further private equity investments from firms like kkr, which is led by of course Scott Natal and Blackstone and, and blackrock. This is a big problem. There’s, there’s, there’s no way to sell this to the American people. They’re just getting ripped off by President Trump. This is just the week of the black pill. It’s terrible. And the other thing I saw in the eo, I don’t have it pulled up because my phone died. But the, the other thing that I saw is that it said that it’s going to have access to lifetime income products, which is pensionizing, which they’re going to pick their safe money insurance carriers to guarantee a lifetime income.

So my question, Stew, is who’s paying what to be on that list? That’s what we need to find out. Like what is the walk in fee? When I was a stockbroker for, I don’t want to say their name, but when I was a stockbroker for a major, major corporation that’s well known, 15 years ago, there was these companies that would literally pay my firm, my corporate firm that I worked for, that I knew no better, I was just a kid on Wall street, they would pay them millions and millions of dollars just to walk in and talk to financial advisors, even rookies like me in beginning to tell them about their company, that they represented it so we can pass it on to our clients.

Come to find out in the same breath, they’re inviting us to the Orlando, Orlando Magic games and the Knicks game, the Rangers game. Feeding us, like four or five hundred bottles of wine that I didn’t even like one at the same point, and taking us to Morton’s. I was just a broke, broke kid. I didn’t even know what steak and lobster was. So they would just feed us and feed us and feed us so that when we sit down with clients, we already knew a trusted company and a great relationship to recommend to a client. And so this is what they’re doing at a lobbyist, at an institutional level, at a massive bribery level.

How the hell are you getting on this list? Just think about all these companies that earned their spot on this 401k list. Yeah. How many foreskins do you think you have to eat for that? These people that are gaining access to Trump and in the administration and to these executive orders and to his signature at the Resolute desk in the Oval Office, we all know who they are. And these people have a gun barrel to his head. They’re going to get rid of him. I have this right here. Let’s just pull this up. As a matter of fact, can you guys put this on the screen here real quick? Look at this.

This is. This is like a real article. Trump is in incredible health. But I’m ready to lead if tragedy strikes, says J.D. vance. Is that foreshadowing something or is that just me? Is J.D. vance saying something? Is he really, like some kind of a wizard that’s predicting the future? Because that’s what that looks like to me. They have this guy by the nuts, and they want J.D. vance because they want President Palantir. And they’re going to use as a pretext things like this Minneapolis shooting in order to get that and on the way out. And every president from JFK up until current and every future president until this apparatus is fixed, is going to have the same gun barrel to their head.

And all of these EOs that are being signed, they best benefit Israel. They don’t suit you. The government is actively openly declaring unrestricted warfare on you, which includes the financial inoculation just as much as it does the bioweapon injections, just as much as it does the way the Department of Education is subverting that and grooming your kids for molestation. It’s the same people who have wrought all of this destruction and all of this death internationally that now have control of your 401k and Trump gave it to him. Fortunately, you’ve got a way out of this. And if people call you, you can get them out of this.

I would imagine but can people just opt out of their 401ks? That’s a great question. It’s getting harder and harder, Stu. So there’s something called an in service withdrawal. So if you’ve been with your company for over 10, 15 years, you could literally call your 401k provider, whether it’s Empower Network, Fidelity, Prudential or Principal. There’s so many 401k providers out there, but the main ones are Empower Network and Fidelity. If you can call them and simply say these words, Mr. Mr. Fidelity representative, I would like to do an in service withdrawal. Don’t say I want to do a rollover.

A rollover is only for people that have been fired or retired. That’s it. Separated from employment. You want to do an in service withdrawal to your own ira. If the answer is yes, give my firm a call. 813-448-3446. We can talk about Green Money Solutions, an account that your money is guaranteed, your money’s not in stock market. You have a contractual guarantee with a company that actually has dollar for dollar in reserves. Unlike the banks, the FDIC scam, where they say, oh yeah, we’re safe and effective and we only have 0.74 of your money, but we’re safe and effective.

You want to avoid the banks like the plague. You want to avoid Wall street like the plague when it comes to your retirement because you only get one shot, man. You do not have time to screw it up, period. And so if you’re a hard working American and you want to guarantee on your funds, there is plenty of solutions. But unfortunately if you’re talking to a red money advisor, they’re only going to do red money things because they know only red money things. So it’s very imperative, very important as we go into September, as we go into lower interest rate environment, as we have divergence in the stock market, as the illiquidity arises in the stock market.

