➡ The text discusses various issues such as people’s reliability and work ethic, the importance of insurance in car dealerships, the rising debt and how to manage it, rumors about China buying farmland near military bases, CEOs selling their stocks, the impact of AI, and the high gas prices due to limited supply by oil refiners. It also mentions the problem of homelessness in Los Angeles County and the mismanagement of funds intended for services and housing for the homeless. The author encourages readers to share inside information and promises to keep their identities confidential.

Hey, it’s Dan! Welcome back. I’ve got a good one for you today because we’ve got insiders that spilled the beans and, man oh man, we’ve got some great stuff to share with you today. Hit the like button, subscribe to the channel. Today we have a sponsor, Private Internet Access, but man oh man, let’s get into this right away. First things first, I love when you guys share this stuff because this is, you know, things that are not printed in the newspapers, we’re not getting this information other than the fact that it’s even an employee, somebody’s experienced these things firsthand, but they’re just heavy, heavy things that could affect all of us in a big, big way.

First thing is I had a woman that is very familiar with the merger of Discover and Capital One and she wrote me to tell me that Discover is getting rid of their mortgage department. So think about this, guys. If you guys have a Discover mortgage, done. They’re finished. Not going to happen anymore. They’re getting rid of this and which goes to me talking to other mortgage brokers about the industry. Think about this. Think about this stat because it’s unbelievable. In the last 12 months for you to be considered a mortgage loan officer, how many loans do you think you have to write to be considered a mortgage loan officer? 50? 10? How about one? I’ve written one loan in a year.

I’m a mortgage loan officer. That is preposterous. I want you to think about this. Since 2023, the number of mortgage loan officers has dropped, okay? 46%. Staggering, guys. People are not writing mortgages. People are not writing loans right now and you’re starting to see this more and more and more and I’m telling you a sector that’s going away is going to be mortgage brokers. Now here’s the thing. I refer so many people to a woman called Sabina. Sabina the lender. Sabina is absolutely brilliant and knows everything about the industry. I’ve talked a lot about her.

She’s got a TikTok account but she is definitely my go-to gal when it comes to anybody asking questions about mortgages. Think about this. You’re going to have an entire mortgage department soon that people are going to put their information in. You’re going to submit it a certain way and these are going to be done with. You’re not going to have a traditional mortgage broker. Now people like her that are in management and that she can handle things, you’re going to have to deal with something like this if you have something that has to be explained.

You’re self-employed. You’ve got, you know, hey all my income comes from my business and I can’t explain, you know, that I have all these write-offs but I want to be able to get a 2 million dollar loan. You have to deal with someone like that because no AI program is going to be able to handle that right now. So the next thing is I had a friend write me this morning so I got to explain something to you and then sent me a detailed message about the problem with fake billing.

Now guys I got another you know, hey Pennsylvania Turnpike, you know, text message. People are falling for these and you’re stupid. Don’t do that. Now my friend who’s absolutely brilliant got notified about new wiring instructions for paying bills and he’s like okay, you know, starts looking at it and right before they were going to send over 70 grand, okay. They contacted the company and said did you guys change the wiring instructions? No. Think about this. Bill.com, the billing service, what had the problem and people hacked into the bill.com service and hijacked people’s references.

Now I’m telling you if you pay bills online, every now and then check it to make sure things are right. I had to go into a bank today to ask questions. Why is this showing up on the account this way? And they had to explain it to me. Don’t be lazy because what’s going to happen is you’re going to lose $70,000, in this case $72,000. The point is is that this is so serious right now that this is happening over and over and over again. So do yourself a favor and understand that you got to pick up the phone and talk to people every now and then, which a lot of people do not want to do.

Now more inside information that I absolutely love. I love when I hear from people like port workers and people that work for the postal service because this stuff is firsthand knowledge of what’s going on. Think about this guys. June of 2025 was the busiest month the port has had ever in Los Angeles. They did 892,340 20-foot containers. 892,000. That’s insane. It’s up 8% from last year and last year was a good year. So are they anticipating that there’s going to be a tariff problem? Are they doing this because of this? Or is business just back? Most people think it’s the tariff problem and that people want to get things shipped in and get them here without there being a problem with the massive tariffs.

