➡ A company managing $114 trillion of U.S. assets is changing its system in 2026, marking the largest revamp of the global financial system since World War II. This change was predicted a decade ago, and the new system is already being built. The man behind this project, a former PayPal executive, has partnered with Visa to cover 175 million merchants in 65 countries. This shift in the financial system could lead to significant wealth for those who understand it, while those who don’t may miss out.
➡ The article discusses the evolution of banks’ relationship with blockchain technology, predicting that banks will eventually run all traditional banking on an open, decentralized ledger. Initially, banks resisted this technology, but have now started to adopt it, with some running systems alongside the blockchain. The final phase, expected to occur between 2030 and 2036, will see banks fully integrate with the blockchain. The article also highlights the emergence of two ‘rails’ or methods of adopting this technology: a closed network led by Wall Street and an open network led by global finance, with the latter predicted to be more successful due to its openness and neutrality.
➡ The DTCC is progressing through its five-phase plan, currently in phase four, with the final phase expected between 2026 and 2031. This period is our chance to prepare and gain an advantage by understanding the process before it becomes common knowledge. The key takeaways are: understanding the framework to predict financial trends, watching for markers like October and light spark, and recognizing we have about five years to prepare before phase five ends. After this, the opportunity for advantage will be gone as the information becomes widely known.

Last week, the company that custody’s $114 trillion of U.S. assets announced they’re switching to a new infrastructure in October of 2026, the biggest rewiring of the global financial system since World War II. Now, that part was predicted over 10 years ago, but the bigger story is what’s on the other side, what’s on the other rail. While the DTCC builds their new system, the entire global money movement system has already started migrating. Now, we have right now today dollars are flowing from U.S. banks to Mexican peso accounts in two seconds on a rail that the banks don’t own.

Now, the man building this used to run PayPal. He signed a deal with Visa, a partnership covering 175 million merchants in 65 countries, and it’s all running on that same rail, and almost nobody is even talking about this. So in this video, I’m going to break it all down. I’m going to show you the framework that called out every step 10 years ago. I want to show you the two parallel rails running right now in the five-year window you have to position yourself because the people who understand this shift are going to be fabulously wealthy, and the people who don’t, well, they could be left out in the cold.

You ready? Let’s go. All right, this is an exciting video for me because I’ve been talking about this for years and years and years. I mean, it’s predicted 10 years ago, and we’re seeing it all come to fruition. I feel validated, and it’s going to be exciting for you. Also, we’re back to the full screen back here, trying this format again. Let me know if you like this. I think it’s an interesting format. We’ll switch it up too. But let’s talk about this number right here. The human brain can’t even comprehend how big this is.

We’re talking about the largest money move in the history of the world. We’re talking about the biggest infrastructure announcement of an entire lifetime. We’re talking about $114 trillion of assets in custody. Now, it wasn’t just $114 trillion of assets. We’re talking $4.7 quadrillion of transactions just last year alone. I’m talking about every stock, every bond trade in America, all of them running through one single company, one single platform, one single piece of technology. This October, 2026, they’re rebuilding the entire infrastructure from the ground up. And this kicks off the biggest financial system rewiring that we’ve seen since World War II.

And as you might imagine, this much money moving, creating this much value creates an enormous opportunity for people like you and I who can see this ahead of time. Okay, now again, this rewiring of the global financial system, it all happens because of technology. And the technology shift that’s happening was predicted over 10 years ago. But the bigger story is what’s on the other rail from here, which we’re going to get into. Okay, now, just covering the news, you can get the news on your own, I’m here to tell you what it means.

But back to the news, the DTCC token, all right, the tokenization service, they’re basically taking every stock, every bond, every treasury, you name it, every financial instrument in the United States and tokenizing it. Okay, now they announced it back in May as a pilot, I think what started in July, the full launch happens in October. And so far, we have 50 financial firms already on board. Let’s look who’s on this group. This is the who’s of financial companies. We’re talking about BlackRock, of course, the largest asset manager in the world, Citibank, Goldman Sachs, Bank of America, Anchorage Digital Circle, Stablecoins, of course, JP Morgan, Morgan Stanley, you name it, the who’s who crypto native firms are on here, Circle, Ondo Finance, etc.

And the SEC has already cleared all this, it cleared it last December, this is happening, we can see there’s an SEC no action letter put forth December of 2025, give them a three year authorization to run this way. All the stock indexes including the Russell 1000 stocks, major ETFs, US Treasury bills, bonds, notes, all of that is being tokenized to start running on this new rail. Now that’s big news. But what does it mean? And why do I even care about it? Why should you care about that? Because again, it sounds like big news, tokenization, assets tokenization, the regulatory environment has cleared this up and every major bank is involved, and they’re all moving forward this book gets buried in the announcement that nobody’s covering is the detail that changes the entire story.