The stock market is running out of cash. It’s crazy. Like a lot of weird stuff is happening right now. And I’m not hyping anything up. I could show you on the charts for days. But yeah, all this stuff is happening. And Stu, I’m afraid of all these Americans that are getting greedy with the Nvidias of the world, the Amazons of the world. It’s only like four or five stocks. They’re always popping up and it brings everything up. It’s not the overall market. And so there is a huge, a huge divergence that is happening right now where it’s only a few companies that are leading the markets while the other companies are not doing as good.

And then we have a lowering interest rate environment. We have cash that’s let’s vaporizing as a minute. Banks are not having deposits that they used to. They can’t even control inflation. Petroleum and food is still, still hurting your feelings at the pump or at the cash register. At Publix it’s, it’s bad. And 401k withdrawals are still up. Credit card notes are just impossible to pay. Jobs are not there. With a weakened economy, home prices have been coming down. And it’s, it’s just all of these leading indicators that have been happening. The inverted yield curve we spoke about that last spf.

Every time that it un inverts we typically see a disaster, disaster. Six to 24 months later and we’re at that 24 month mark. The yield curve has been inverted the longest it’s ever been in history of United States. Since 1950 it’s, it’s taken two and a half years that while it was inverted now it’s uninverted in the slope. The five year, the 10 year and a 30 year are all normal pattern right now. So when it’s normal pattern from being uninverted that’s where we have the show that happens. This is where we can almost predict another false flag.

We can almost predict a Dagon scandemic. They’re going to do. What is it going to do now? Well, history. It tells us that when we have these divergence where divergence here is when the market continues to go up. But if you look in the middle graph you’ll see these red dots and you’ll see my momentum oscillator on the very bottom where this is where the institutions are backing off. Think of a freight train slamming on the brakes. We know eventually it’s going to slow down but it’s going to take what a mile or two for a train to stop.

Something like that. And that’s the markets right there. The divergence is a huge, huge thing. And look, this is not me scaring anybody in September. Since 1928 we’ve had losses every single like overall that since 1928 the market in September has lost on average over 1%. So some, that means some months could be negative 8%, some months could be positive 4%. But overall the history of United States since 1928, September has been a loss period. So it’s a scary time. If you haven’t prepared my clients, they’re gangsters, they Are proactive. They actually take heed and advice.

They read their Bible. The Bible says I’ve given you signs and you don’t even know how to interpret it. Don’t be a fool, seek wise counsel. And that’s what we do here. We want to help our God fearing Americans that believe in our message, that don’t want to fund a stupid woke agenda, that actually wants an advisor they could speak Bible with, they could speak guns with, they could speak politics with, they can align with spiritually, financially, medically, socially, academically. You have to be on the same page, guys, because if you don’t, you are going to be doing business with a vaccinated advisor that doesn’t see wrong with the pedos, that doesn’t seem wrong with all of this disgusting behavior.

That doesn’t seem wrong with the feminization of men. They, they just want to be gray. They have no backbone. And so how many people do you think just don’t even think about that. You know, they’ve got, they’ve got the same financial advisor that their dad had. Yeah, they just don’t think about that people. How many people actually do like a financial checkup with their financial advisor? They just, they get their money taken out of their, for their 401k. You know, they’ve got the guy that takes a certain amount. You know, you’re on auto pay every month that comes out of your checking account.

It goes into these investment accounts and you just, you know, you kind of just take for granted. I’ve got a professional over here that’s looking after all of this. I don’t need to worry about it. You know, it’s, it’s, it’s just like it’s getting your oil changed. Yeah. You don’t get out and immediately check the bottom to make sure that they put, you know, the plug back in your oil pan. But if you’re driving down the road when you leave there and you look behind you and you see a big slick of oil trailing your vehicle, it’s probably a good idea to check.

And right now when you look at what your retirement accounts are doing, I guarantee you you’re not as happy as you were five, 10 years ago when you saw what it was doing then. Because this thing is just continuing to go downhill as these booby traps get set in every aspect of your financial life. And it’s just hitting you from every direction. It’s hitting you in your income, which is not going up in proportion to, to the cost of living. It’s hitting you every Time you go to the grocery store, every time you pay the mortgage, your property taxes, your insurance, your federal taxes, your state income taxes, it’s hitting you.

