Your Bank is Watching You | I Allegedly

➡ Dan from I Allegedly talks about how banks are keeping a close eye on large cash deposits, which can cause problems for businesses that deal with a lot of cash. It’s important to have a good relationship with your bank and let them know how you’re getting paid to avoid having your account frozen. Also, the Social Security program is in trouble and might not be around for future generations. Lastly, it’s crucial to be financially prepared, cut costs where possible, and consider investing in gold as a safeguard against economic downturns.

➡ The article discusses various current issues such as financial fees, job security, and the economy. It warns about the dangers of credit card debt and the importance of financial planning. It also talks about the rising costs of living, including increased food prices and airline baggage fees. Lastly, it highlights the importance of being prepared for unexpected events, like job loss or health issues, and criticizes companies that take advantage of these situations.

➡ Lisa is a helpful person who stands up for others and even helps them become successful, like her lawyer friend. The speaker encourages everyone to communicate more with people around them, not just when they need something, but to genuinely check on them. They also mention a man named Jerry who has a great idea for a medical device, but needs money to make it happen. The speaker appreciates their audience and hopes to connect with them soon.

Hey, it’s Dan. Welcome back. You’re watching I allegedly, and I’ve got a good one for you today because your bank is watching you. They’re watching you closer than ever right now. Please don’t forget to hit the like button. Please don’t forget to subscribe to the channel. And today we have a sponsor, Patriot Gold, and I will talk about them a little later. But first things first, I had a great TikTok sent to me where a couple had a financial services company, and they got paid in cash from people.

And they were depositing amounts over $10,000, which a lot of us can’t relate to because we just don’t have a business that deals with cash. But they were told, hey, you’re not allowed to deposit more than $10,000 in cash, which is ridiculous. What if you own a restaurant? What if you own a car repair facility? I was in line at Costco today, and just out of curiosity, I noticed, I was in the tire center, and I was noticing how many people paid in cash.

And of the twelve people in line, eight paid in cash. And I’m thinking, wow, they just took in thousands of dollars right now in cash, and nobody questions it because it’s Costco. You know what I mean? Why did you pay $856 in cash for your tires? No big deal. Okay. People just did that. What’s happening is the banks are watching people, and the banks are looking for different ways to shut people off.

It’s happening time and again, and you have to protect yourself. You can look at prepaid programs like debit cards like chime and things like that if you’re concerned about getting shut off. But I am telling you, you have to have a relationship with your bank. After I was in Costco, I found myself inside of a chase bank talking to people, and I was asking questions about how many people pay in cash, how many people deposit a lot of cash.

And they said, well, Dan, if anybody has me sent, they’re going to walk in here and explain to us what they do so we know why they conduct their business in the manner that they do. So I’ve told you guys this so many times in the past, if you have any business that does anything different, you get paid a lot in checks, you get achs, you get a lot of electronic transfers.

Let’s say maybe you’re a home improvement guy and you get paid through different funding sources. Make sure the banks knows exactly how you’re getting paid so they don’t freeze your account. Because if we suspect anything, we just freeze the account. And it’s your burden to fix this? Well, if you ever freeze somebody’s account, Dan, if it freezes, usually it’s done at that point. And the likelihood that we’re going to unfreeze it is unlikely.

So again, guys, go out and have a relationship with your bank right now. Have a relationship. It is raining out here again, which is lovely. But first things first. Our underfunded Medicaid and Social Security is at $175,000,000,000,000. I want you to think about that number, because if you added up all of the financial numbers and sales and growth for everything that we’ve had in this country, we haven’t spent that much as a country, $175,000,000,000,000 since the civil war.

I mean, it’s crazy when you hear these numbers. The Social Security program is completely upside down. It is going to be a disaster. And as I get just a few years away from it, and people say, should you take it to 62, should you wait till you’re 75, should you wait till you’re 100, whatever, that’s your decision. But I still don’t believe that this is going to be around for guys my age.

I just don’t, I don’t have an ounce of faith in this, that they’re not going to have this because they’re going to cut it off. And they keep wanting to raise the 62 to 65. As soon as they do that, it’s over with guys, it will be absolutely upside down and not be something that’s going to be a realistic in any way, shape or form for people to get.

But I have more people that write me right now and tell me how they have no savings. I’m 59 years old, Dan. I have no savings. I don’t know what I’m going to do. You have to work on that. You have to work on getting your bills down to nothing right now so that you can survive this time if you have nothing given to you. Because when you hear these terrible stories about people that were paid too much through Social Security and they were given really large advances and that they weren’t supposed to get, it is tragic that they’re shutting these people off and giving them nothing right now.

