Hey it’s Dan, welcome back. You’re watching IAllegedly and I’ve got a good one for you today because I always warn you guys don’t let yourself get ripped off and I always had an experience happen to me that I got played for something that I caught and I’m glad I caught it and I want to tell you guys about that and a tello at IAllegedly.com and you should join our email list but let’s get right into it. My son was in a car accident and totaled his Toyota Camry, okay? Somebody hit him and the car is done.

Car is finished, okay? Now, I was joking with my son and saying, “Now you’re gonna get a real experience of adulthood where they’re going to take advantage of us, and you’re gonna see how little they’re gonna give for the car.” And as I was talking to the adjuster—who’s, by the way, the total loss adjuster—she was asking me questions about the car and the insured and where it was out of state and all this stuff. Then she says, “Oh, wait a second, your son lives out of state. I’ve gotta change this figure I’m about to give you. I’m gonna call you back.”

I didn’t think anything about it; I just thought maybe Grant didn’t give all the information, whatever. So anyways, the person comes back, and the car is about two grand less than we thought it was. And I’m like, “This is ridiculous.” So he’s upset; I was saying, “This is appalling.” Over the weekend, I kept thinking about what that woman said about where you were located. So I call my agent this morning, and she tells me, “Well, wait a second, Dan. They treated the car as if it was an out-of-state vehicle, not in California. You’re gonna get more money here in California.” Isn’t that ridiculous? The car is the car. You can’t replace the car cheaper there than you can here. You can’t, because I know this from looking at the cars.

“But does he have a driver’s license in California?” “Yes, we send over the pictures.” “Oh, so that’s worth two thousand dollars more?” Is that insane? Again, who would know this? Who would know this? But what I am being told now… My insurance man was one of these people that would fight for things, and I could call Scott anytime I needed him. I could call him morning, noon, and night on the cell phone, and he would take care of it. If there was ever anything like this, when I had a car totaled two and a half years ago, somebody stole the catalytic converter, and the junkie that showed up—literally high as a kite with pants, no shoes, and no shirt on—to pick the car… “Hey, I’m with the tow company.” The guy was on everything but a train, okay? So this guy on drugs… I said, “Don’t start the car.” “Hey, man, I know what I’m doing.” And he destroyed the car inside of 45 seconds, okay?

So this is beautiful. They totaled the car as a result of that and were gonna give me more money for that car with over 200,000 miles on it than they were gonna give this kid for his Camry. So I am telling you, the insurance industry as a whole—it doesn’t matter who my insurance company is, State Farm, doesn’t matter—they’re trying to clip us, and they’re trying to clip you and take advantage of this over and over and over again. And again, if I wouldn’t have done this, the kid would have been just victimized. But I’m like, “This is not right,” and it’s eaten at me so much because a lot of people don’t know to do this.

Now, you know, it was funny. I had to talk to my attorney on Friday about something different that we’re working on, and he’s like, “Oh, do you want me to step in and take care of this for you?” I’m like, “No, no, no. I can handle this one. It’s no big deal.” But that’s ridiculous. Now, I had two relatives over the weekend that told me, “Hey, listen, I had to get an attorney involved because they weren’t gonna give us any money to pay off our last car.” Is that crazy? That’s crazy, guys. That’s crazy.

As people get more desperate, they’re cutting back. And I had a friend of mine just get off the phone with me, and he—you know, he is in management for a big data cabling company. And he said, “Wow, a guy just presented a two-and-a-half million dollar order.” And I’m like… and I know the company’s not hurting, but it’s, like everybody else, having difficult times right now. So it’s a two-and-a-half million dollar order—rock and roll, man. That is… congratulations, you guys pulled this off. Only problem, Dan, he told them they’re gonna have delivery in two months, and we have to have the first million feet of cable in one month. Like, “Oh, is that a problem?” “Yeah, Dan, it’s a total problem,” because he starts breaking down—I mean, he knew these figures off the top of his head, and it was amazing.