When you go to the gas pump, you know you’re not going on as many vacations as you used to. And when you do get out, when you go out to eat, it’s at least 100 bucks for you and your lady. A hotel room, forget about it. Airline tickets are outrageous. It’s just, it hits you from a cost of living perspective and an enjoyment perspective where you try to be very prudent. But. But then even when you’re very prudent, what is your financial advisor actually doing? What’s your 401k doing? Your financial advisor and your 401k are probably doing the exact same thing, which is being gambled with by sharks in the water that you don’t even know lie underneath you.

And that could be your financial advisor. I mean, if you’re not talking to these people, how would you ever know? And a lot of people don’t. I never did. You know, before I met you, I never really thought about it. It was just like, yeah, every month I get an auto withdrawal and it goes over here. And I know that a. When I die, my kids will be taken care of, my funeral costs will be taken care of. You know, I’ve got the will, so all my stuff goes to them. But, you know, life insurance policies, that’s really, that’s really it.

And then where was the rest of it going? Who knows? You know, I never saw it going up. I can tell you that. I do now. Now it goes up since I started dealing with you. And I mean, you’re just doing things different. What are you doing different than, you know, my old financial advisor was doing? Yeah, I mean, we just got our colors right. We just know what green money is. Red money is. I like red money, but you got to know how to play with it. And for, for those of you that want red money gains, there’s something called yellow money where I, I have professional traders trade monies according, according to your risk tolerance.

Of course, they charge 1% like standard in the industry. But they, they know the manipulations and there’s, they’re tactical about their management. And they’re going to average anywhere from 7 to 15% a year, regardless of what the market’s going to give them. They, they’re like cornerbacks. They’re. Or the quarterback, I would say they’re, they’re going to take advantage of what the defense gives them. So they’re very conservative now. They can be very aggressive if you want them to be aggressive, if you fit that profile. But there’s no need to just buy and hold an index fund and hope for the best and say, hey, we’re retired and we’re going to retire off this.

The SPY index or the SPX or the qqqs, whatever index that you’re following. Not that they’re bad or anything, but it is dangerous as you get older and you’re trying to retire. You can’t just be all index funds because you will lose your ass in the next market. Correction, you can’t really retire if your principal is a moving target. And that’s just the facts. So you need to have green money set aside, a bucket of money that you can protect your money, let that grow, and then take risk in a yellow money bucket where you have these seat belts, hey, I’m not going to lose more than 15% in this bucket.

I’m not going to lose more than 10%. You set the number and typically what happens is if you have a floor of negative 7 or negative 10 or 13, the upside is double that. So it’s 7, 10 or 13. So we have a safer environment, limited risk. And that is the beauty about yellow money is that clients can get in and out all day. They can be in the market and fill the upswings of the market, but also have bumper rails on their portfolio in case it gets too nasty and that VIX is out of this world.

The client may lose a little bit of money, but they won’t lose or tell like they would in a 401k. The 401ks are not designed to be proactive. They are set it, forget it models. And because you’re with erisa, ERISA explains through all their financial lease contracts that you, the participant, are responsible for all the losses. Not the custodian, not your employer, not anything. According to the Dodd Frank act in 2010, you are held responsible for the growth and the risk of your portfolio. Now that is democratizing your 401k. You have higher color red money assets through private equity.

Now your exposure to digital assets, exposure to God knows what type of lifetime income products, exposure to all of these things, including target date funds. The. The sky’s the limit on the wrist. I, I can’t even speculate what is about to happen. I can’t even. I can. I think it’s pretty easy. They’re going to steal your money and there’s nothing that you’re going to do about it. And they’re going to use your money for all of the evil shit that we’ve been seeing them use it for in the past and now they’re just going to have access to more of it.

I’ve always said these people want to put you into an early grave and they want to drain you of your financial resources on the way out. If that. If they could just dip into your 401k, boom. That’s pretty easy, isn’t it? That’s a big sum of money. 90 million Americans, all of their 401ks. What kind of money is that? I mean, there is trillions of dollars tied up in 401ks. How much? 35 trillion is estimated. That was 10 years ago. So now with the market being up from 10 years ago, just do the math on that.

