How Know-Your-Customer (KYC) is Used to Track Your Every Move | Rob Braxman Tech

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Summary

➡ Rob Braxman Tech talks about how KYC, or “Know Your Customer,” is a process where you have to prove your identity, often used by banks and other institutions. However, it’s becoming more common online, sometimes without us even knowing. This can limit our freedom and privacy, as our actions can be tracked and recorded. While KYC was originally used to prevent money laundering and terrorism, it’s now being used more broadly, even for small transactions or social media use, which can be concerning.

➡ The text discusses the issue of Know Your Customer (KYC) requirements by various entities like social media platforms, banks, and online stores. The author suggests that not all entities deserve KYC information and recommends strategies to avoid providing it. These include researching if KYC is truly required, using alternative methods for two-factor authentication, using Voice over IP services that don’t require KYC, and using different payment methods that don’t leave a KYC trail. The author also suggests using email aliases and avoiding transactions that require KYC, like certain cryptocurrency transactions.

➡ Using a VPN and other privacy tools can help protect your online identity and activities from being tracked. However, some sites block VPNs, and if you carelessly provide personal information or expose your IP address, you can be easily tracked. This tracking can even lead to false accusations if you’re found in certain locations during incidents. To avoid this, consider using privacy-focused products like the Brax 3 privacy phone and services like braxmail and bytesvpn, which help circumvent tracking and uphold your privacy.

 

Transcript

Do you need to show your ID every time you use the Internet? I’m sure most of you don’t want that. Some states are passing laws demanding age verification, which basically means everyone needs to show id. Well, I have bad news for you. Most of you are already showing your ID though you don’t know it. What I’m talking about is something called kyc. KYC means know your customer or basically needing to show your identity. A term invented by the government. And the way KYC is done can be blatant and direct, such as when you are setting up a bank account.

A bank will require you to supply a government ID verified online in real time, matched to your credit reports. And then to make matters worse, they will require a photo to be taken live from your phone. But KYC can be subtle too. It’s when trackers are placed on your data so it can also be traced to you with a couple of extra steps. And this is a true danger because you’re being KYC’d without your knowledge. KYC is about making your moves recordable. Sometimes it is made for government to find you, other times KYC is an abusive control placed on us by big tech so they can profile you.

With the advent of AI agents doing anonymous activities on the Internet, the desire to track identities is actually accelerating. But KYC is a deal breaker to freedom loving people. Because we can’t accept the loss of anonymity in even the most basic of transactions or even just when we use social media. Because this ties to speech being identified as by kyc and thus this prevents you from ever speaking freely without fear. Today I will reveal the real threat of kyc, which is that it is now being required of everything. And then I will go into some ways to get around it.

So we retain a semblance of freedom. We will learn to fight back. Stay right there. The big reason for KYC was to counter money laundering, which is how dirty money is introduced back into the economy wrapped with legitimacy. Of course. The criminals being targeted are the drug cartels and organized crime, to name a couple. These entities are moving large amounts of money around multi millions at a time. I remember that a long time ago banks instituted a procedure where any transactions greater than 10,000 had to be reported to the IRS. This may have been started in the late 80s.

Since then this 10k was not indexed to inflation, so 10k is no longer that big an amount. Imagine this same rule being in effect in the next 50 years. By then the original 10k limit when inflation adjusted will be equivalent to $500 from the 90s. So in effect practically every transaction will be reported to the irs. But this today has no actual bearing on the original reason for the rule. Money laundering. No one launders $500, not even 10k. The next big reason for KYC was from the Patriot Act. It was about mass surveillance to fight off terrorism.

The government wanted a record of every phone numbered subscription again to make every person traceable. So every standard cell subscription was tied to kyc. That was the original intent. But in order to prevent terrorism, they used a sledgehammer approach to surveil every citizen who is just focused on their rights of under the Constitution, life, liberty and the pursuit of happiness. Let’s say you want to spend a small amount of Bitcoin. Did you know that it is extremely difficult to spend Anything significant without KYC? I was checking a crypto processing site called BitPay, which is used by some stores to accept crypto payments.

If you spend more than $3,000, you will be required to provide KYC. If you spend small amounts, but do it multiple times, then you will also be required to provide kyc. If you use a vpn, you need kyc. The real reason of course, for this KYC is for the IRS to make sure you have no loophole to hide any transaction from them. They want to make sure they get their cut even from small amounts, not even worthy of targeting this targets. The little people realize though that the major purpose of cryptocurrency is anonymity and privacy and they really want to kill that.