The reason why you and I should care about this. Now, if you’re a Bitcoiner, like me, you might notice this, if you’re not, what you might not see it. But what you might notice is that they’re not building this, this entire tokenization platform, they’re not building it on a public blockchain, they’re building it on something called the Canton network, which is a blockchain, but it’s permissioned. It’s privacy enabled. And the DTCC keeps the override key to every single token. They control the participants who can join what the participants can see.

And so this isn’t this isn’t an open infrastructure. Okay, it’s a walled garden. All right. Now, if that doesn’t mean anything to you yet, it’s okay, stay with me. Because what they just announced is something that’s happened before history repeats. Well, history rhymes, right? Three times in modern history, we’ve seen this play out. And of course, once you understand the patterns, why I love cycles, when you see this pattern, you’re going to understand exactly where this all ends. Let’s go back in time, not too far back. Let’s go back to 1995. 1995 was the very early days of the internet.

Back then, we saw the very first internet IPO. So this really started probably a little bit more 1990 with the public W first public WWW. But 1995 is really where things started picking up. And this is where most people sort of picked up on the internet right here, right? Now back then, people were on AOL, they are on CompuServe, they are on prodigy, things like that. All of those were closed networks. All of those were walled gardens, you can only talk to people on the same service, right? So if you’re on AOL, you can talk to people on AOL, that was it.

They were closed services, they’re walled gardens. Now the press told people back then, that the open internet would never work for normal people, because of course, they needed the structure, they need the protection, they need the privacy of a closed system. So the 30 million user AOL, at its peak, they had that, but they were closed off. Again, CompuServe was more of the institutional layer. Prodigy had IBM, it had Sears behind it, and every one of them lost. Because once the open infrastructure scaled, then the closed networks, they couldn’t compete. Now we’re seeing the same pattern happening today.

Notice why we want to understand history and cycles, because we can see the same pattern today. Wall Street today is building a closed financial network, right? The DTCC just put $114 showing of US assets onto it. JP Morgan, right? We have JP Morgan, has Onyx, BlackRock has Biddle. Biddle’s been pretty interesting to watch. Hundreds of billions of dollars of US treasuries tokenized in the DeFi ecosystem. But all those are closed networks, the same shape, about 30 years later. Okay, so here’s what last week’s announcement actually was. It wasn’t that tokenization is arriving, like what does that even mean? It was the intranet phase of tokenization arriving, right? That’s the only, that’s there’s only ever been one outcome of that pattern.

Now, if you’re not old enough to remember 1995 to 2000, how the internet evolved, maybe the intranet phase doesn’t mean a lot. But to understand where this is going, and again, how we can profit from this, you need to know who saw it coming. Because what’s happening right now was diagrammed in detail, all of this transaction about 10 years ago, down to the phases and the exact timeline to the year that we’re in right now. Okay, so I want to go back about 10 years ago. This is March of 2016. There was a small little auditorium back in Zurich.

There’s only maybe about less than 200 people in the room at the time. There was a software engineer that really nobody even knew who he was at the time. And he went on stage and he gave him about a 30 minute talk. Again, he wasn’t famous. Today, you might recognize this guy, he might recognize the hairdo. Of course, we’re talking about Andreas Antopoulos. But back then, nobody knew who he was. He wasn’t famous. The talk didn’t trend. But what he broke down in diagrams, what he explained step by step by step is exactly what we’re watching unfold right now.

Let’s play this little video clip right now, so you can understand. And this is my prediction. We’re going to see over the next 15 to 20 years, a great infrastructure inversion that will happen in finance. And what will happen is the banks will resist, then the banks will adopt, then the banks will run their systems along signed blockchain and Bitcoin systems. And finally, they will run all of traditional banking as an application on top of a decentralized trusted ledger. All right. Did you catch that? I mean, here’s what he said.

He told us exactly this infrastructure inversion. First, they fight against the infrastructure, then they use the infrastructure. And he told us exactly that the banks would resist it. And then he said the banks would adopt it. Then he said the banks would run their systems alongside the blockchain. And then he said, Finally, the banks would run all the traditional banking on top of an open, decentralized ledger. Now he gave it about 15 to 20 years. That’s the timeline that he gave us. And he broke it down into phases. So phase one was the resist first they fight you.