I think we’re up about, I don’t even know what is that, like a hundred percent? So we probably have over $50 trillion in 401k assets. And this is why we sent money to Ukraine, this is why we sent money to Israel. This is why we sent money across the pond to whatever is because the 401k, it all goes back to track, trace and control. When you have your Money in the 401k, check this out. And you take Social Security. When you pull money out of your 401k, you have no effing idea how much you’re going to pay in taxes.

You have no effing idea how long that money is going to last you. So they do what? They force you into Social Security. They cap you. They tell you when you’re going to retire and how you’re going to retire. And if you don’t freaking do it, they’re going to penalize you 50 when you pull your money from your damn communistic 401k that they own and you don’t own it and you don’t even know how much this money is going to last. And by the way, you, if you take Social Security or welfare before full retirement age, they will penalize you for any, any, for 50%.

Any amount over $23,500 in 2025. That number always changes every single year. You have to wait till your full retirement age. Another scam that the government does to everybody in a 401k, aka Social Security because they go hand in hand. It is disgusting. It is cars and keys, man. Like it is exactly built to screw the American to triple tax dumb. It is disgusting. I’ve been talking about this for years. Where the Social Security administration has planned it where Everybody goes into 401k, they’re financially inoculated, think they got a million bucks in their 401k until they actually take Social Security.

And then they realize, wait a second, I can’t pull out more than $55,000 a year. And I used to make 75,000. I can’t, I can’t do that because I’m on Social Security. What? And then they, boom. They get hit with a 50 tax bill and they had a million dollars set away and they were looking forward to kicking their feet up and they were looking forward to being able to continue their lifestyle and they realized that they’re effing broke. Yeah, man, it’s sad. Somebody ran off with their bag. They’re broke. Somebody took their money from them.

These people have worked their entire lives. Remember, this is retirement age. This is like coming up. This is retirement age. It’s right now for some of you, for a lot of you, you know, you go, I’ve just got, I got 10 or 15 years. I don’t have to worry about that. Yes, you do, because they’re going to steal from it right now. He just gave them the keys to the car. And this is not no effing conspiracy theory. I’m a licensed professional. This is the truth. This is the truth. So I’ve been, I’ve been talking about this over a decade.

I used to teach Social Security classes and community colleges and libraries here locally in Tampa, Florida, and talked about this. Half the room would leave because they didn’t believe me. They got so upset because I red pilled them. And it, it is, it is wild, man. Like people do not know this stuff. And, and it’s very important to convert your IRAs and 401ks into a tax free bucket. Whether that’s cash value, life policies or whether that’s a Roth IRA or combination of both. And if you have 401ks and IRAs, doesn’t mean it’s the devil. That just means you can’t afford to lose money in those 401ks.

Because if you lose money in your 401k or IRA, guess what, man? You can’t write that crap off. That’s the other scam. You, you have a broken every way possible. Literally just every way possible. There’s a booby trap everywhere. You can’t write it off, brother. Like, if you lose money in the stock market, okay, all right, you can carry your $3000 loss till infinity. You lose money in your 401k with this provisions that they’re doing right now with the democratizing your 401k through accredited investor like assets. Guess what? You can’t write it off, dog. Can’t do it.

It’s sad. You mentioned a while ago that people learn from their mentors, they learn from other people. Who are you learning from the school of hard knocks, man? Just making a lot of mistakes. I, I have some great traders that, that I look up to. I have a mentor in every and every and everything. Like I have a spiritual, a godly mentor, I have a financial mentor, I have a fitness mentor. Obviously I have a pastor. I don’t get fitness advice from him. But, but, but yeah, I have many mentors, man. You’re one of my mentors.

I look up to you with, with the media aspect of it and being bold and it’s, it’s important that we, we unapologetically stand for what we believe in. So you just got to say the truth. That’s it. And if you say the truth and you just stick by the truth, you don’t have to worry about if you lied, you don’t have to worry about if you were right or wrong because you just know you told the truth. That’s it. It’s beautiful. Beautiful thing about the truth, man, and what I love about Jesus is that I say this all the time.