Now the next thing that I found absolutely fascinating is when you think of certain industries that have blank checks that can do whatever they want, one of them is the postal service. Think about this. I have postal workers that write me all the time about their equipment. From the hand carts that are broken that they’re taking coat hangers to put together to the trucks that are in complete disrepair. There was a great story about how the postal vans that carry our mail have tires that are so bald that they go to management and say, hey, I’m really worried about getting slick roads and hitting any water.

I’m just going to spin out. No, no, no, no. Those tires are going to last another 10,000 miles and the postal worker said, wow, this is going to lead to a multi-million dollar lawsuit eventually because we’re either going to hurt someone else or hurt the postal worker. Isn’t that crazy, guys? These people are not taking care of this. I mean, all we do is write checks for the postal workers. They lose money hand over fist, but the equipment’s in complete disarray. That is crazy, guys. Let’s talk about our sponsor, Private Internet Access VPN.

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You can change it and watch your game from a different locale. Same thing with Netflix, international, Formula One, all that stuff. Check it out today. Contact Private Internet Access. Use the link below. Save 83% today and save big. Okay, let them know that I allegedly sent you. Intel is laying out 4,000 employees. Intel, the computer chip company. You’re going to see more and more companies lose entire sectors because of artificial intelligence. It is absolutely amazing. I had an engineer write me and tell me that companies like Google are looking to set up farms to have entire databases set up and ran for AI.

And they’re trying to power them in their own without having to go outside. Now the next one is Apple. Tim Cook, we talked about this before. Bob Kudla mentioned this. You’re going to see companies like Tesla get their own minds. Well, what happened? Apple just announced that they bought their own rare earth facility so they can mine their own products and not have a reliance on China. It’s like the iPhone, because it stays that guy. The iPhone 42 is coming out and they need to be able to handle this. And the rare earth, everything they need that’s in it, all those minerals that are in the ground, they have to control that without having to deal with China.

So remember when they raised the minimum wage? The $20 an hour here in California. It started that debacle that went around the country. Here’s the thing. How many people did that increase employment by? It didn’t. It didn’t. So many people let people go during this time that they anticipate that they lost 22,000 jobs. 22,000 less jobs because of that $20 an hour. I have talked to you guys about this over and over and over again where people sit there and they say, hey, I have to do more things myself.

People are not reliable. And then people sit there and demand more money and they don’t want to do this thing called show up. So again, not everybody, you know, you could throw all the money in the world to some people still not going to teach them how to get out of bed. This is not going to happen. So that this is a problem that people think is just going to be fixed because you’re going to raise a minimum wage. So I mean, I get a kick out of this because it’s not helping right now.

So next thing is woman goes out and does a test drive in a brand new car and drives a Tahoe. And you’ve seen this on the ground where you see paint in the street. What happens when somebody drives over that paint in the street and you’re on a test drive? Oh, we better have insurance, right? No, they have this thing called secondary insurance at the dealership and the dealership pays for that. Somebody sent me this. Well, we work at dealerships. Cars get damaged all the time. When you talked about the hurts thing, it blew me away because, you know, they have insurance for certain things and you’ve got to have, we all buy insurance and you’re crazy.

If you rent a car, I’ll just use my own insurance. You’re nuts because they’re buying something wrong with that car once you drop it off now. But the secondary insurance pays for things like dirty vehicles driving through paint, everything that this woman experienced. I thought that was absolutely wild. So now some more inside information. John brought up a great point. You know, we talked a couple days ago about how these gas stations are ripping this off and charging as much as a dollar a gallon to use gas. You know, if you go out and if you buy a prepaid gas card for that particular establishment, whether it’s a brand or the actual gas station, they charge the cash price.