They resist. Banks call it a fraud. JP Morgan, Goldman Sachs Central Banks, all dismissed Bitcoin. Jamie Dimon said that if anybody even in his banks even traded or bought it, he’d fire them. Then we went to phase number two. This is where the adoptions happen. Okay, so now banks are buying in. We have spot ETS, custody services. This is all happening right now. Balance sheet allocation. So you’ve seen just in the last couple of weeks, Charles Schwab E-Trade is now doing Bitcoin transactions. Of course, BlackRock, all that’s happening right here. Then we have phase three, the banks start running alongside of it.

So this is the Biddle. This is the Onyx. These are the things that are running similar lookalike copycats alongside of it. And then eventually, what Andreas is saying is that the final phase over 15 to 20 years is they build on top of it. Now I want you to look carefully at all this, because every single phase he’s predicted has already happened. And we just have one more happening right now. Again, phase one banks resisted again, Jamie Dimon called Bitcoin a fraud, right? We saw that phase two, spot ETS, all that’s happening faster than any ETF in history.

Phase three, again, this is sort of where we’re at right now. And this is what’s happening right now. It’s important to kind of look back through history to see the progress we can start to see, because sometimes we think it’s failing, it’s not happening fast enough. But if we go back in time, back to his talk here, Mark 2016, all the way to October 2026, it’s about 10 years, 10 years, seven months. Andreas called it about 15 to 20 years. Now, sometimes technology happens faster than they may predict. But we’re well inside his predicted window.

Now if this framework is right, and so far, every phase of it has been right so far, then phase five, the final phase is going to land somewhere between 2030 to maybe 2030 2036. Five years on the short end, 10 years on the long end, that’s the window. That’s the clock. And almost nobody is understanding this. They they can’t look out far enough. They don’t know history good enough. They don’t know technology good enough to understand how this develops. Now, if that’s all this video does is give that to you. If all this video did is help you to see what nobody else has seen, it would already be the most important framework that you’d probably hear all year.

But there’s one more piece. Because phase four isn’t just what’s happening on Wall Street. You’re missing the whole thing if that’s all you’re watching. Wall Street’s running a closed network. It’s also happening on a completely different rail. I’m talking about one that’s already running real money. I’m talking about banking rails. This one’s way bigger. Now, nobody’s talking about this. For some reason, it’s probably because they don’t understand the history and technology adoption cycles and all this. But the inversion that Andreas predicted, it’s not happening on one single rail. When I talk about rail, I’m talking about the technology, the payment rail, it’s not happening on that one.

It’s happening on two rails right at the same time. And they’re doing it right now. Okay, so rail one, one payment rail, one technology rail is what I just covered, right? The DTCC, they’re building on that canton, etc. That’s a closed network. Wall Street has their walled garden. And all that again is going live this year in 2026. But rail number two is where it’s really happening. And rail number two is also already running. Just most people aren’t talking about it. And it’s moving real dollars. It’s moving between real banks right now today.

Of course, Wall Street is talking about their pilot. But this open rail is already in production. What am I talking about? Okay, so here we have today, right now a bank, SOFI. It’s a regulated US bank. And they’re sending dollars. SOFI bank is sending dollars, US dollars from US checking accounts over to Mexican bank accounts delivering pesos. I’m talking about a bank sending US dollars, a US checking account, sending dollars to a peso bank account in Mexico in seconds. I’m not talking about wire transfers that take days or weeks to go through.

I’m talking about sending fiat in seconds. The dollars convert to Bitcoin. So they go from the US dollar to Bitcoin, they route through the pesos on the other side. They’re using a rail a new technology to send dollars to send fiat to send any currency they want across the Bitcoin lightning network, but deliver the local currency that they want on the other side. And this could happen at Sunday at 1am. When the banks are closed holidays, it doesn’t matter. The Bitcoin network is of course open 24 seven. Now SOFI is the first US bank to do this.

But of course, there’s going to be more. So who’s building on this rail? It’s not who you’d expect. We’re talking about David Marcus. It’s important to understand who David Marcus is and what his background is. Of course, former president of PayPal, part of the PayPal mafia trying to originally reinvent payments. This guy then went to go work at Facebook, now meta, and he started a payment program called Libra. If you remember that, it was a global currency project. And the regulators crushed it. You might remember seeing him have to go before Congress and testify.

But now he runs LightSpark. So we spent the last four years building the open rail, one layer at a time. And look at this progress right here, right? What we can see right now is the payout network already reaches 65 countries, we’re talking about 1400 banks and wallets that are already using this. And we’re talking about $93 trillion. What a huge number of GDP coverage. Now they have a visa partnership that is extending all that. So we have Bitcoin backed Bitcoin link cards across 175 million merchants in over 100 countries, 32 European country partnerships.