Jesus wasn’t a positive thinker. He wasn’t a negative thinker. He was a truth teller. And we’re supposed to be like Jesus, and guess what? He got persecuted for telling the truth and that’s all right. And he told the truth when he told us that we would live the same lives of persecution should we choose to follow him and call on him. It’s just crazy the times that we’re living in. I mean, it’s honestly just really extraordinary. I never thought that we would be seeing anything like this. You know, it’s just like people, people don’t want to grow up and see this.

You know, people don’t want to go through a childhood and then, you know, go get a degree and go work some job. Whether they like their job or not, they look forward to retirement. People look forward to completing the successful chapter of their life and then moving on to the next season. And when you’re going into that next season, all of a sudden the door slams and the temps drop to sub zero or the inferno just cranks up and you can feel the heat on your ass because you got nothing left. And when you look out the window, you don’t see the deep blue skies that you saw in the 80s or when you were growing up, now you see these hazy.

They call them wildfires. You got the smoke coming and they’re spraying in the skies. And you constantly have weird weather being manipulated all over the place. And everywhere you look, it’s just like things have changed. And all of the, like, heritage, cultural, old school mom and pop shops in your neighborhoods are all gone. And now they’re just erecting these, you know, prefabricated, made of glass abominations and pieces of that they bring out on the back of a flatbed on a tractor trailer and they put it up in a day, you know, and. And it’s just like everything is becoming very barren and dystopian.

If you go to the shopping malls, man, in the 90s, that was like the, the prime of my, like, youth, right, was the 90s. And I. What did we do? We went to the mall, we hung out. We established relationships by meeting in person and we, you know, looked for girls and we watched movies and we, I mean, like, I don’t even know, went to the food court. It was just, it was, it was just so, like innocent and pure and natural and, and personal. And nothing is personal anymore. You go to the same places now, and those malls have four cars in the parking lot.

These are like massive parking lots and they have like four cars in them. And those are employees. And you go in there and there’s just like nobody there. And three quarters of the stores in the malls are shut down and closed and their gates are shut and they’ve gone out of business and their lights are out and everything is just. It’s depressing, really is, you know, where we live. It’s really depressing in this country. And it shouldn’t be like that. We are a country that should be prospering. We are a country that should be thriving in these times right now with the technology that we have at our disposal, with the leadership skills that we have in this country, with effective communicators like we have right now.

We are the best and the brightest. We are really the future. We’re a beacon of light for the rest of the world. And that light has just been extinguished and snuffed. And it’s all due to blackmail and bribery and sexual degeneracy and sin and corruption. It’s all because of sin. We’re a nation under judgment by God. And there’s just no two ways to look at that. And so as a result of that, you know, people are suffering that’s part of that judgment. We’re suffering, and that includes financially. That’s why we do this thing every other Saturday, by the way, is, you know, we get together because I think that it’s really important to slow down.

We do the money minute throughout the week, but I think that it’s really important to slow down so that people understand. Look, we’re just taking a real look at this. We just want to look at these charts. We just want to go through these things and tell you, you know, the nuts and the bolts of what’s happening. But the rest of it, the icing on the cake, can be found at Carlos’s website, greenmoney solutions.com where you should book an appointment with Carlos and just make that. Just make that conversation happen, you know? Do you agree? I mean, like, look, you might not be a fit for the person that calls you, but just make the conversation happen.

I mean, that’s just it. Now’s the time. Now’s the time to at least get a second opinion. If you got a portfolio out there, if you got a 401k, it doesn’t hurt. Just get a second opinion. We’re. We’re not, we’re not salesmen here. We are consultants. You got to hire us anyway. And basically, like, we just want to make sure that you’re okay. We have a huge passion to help people make. Make sure they’re making the right decisions. Because as you see the dangers of the 401k and the Scandemics and the Social Security, there’s so much other things inside of 401k and plan administration language that you probably are not privy to.

And God forbid you retire or you try to retire and you can’t retire because you don’t even have access to your money. It’s just criminal. Yeah, it’s just, it’s. But you know what? As much as I said seem dark and negative and depressing and pessimistic, that’s not what I’m doing here. I’m just saying the truth. The truth is our country is in the shitter. The truth is our country’s dick is being dragged through the dirt. But I’m optimistic because at the same time, there is still a light. And the light are people like you, the people like this audience, the people like Carlos, the people like myself.