“It’s gonna take 152 man-hours; it’s gonna take three days; it’s gonna take 52 days to build the sub-components to put over the cable. We’re looking at three to six months to build this cable for these people.” And now think about it again. It’s November. We don’t have full shifts this month; we don’t have three shifts this month. So he knew all these figures as to why this guy had lied to his client to make the sale, to get the company in trouble. And this is the type of thing that you have to not let people do to you. Don’t let people lie to you about stuff like this. Don’t let people, you know, put you in trouble. “Oh yeah, they’ll get it done; I got the order, I got the order.” And I said, “What does… I go, what did the salesman do?” “Well, he’s God’s gift to data cable right now. He lied and he sold this big thing.” And I’m like, “Oh, man, so that’s a huge problem, guys. That’s a huge problem.”

LA public housing, okay. How many public housing units are there in Los Angeles? Thirty-three thousand, which that figure itself blew me away. Here’s the worst part. They just got hacked by the Cactus ransomware attack, and all the people’s data got stolen. Now, I know there’s gonna be people out there going, “Well, there are a bunch of poor people that live in these things.” The problem with this is these are not savvy business people. These are the poorest community people—young, old, single moms, things like that—that just had all their data compromised. Names, Social Security numbers, phone numbers, everything. These poor people are going… already listed on the black market for sale, that you can buy all this data. Is that terrible?

TJ Maxx had this happen—I mean, all these different companies that have been hijacked and compromised, they sell the data. But these poor people are gonna get Social Security numbers lifted, everything, and you’re gonna see people go out and they’re going to open up bank accounts and things like that, you know, right before their eyes. Absolutely shocking.

Final, final thing in this video, just because I couldn’t believe somebody sent this to me: Lake Cuomo. You know, remember when I was a kid, the pet rock came out? It literally was a pebble-shaped rock in a little box with some sawdust and, like, stringed-out wood at the bottom of it. It was your pet rock, and they sold for three dollars and fifty cents. I’ll never forget, we had to go to Macy’s or May Company at the time back then and go buy this thing. I was like, “Wow, that is crazy.” And people were just buying them hand over fist—three dollars and fifty cents apiece for something like this.

Lake Cuomo is beautiful in Italy. They’re selling Lake Cuomo air. You can go buy air from Lake Cuomo for eleven dollars—a can of it—and they’re selling it. People are gonna get Lake Cuomo air. “Let me get that for you. Remember, we went on vacation there?” That’s insane, guys. That is insane. So again, people have no money, but they’re buying canned air right now. You think that’s crazy? I do. It’s nuts right now.

So, have you been the victim of these insurance companies? I am telling you, so many people have written to me about the homeowners’ insurance being canceled, all the unscrupulous things that they’re doing right now. They fly drones over the houses, and my favorite thing lately is the insurance companies are doing a knock on the door. “Hey, just want to find out, you know, if you guys are gonna do any improvements to the house or anything like that.” I’m like, “This is… you know, it’s ridiculous, guys. It’s absolutely ridiculous.” So, are they trying to rip you off? Yes, they will, and everybody is desperate right now. Everybody.

So don’t let people lie to you. Don’t let people lie to make a sale. Don’t let people lie to you to pay you less. And again, one thing that you have here is California is bad when it comes to personal injury attorneys. The worst is when I go to Las Vegas. I am telling you, there are hundreds of personal injury attorneys in Las Vegas. It is nuts. These people are out all over the place. Everybody’s got to make a dollar. But I’m telling you guys, I’ve never seen that many personal injury attorneys in my life as you have in Las Vegas. It is absolutely nuts.

But I’m telling you, you don’t want to negotiate on your own. You don’t—you really don’t. You want to have somebody step in. And I never thought about my address, my address being a big consequence for you. So you people that are fighting the hurricane damage, people that are fighting any property damage, water damage, anything like that, do not let them hose you. Do not let them take advantage of you. Get some advice from somebody else because it took me to call my agent to have her say, “Oh, you know, your son’s a resident of California; he doesn’t live there.” And that gets us more money. Is that crazy? Who knew? I didn’t know that. So I think I know everything too. So you learn something new every day.

Like, subscribe, join the email list because it’s awesome, and we’re gonna give out a bunch of cool stuff this month, starting this month. You’re gonna sign up for it, we’re gonna even it out next month, okay? I’ll see you guys very soon.

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