I mean, we’re talking massive. So LightSpark is becoming a principal member of Visa. That gives them access to 32 countries. I mean, it is growing really fast. So SoFi is the first US bank. But again, all of this is moving dollars, moving fiat across the Bitcoin network. And almost nobody’s even talking about this. And this is exactly what Andreas Antopoulos was talking about. Now here’s what makes David Marcus. Here’s what makes his view really interesting. And this is why we should really be paying attention. Okay, he’s not a Bitcoin guy.

He’s not a Bitcoiner, not like me. He’s a payments guy, right? He tried to build this out with PayPal. If you go back and listen to the very first interviews with Elon Musk back in the days, they were trying to reinvent the global financial system. He tried it with PayPal. Then he tried it with with Libra inside meta. But he saw it fail over and over and over. And here’s what he says about why this rail wins, right? We can see it right here. Bitcoin is the only network that’s neutral and open the only one.

That’s a former PayPal president, right? That’s the guy who ran Libra inside Facebook. It’s not a Bitcoin maximalist, right? He’s just understanding it’s the only way to make it work. So we have two rails. One is closed. One is open. Wall Street just picked the closed one. But Marcus and the rest of global finance are currently right now migrating to the open one. Now again, we’ve seen this pattern before and they take it back again. AOL, as I said, 30 million users at the peak and go out got acquired, it’s sold off.

Compu serve, they had over 3 million users at its peak got shut down. Again, Prodigy, IBM, all of that. 209,000 users left. Every single one of them lost. Why? Because closed private networks cannot cannot compete with open networks. The pattern doesn’t break closed networks will always lose to open networks every single time. So if you’re following along, you’re probably thinking, okay, I get it. There’s an inversion. I understand that. There’s a clock five years. But how do I do something with this? Well, that’s the right question. Knowing the inversion is happening is one thing.

Knowing how to position around a five year window that affects every layer of your balance sheet is something completely different. Now, right now, you’re about 10 years into Andreas’s window from 2016 to 2026. We’re about 10 years in. By October, when DTCC goes live, we’ve hit the 10 years and seven months. So phase four of the five phases is visible. Both rails are up and running. The endpoint phase five, it lands somewhere here between 2031 and 2026. Now, this could happen much sooner. Technology starts to move faster. And this was just his prediction sort of off the cuff at a small event that he talked about a decade ago.

So that entire window, that’s our time to position. What do I mean? It’s our time to position. The way that we profit from moves like this is by having information that most people don’t have. When everybody knows it, there’s no alpha left anymore. An edge comes from us knowing something, as the great one, Wayne Gretzky always says, I was great because I could skate to where the puck was going to be, not go to get the puck where it is. I need to get there before the puck gets there. This is where the puck is going.

We can see it all laid out right now. So that the entire window is our position. This is how long we have before the big opportunity is gone, the gap. Because once phase five closes, the inversion is structural. The asymmetry is gone. So at that point, you’re going to be reading about it in textbooks. Everyone’s going to know about it. So here’s three things that you can walk away with from this video right now. One, the framework. Listen to the framework right here. From here on, every single time you hear a financial news story, every time you read, you can filter it through this inversion phase.

You’ll see what’s happening before everybody else does, because now you have a framework to watch this through. Two, we want to look at the markers. Watch October. On the closed rail, that’s happening. Watch light spark. Start to open the rail receipts on the other side. The two rails don’t stay parallel forever. They’re going to eventually converge. And then finally, we have three, which is the window, right? You have somewhere around five years to position before phase five closes. Now, one more thing. No one’s going to ask. Did Wall Street pick the wrong network? Well, history tells us that the closed rail is probably going to run for a couple of years, and then it fails.

Tokenized treasuries on Canton, they’re a real thing. They’re going to be there. But the pattern is that AOL eventually moved its users to the open web. CompuServe had to shut down. Prodigy had to shut down. So the closed network always becomes a stepping stone to help the open network eventually win. The DTCC eventually will be an open rail too, because the people running real money, they’re already there. Now, if you’re watching this video right now, and you understand the historical context of what’s going on, and you can see how the piece are going together right now, then you can spend the next five years making moves that almost nobody else can see or understand.

And if you don’t, then you’ll get to spend the next decade getting to explain to your kids why you missed it. The windows open, the clock is running and position accordingly. Alright, hopefully that makes sense. Let me know what you think in the comments down below, of course, share this with video with somebody who needs to see this so they can get in the right position. And that’s what I got right to your success. I’m out. [tr:trw].

See more of Mark Moss on their Public Channel and the MPN Mark Moss channel.