There are really strong, articulate, well spoken, highly intelligent warriors that are just, like, blessed in every way, from strength physically to mentally. You know, testicular fortitude. They have the balls and they have the ambition and they see where this country is going. And they do really care about their future generations that follow after them and their kids and their grandkids and so on and so forth, that they will win. They will win in this world like Christ already defeated death itself. All right, the victory’s already won. We got that. We got that. But right here, what we’re going to leave in this world for our kids, no, we’re going to win there, too.

This is a battlefield that we can win on. But you have to have one of the biggest weapons that you can have is your independence away from this government so that you can become ungovernable, so that you can ignore them. You cannot do that if you don’t have the financial resources to do that. And if your finances are being stolen from you, I mean, this is a required tool in your chest, a required tool in your belt. One of the most important tools that you can have is financial independence and security. So that’s why we do this.

And I hope that you guys will call Carlos, 813-448-3446 is the phone number. Call Carlos Cortez, 813-448-344 six or just visit greenmoney solutions.com Final words. Carlos Cortez, Money minute for this week. So, yeah, I, I implore everyone listening to this, you know, if you would give me a call, give me the opportunity to give you a second opinion, I promise that I will not be wasting your time. Me and my firm will not waste your time. And just what I’m going to do is just give you some questions to ask about your current relationships. You can bring them to your current relationship and ask them, hey, what are these? What are the answers to these questions? And they’re only going to be two or three of them.

They’re going to be very powerful. One of them is, you know, what, what is my standard deviation? And if they don’t know, if you don’t know, that’s okay. But if he or she doesn’t know, then there’s a huge problem. Yeah, I don’t know. But hold on real quick. Let’s clear. Carlos, do you know for me? Yeah. Oh, okay, good. Yeah, because I don’t know. We won’t talk about it. We’re not going to talk. But, you know, it’s pretty dag on high. But you, you chose that route. I did, yes. You chose that route, brother. But yeah, the average retirement client doesn’t want a high standard deviation.

High would be anything over 15 in this day environment. But, you know, I’m at about 6 million. Yeah, you’re probably 45, like, off the charts, but I’m at least 271,000. I mean, come on. We’re not. We’re not mathing that. That computes, though. And what are the other questions? What is my standard deviation? What are the other two questions? We got to get out of here. What is my standard deviation? What’d you do during COVID Financially. And that’s a good one. And what do you. What should people have done during COVID What is the correct answer to that question? Well, I think the listener.

The listener could. Could discern, like, what would be right in their eyes. Like, oh, well, we got vaccinated. We were forced to do this. And there’s your answer. Or we were forced to buy more stocks because prices were low, and we bought, you know, all the gold. We bought all the gold, all the precious metals. Didn’t you check Yahoo. Didn’t you do that? That’s what we did. Bro, bro, you gotta buy more. You gotta buy more gold. And what’s the final question that you should ask? You know, what are my fees? What. What are my operational expenses? What are my fees? Oh, like your overhead? Yeah, like.

Like, what are my fees? Like, how much am I paying in fees? Not just your fee, Mr. Advisor, Mrs. Advisor. But what are my total fees? Operational expenses. Got you. Okay. Yeah. Yep. And then another question would be, is, what part of my account is actually principally protected? And you’ll find out that your current advisor, possibly high chance, does not have access to principal protected products because they’re red. Money Advisor, their firm. It’s unbelievable. We just been doing the guy in the white lab coat that wears the stethoscope, you know, we’re told he’s a doctor and he’s there to help.

The guy with the gun and the badge, we’re told that’s a cop. He’s here to help. The guy with the title, you know, financial advisor. That’s the guy that you go to. That’s the guy that’s here to help. And people just blindly trust these people. I’m guilty of that. I was one of these people. I blindly trusted my government. I believe that my government was here to help. I didn’t think that my government would ever openly declare war on me. I mean, these people swear on a Bible. They swear. Swear an oath. Except if you’re President Trump, by the way, who didn’t swear an oath on the Bible.