And he used to go to Costco and, you know, spend 50 bucks here and we’ll give you, you know, for $40, we’ll give you a $50 card. Now, as margins got tighter, they stopped doing that. The other thing is that from the mortgage brokers, people are well over $1.3 trillion in debt right now and the debt is rising. How you manage your debt, how you manage your student loans, how you manage everything is a big deal. You know, people go out there and they, hey, put your utilities on your credit report and it’ll boost your credit score.

Well, if you ever have a hiccup with that or a dispute and all of a sudden you’re not on time, it’s going to show up as late. The rumor about China, I’ve had multiple farmers write me and say China is buying farmland near military basis. That is crazy that we’re a lot of it. Let’s go buy stuff in China. Okay, we can’t. We can’t, we can’t, we can’t. I mean, China, people and, is everybody a millionaire in China? You know what I’m saying? It’s kind of, it’s kind of ridiculous and it leads to ask other questions.

You know, AI of a place in complete departments, you know, there’s a thing that’s funny. You’re seeing CEOs quietly dumping their stock at a record pace right now. Why are they doing this? We just saw Jeff Jesus, I’m load, you know, $767 million worth of Amazon stock. Other people are doing this. Now, Mark Cuban, he has sit there and said, hey, we don’t have a chance and hell of Mamdani, you know, pulling off these, you know, community grocery stores and freezing rants and all this stuff. It’s crazy. The problem with it is that a bozo like that will get elected and, you know, Mark Cuban, as much as he’s, you know, done it, you know, to himself lately with everything he’s come up with, you know, I think that the city it’s going to get elected and New York City is going to have a mass exodus of businesses and business people that are not going to have anything to do with it.

You know, one of the final things is oil refiners are limiting the supply and that’s why it’s keeping gas prices up. Now, people in the oil industry, I’ve got a lot of retired executives, a lot of people that work in the industry and I hear things, you know, hey, listen, Montana’s got problems with, I avoid people, Montana’s got problems with weather right now. It’s supposed to, they’ve had snow in some areas of Montana recently. It’s July guys. Isn’t that insane? This fan is not having enough gas and, you know, in the industry and oil in the industry, it’s nuts.

California is getting rid of those two refineries. It’s going to make things outrageously priced. I’m going to finish this video with these last few things. I want to remind you that we have a private channel called I Allegedly Live and we talk about things that are too hot on the main channel and you need to check it out today. In fact, what I’m about to talk about, I’m going to go into a lot more detail on the private channel and first things first, I had someone reach out to me in regards to the homeless number in Los Angeles County and how the mayor of Los Angeles, Karen Bass and Governor Newsom are jumping up and down saying how look, we’re reversing the trend.

This is preposterous guys. Homelessness decreased by 3.4%, okay? It’s that simple and think about this. I want to give you these numbers because they’re staggering, okay? In 2019, we had about 56,000 people in Los Angeles County homeless and now it’s up to 74,000. Wait a second, the numbers are up over the last six years, dramatically. Well, last year it lowered by three and a half percent. In Los Angeles County, it’s down to 36,000. Guys, it was nowhere near this in 2019, so the numbers are completely skewed and upside down, so they want to pat themselves in the back and, you know, it’s ridiculous.

There is billions of dollars, billions with a B, that are missing from services that were provided, houses that were provided. They built buildings. Think about this. This person talked about buildings that were built $800,000 a unit. Think about that. It’s insane. It’s insane and the rent for $33,000 to $3,500 a piece. How many homeless people have that kind of money? Let me tell you none, okay? So please, don’t forget to hit the like button, take a look at our sponsor. You want to email me anything, inside information. I always love this stuff and I will not use your name.

Notice nobody’s name was used in all the stuff because this was all juicy stuff where people spilled the beans and are sick of people and the people they work for, you know, whether you’re a postal worker, you work at the port. I then research stuff like that to get more ammo to support the stories, okay? I’ll see you very soon. [tr:trw].

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