I acknowledge that in terms of public opinion, KYC will be something that certain entities will continue to implement and we have to decide if that KYC is acceptable. But you have to judge why. When it is acceptable, is KYC legitimate when required by a bank, perhaps after all, you are entrusting them with your money. But is this KYC legitimate for small purchases at some online store? Is this needed to do social media? Is it needed for Facebook and WhatsApp? Where do you draw the line? The problem is that KYC is a surveillance tool that is intended to solve all the world’s problems through population compliance.

KYC may be quite subtle and you may be gullible enough to miss that the KYC is being done. KYC can be done using simple moves. Ban VPNs, require two factor authentication with phone numbers, provide locations, extract your identity indirectly. Let me explain. A record of IP addresses becomes an identity. Many websites ban VPNs to make sure they capture this data or they will only allow A VPN if you log in. A good example of this is YouTube. But once you log in then you will now be tracked by that login forever. That login is the infamous Google ID that will spot everything you do on the zucking Internet.

Now here’s the subtle part. The Google ID is itself tied to a chain of kyc. Today on the Internet, the main way of doing KYC is using something called two factor authentication. Although explained in the beginning as a way to prevent someone from stealing your password, this has turned into a tracking industry itself because the tools for 2fa are themselves tied to KYC. The main element used in 2fa is the phone number. As you all know, it is very hard to set up accounts on Internet sites without supplying a phone number. And the phone number has to be SMS capable since the purpose is to text you a code.

Okay, let’s just say that this site has the right to do 2fa. In your opinion, then why must the number specifically be a mobile number? You can easily get text using a virtual number using brac’s virtual phone for example. So here it proves the point. The site requiring a real mobile phone is not really interested in your CyberSecurity. They want KYC. And KYC comes from a mobile number you subscribe to, which comes from a major carrier and who you gave your ID to, together with your Social Security number. Yes folks, the chain of identities really ties to a real proof of your identity.

And the mobile phone number is a biggie. And just to make this clear to you, when you subscribe to a mobile phone carrier, your KYC information, which is now part of the carrier’s records, are then shared to three letter agencies as part of the PRISM program. Anyone in law enforcement can quickly look you up. Now, some of you will say that big tech like Google or Meta doesn’t have access to data from the carrier, although it would seem that way. The reality is that your phone number is actually recorded publicly in multiple places if you do not have a strategy of protecting it.

First of all, your phone number is on your credit reports and big tech purchases these records so they can verify you. Your phone number will show precisely who you are from these credit reports. Second, Big Tech, particularly Meta, aggressively collects contact lists from their users. Users then will basically supply the identity information for free with the name on the contact list. And the rest of the identity will be derived from the community of relationships this phone number will have. Google, in addition to the Google id, gets additional verification of identities via Gmail contacts. Every contact you’ve ever sent or received email from is part of your Google identity record.

Combine this with your location records they keep in the Google Sensor vault, then clearly identities can be derived just even from a combination of email, location, phone numbers and then matched to the Google id. There are direct ways of doing kyc, but there are also indirect ways. Since Google and Meta don’t want to intimidate users by asking for a government id, doing it indirectly makes you feel less invaded, but in reality they know your identity even more. In Meta, your identity is crowdsourced among people who are your friends on Facebook and verified by relationships, locations and contact lists.

And sometimes they have a direct KYC when you use a credit card for the app stores. If you do nothing, then KYC is embedded in every move you make on the Internet. Goodbye to speaking with pseudo anonymity. It will be impossible. There are certain entities that I may decide to allow kyc. And again, please be aware that if an Internet platform starts asking you for a phone number and then turns around and demands that the number be a mobile number, you must realize that that the site is actually demanding KYC. We already know that sites like Google, which includes YouTube, Meta’s, Facebook, Instagram and WhatsApp, Discord, Twitch, all of them demand a phone number for KYC reasons.

Is that acceptable to you? To me it is not. Either I find a way to find an alternative to a phone number KYC or or I’m out of there. Do you feel a particular entity is entitled to KYC if you get phone service? Do you think T mobile, AT&T and Verizon are deserving of your KYC info? In this case, the government requires it. My take on this is different. I use multiple phone numbers. Some of my numbers are tied to KYC because I use them as actual identities. But I also have numbers without kyc, so I’ll discuss this in a moment.