But if you swear that oath on the Bible, I’m going to uphold the Constitution, you believe them and then they just betray you. Trump has betrayed you. The whole system has betrayed you. Your financial advisor guarantee you, whether he chooses to admit it or not, knowingly or unknowingly has likely betrayed you. So I would call Carlos Cortez, 813-448-3446. You can also complete the form at greenmoneysolutions.com to explore your options. And then Carlos or one of his qualified fiduciaries will give you a call. Strategize. Take an honest look at your situation. That’s what’s most important, being honest with what your individual situation is.

And then at that point Carlos will be able to decide if, if you are a right fit for Cortez Wealth Management. Manage management just as much as Cortez Wealth Management is a good fit for you because it’s a two way street for sure. Cortez wm.com greenmoney solutions.com or call them 813-448-3446 the war on truth is heating up and the Stu Peters Network is on the front lines. They’re censoring your voice. They’re silencing dissent. But we’re not backing down. Join the Freedom Drive and take your support to the next level. When you subscribe to stupeters tv, you get exclusive uncensored content, early access to documentaries they don’t want you to see direct access to the movement and you help fund the fight against globalist tyranny.

This isn’t just a subscription, it’s a stand. Be bold. Be informed. Be unfiltered. Join today at stupeters tv. As Christians in a Christian country, we have a right to be, at minimum, agnostic about the leadership being all Jewishly occupied. We literally should be at war with Israel a hundred times over and instead we’re just sending them money and it’s fucking craziness. Look at the state of Israel. Look at the state of Tel Aviv and look at the state of Philadelphia. You tell me where this money’s going. You tell me who’s benefiting from this. I am prepared to die in the battle fighting this monstrosity that would wish to enslave me and my family and steal away any rights to my property and to take away my God, go yourself.

Will I submit to that? And if you’ve got a foreign state, you got dual citizens in your government, who do you think they’re supporting? God right now? Would you protect the nation of Israel and protect those of us, not just our church, but every church in the world and in this nation that’s willing to put their neck on the line and say we stand with them, we stand with them. You go to Trump’s cabinet, you can fight in Scott Cabinet. It’s full of Jews. I have a black friend in school. I have nothing against blacks. She has nothing against me.

She understands where I’m coming from. Excuse me, I’m a Jew. And I just like to say that, you know in our Bible it says that you’re, you’re like animals. The Jews crucified our God. You have the Clarity bill, you have the genius bill, you have, you have the stablecoin bill. All these bills are there to change the financial landscape of what is about to come. What are you doing right now to protect your money, your retirement from all these CBDC like systems that is already track, tracing and controlling you Even more so with the AI revolution that we’re in right now.

We’ve been talking about this for so long now and we are effectively helping clients protect their money, secure their retirement. Get out of red money. Support your values, support America and not this PBDC system. They mastered as esg, they mastered as dei, they mastered as all these things but at the end of the day it’s all about traction control. Been a financial advisor for 20 years now. We know what we’re doing and we want to help God fearing patriots secure their retirement. God Bless. Click the link below if you would like to have a conversation. Foreign welcome to SPN Store.

Gear up and speak for truth. Support uncensored journalism with exclusive SPN merch for the Stew Crew. Limited edition TE’s. Wear your values loud and clear. Exclusive hoodies. Stay comfortable while backing the Truth Shop now and stand proud at sports fast shipping Patriot owned and limited runs. Don’t miss out. Tired of the same old buzz killers? Ditch the drama and dive into the real deal with American Hemp Hub. Premium hemp straight from the heart of the Midwest. We’re talking pure potent power that hits different Introducing the Entourage line inspired by the Entourage effect, that killer synergy where cannabino humanoids team up to amp up the good vibes and crush the crap ones.

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Well, why not? I like this new generation of music. J Proof is Jew proof. J Proof is Jew proof. You go over to jproof AI right now, you can get all of the information on everything jproof. Matt Wallace on X just last night started tweeting about this because now it is news. It’s news that everybody has remained completely quiet about a remedy and a solution. Solution for our movement and for our mission and for our army. And that all of the naysayers and everybody saying that Stu Peters is a scammer, Stu Peters is a rug puller.

No, I will never Jew my people. Which is exactly why after a surge to $200 million market cap value, JPROOF found its legitimate and authentic floor amongst its real holders. Real warriors. A real army of based as hell based warriors. 45 million dollar floor. Yeah, we’ll take it. Go to jproof AI or don’tbeajew.com for more information on everything jproof, everything jpr, everything j.
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