In general though, I have to have numbers without KYC or this whole exercise in privacy fails. What about a bank? What about the irs? What about your doctor? What about your car dealership? What about payment sites like PayPal? I personally follow a simple rule. If an identity already knows who I am from other documents and records which they have, then there is no point hiding and I will supply matching kyc. So I see no reason to hide my identity from a bank, otherwise I may not get my money back. PayPal already knows your bank info. Of course it is pointless hiding from the government, though many do like illegal aliens.

However, it is difficult to maintain this. Doctors of course know your Social Security number. So it is pointless hiding your identity from them and then from your health insurance company. And here’s something basic, you cannot hide from anyone when you’re seeking credit, like from a car dealer, since whatever you say will be reported on your credit report. Thus think of the credit report as a public record full of kyc. My point here is that you have to decide when KYC is deserved or not. I don’t assume that every entity deserves kyc, but some do. The entities that definitely do not deserve any KYC are social media sites on the Internet Zuckem.

This is why I will never be on Zucking Zuckbook after you’ve made the decision to supply KYC to entities that you think deserve to get that information. Now how do you deal with the others that don’t deserve KYC info? This pretty much includes all social media sites and likely all online stores. What I will talk about are different strategies that will help you get around having to supply KYC in your daily dealings on the Internet. I’ve been really focused on the KYC problem for a long time, so I’m always on the lookout for solutions. But in several cases I was not happy with the solutions available.

So some of what I bring up here will involve products I specifically created to solve the KYC problem. And I caution you in thinking this to be some product promotion video. It is not. I’m just able to come up with solutions when there are none available. First thing I recommend is to research if KYC is even really required. Again, the sign of KYC being required is 2fa using a mobile number. In some cases you can overcome this by looking at alternative ways to do 2fa. Google is a case in point. You can actually skip providing a phone number to Google if you use a passkey.

Passkeys are available on Windows and Mac when using Chrome and some other browsers. If the site takes passkeys without forcing you to also provide a phone number, then you’re in good shape as long as you’re willing to use passkeys. However, passkeys don’t work on Linux, so my preferred multi platform option is to use a Yubikey. The problem though is that not many platforms accept Yubikey, but at least it works on Google. So with Google I don’t have a phone number, which is amazing since I have a big YouTube account. Obviously. So far Google is the only KYC requiring entity that will allow complete replacement of a phone number with an old alternate option for a backup.

Google also allows 2fa by notification. I Have a dedicated old Google Android phone with a Google app and logged into my Google id. It is mostly off, but if I lose my hardware key or Google needs another 2fa method, I turn on the phone and respond to the notification. Then I turn off the phone again. One of the best ways to avoid KYC is to use a voice over IP service that does not require KYC and then use the numbers you get as your SMS number for your social media accounts. Make sure that service handles sms.

Obviously this of course is a great solution, but a year ago I discovered that I couldn’t really find providers of VoIP services that did not require KYC. This is actually quite rare. So I made the move to create a service to provide NO KYC phone numbers myself. And this is called Brax Virtual Phone. As the provider of this service, I cannot stress enough that the carrier that I contract with has been pushing me to require KYC on my customers. The pressure is very high, but I’ve managed to maintain a truly NO KYC service. The only requirement is that I prevent spammers from using the service.

It’s tough doing that, but I’ve been successful so far in resisting KYC and I don’t supply any identity information at all to the carrier. Once you acquire a no KYC phone number, it really gives you a sense of freedom because you can give the number to people you don’t know. You can also use it both for texting and calling using any computer or phone. I also automatically forward SMS and voicemail to email, so I don’t even need any device for incoming traffic. Thus on my Amazon account I use a no KYC number. Same on ebay. But I can happily supply this no KYC number to any social media site or or online store.

And if an Internet site rejects it for 2fa and says they don’t accept voiceover IP numbers, then that is a clue that they’re doing abusive KYC and you will need to put your foot down and say zuck you or you accept their need and give them your normal phone number. But realize that when you do that, that’s equivalent to having showed your id. Now this is a side strategy. Email addresses are another major Internet identity. They are typically used as usernames in various platforms and online stores. The problem is that email itself is also collected as part of email contact lists and unfortunately that can result in email leading to identities from other sources.

Other sources that may also have your real phone number, such as your credit report. So changing a phone number is not enough. It should be changed together with email. Obviously we can’t maintain large numbers of email accounts, so the answer is an email alias. There are email products like what we offer on our braxmill, which allows unlimited aliases from a single account, and in the case of braxmail, no advanced setup is necessary. You can create an email alias in your head and if the format is as prescribed then the email will arrive at your normal inbox.

This means that you could have a different email on every single Internet platform and store and this will truly be a big step in limiting the existence of your KYC on the Internet. The other ways of minimizing KYC is to transact more often with payment methods that do not create a KYC paper trail. So by all means use other means of payment where possible. Cash is always king, but it is often difficult to use for online purchases and is risky to send in the mail, although for small amounts it’s a risk you can safely take. Just make sure the cash is not obvious in the envelope.

Money orders are definitely a good way of preventing kyc. Crypto is obviously great for non KYC transactions where it is accepted. Unfortunately, crypto is one of those tightly watched transactions that often require kyc, so I personally would stay away if the transaction requires KYC. BitPay, as I mentioned earlier, requires KYC if you exceed $3,000 or if you use a VPN. Yup, your IP address is some sort of KYC, at least to the government. I’ll tell you how to beat this. Go to a public network like Starbucks and make a purchase there or use cell data. This will make it difficult to trace, though it is still possible with extra work when it comes to online payments.

Use of certain payment methods obviously come with inherent KYC, like using credit cards or even PayPal, but I’ve discovered that receiving money via Zelle is actually sending very little sender information to the platform for KYC. While the recipient is fully KYC’d, the sender is not. So often it is hard to trace where Zelle money comes from. You’d probably have to have a trace run by the bank and this is not conducive to quick identification by online sites. Thus this is another way of obscuring identity, at least for non government transactions. As I mentioned, some sites block VPNs because your IP address is a form of KYC.

This is why I always use a VPN. My response to sites that block VPNs like Craigslist or Yelp is to say Zuckem and choose some other site, but if you really need to use them, connect to the site using cell data or even Starlink. These alternatives use IPv6 addresses and thus not visible to the online platforms. If you ignore what I’m talking about here and willy nilly supply tainted phone numbers and emails to anyone that asks or you expose your IP address, the end result will be a clear record of everything you do on the Internet or even in real life with Google alone.

The Google ID is used to discover everything you do on the Internet. Combine this with KYC and your specific identity can then be established with every move on the Internet. And then combine this further with 24. 7 location tracking on phones while having KYC and you become ultra vulnerable. The thousand people arrested for the J6 riots were first geofenced using the Google Sensor Vault. Geofencing is when a target area is identified with GPS coordinates and then Google supplies the Google IDs of the people in that specific location at that specific time. Then backtracking through records of the owner of the Google ID via Two Factor Authentication phone numbers, then it becomes easy to identify who all the people were at the Capitol.

And apparently there were 500 FBI agents assigned to this. So those with KYC made the job easy. You don’t have to be involved with any protest action to be concerned here. KYC is being used to circumvent the fourth Amendment which is to protect citizens from unreasonable search and seizure. By doing dragnet searches in certain areas you could be an innocent caught by censors as being in a location and then be falsely accused of a crime that may have happened nearby. This has already happened several times in several publicized cases of the use of these surveillance techniques.

I’m just interested in life, liberty and the pursuit of happiness. If I can avoid having to participate in the surveillance infrastructure by limiting the spread of my kyc, then I can focus on my God given rights. Folks, as I mentioned, I created some products with the real focus of circumventing KYC which I think is essential to privacy. We have several products for you to consider. First we have the Brax 3 privacy phone which is a phone with no Google ID and no Google location tracking. This phone is currently a project on the Indiegogo.com site. Check that out.

It’s due to start delivery in March 2025. Next we have other products I mentioned already in the video like brax virtual phone, braxmail, and we also have a VPN service, bytesvpn. These products are on my site braxme. Join us there where a community of over 100,000 users talk about privacy issues daily. Thank you for supporting me on patreon locals and YouTube memberships. See you next time.
[tr:tra].

See more of Rob Braxman Tech on their Public Channel and the MPN Rob Braxman Tech channel.

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