So if you don’t think this can happen, it can happen. So be ready for this and be ready for anything right now. You have to get yourself financially ready. You have to trim your costs in every way, shape or form. But have communication with everybody, with your bank, have multiple banks, guys I’m telling you this right now because you’re going to see the banks have trouble. New York community Bank dropped another 30% yesterday, and then they got a billion dollars in funding.

But the billion dollars in funding is only going to keep them afloat for a short period of time. You are a fool if you have anything to do with that bank right now. Anything to do with that bank. But again, hey, I hope I have my auto loans there, Dan, because then I won’t pay them. You’re going to pay them because I’ll sell them to somebody like Jace.

And Jamie Dimon will make the phone call himself to come collect the money. So share your thoughts on this stuff right now. We’re supposed to know easily a few inches of rain right now, and I just went up to the park to kind of beat the rain, but it doesn’t look like I’m doing a very good job of it right now. Let’s talk about our sponsor, Patriot Gold group.

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Let them know that I allegedly sent you number one rated patriot gold. Number one rated for a good reason. Guys, contact them today or use the link below. A few weeks ago, I talked about a story where a man was given a promotional check and it was fake. And he thought, oh, what the heck? It said, do not deposit non negotiable on it. And this is in 1995.

So he put it in his account and the bank gave him credit for $95,035. 35. And it was crazy that they actually credited his account. So what did he do? He just set in the money and waited for a while and then finally got himself a cashier’s. Check with the money and stuck it in a safety deposit box. And then the bank realized uhoh, we credit this guy $95,000 by mistake and he went back and forth one little news spree and ended up becoming a motivational speaker out of this.

But he also made the bank apologize for this because he’s now obsessed with monitoring his own bank account to make sure that what’s put in and what is taken out is supposed to be accurate and he’s supposed to have the money that he’s supposed to in his account. But great story. I found the link below. So read that because it’s absolutely fascinating. But these things happen guys. Mistakes get made like this.

And back in the day when first interstate did this, it was kind of crazy. So share your thoughts on this stuff. Let me know what you think. Let me know if you heard that story too because it’s funny. I mean we’ve heard stories about people that have gotten a million and a half dollars deposit in their account and then they just go on a buying spree and then they get arrested because it’s like, wait a second, you stole this money and by then it’s always gone.

They bought themselves four cars, they bought their neighbors a car, they bought their sister a car. Just craziness. So have you seen this? Have you seen these stories? They’re fantastic. So share your thoughts on this, but take a look at the original story that I talked about from a few weeks ago. Two things in the news that are really big right now, and that is the financial fees that we’re charging, junk fees and things like that.

Joe Biden’s administration wants to lower the most that you can get charged for a late charge of $8. The point is, guys, is that you shouldn’t be overextended on your credit cards. You’ve got to get yourself financially in a better spot right now. Now we’ve all been there. I have abused my credit cards better than anybody else living, okay? And I have been a master at paying this with that and keeping it going and getting by and then getting the credit lines raised and things like that at times when I needed money for my business.

Absolutely. But I am telling you, unless something dramatic happens that turns it around, it’s not going to turn around. And the musical chairs of this economy right now if you don’t think that it’s going to get worse right now, you are kidding yourself. You are absolutely, positively kidding yourself because a great article I found below talking about how do you think you’re going to get laid off and what your plan should be, if, in fact, you are going to get laid off.

Now, I tell all my friends, everybody that’s dealing with these companies that are cutting back, that you need to make a plan right now. What if this place doesn’t make it? Oh, my gosh. Well, we’re owned by the Chinese, Dan, and they have all the money in the world, and I don’t have to worry about that. Or we have a japanese conglomerate, Dan, that just put in $400 million into the company.

We have nothing to worry about. You do have something to worry about, guys, because I’m telling you, companies close all the time. And what’s going to happen if your company closes? The other thing is the pensions. Right now, they are buying the minimum amount for these pensions where you’ve put money into the company for 18 years, and then all of a sudden you find out that they sell the company off and they buy the smallest possible annuity that they can to get themselves through this.

And it’s terrible. So many people have been disappointed and upside down, and that’s the beginning of it, guys. It’s just the absolute beginning of where this thing is headed. I want you to prepare yourself. I want you to prepare yourself for anything that could possibly go wrong right now. Because it’s getting worse. Right know the governor of New York City is going to have the National Guard, and she’s going to have state police now inside of the subways.

Okay, pass, guys, pass. I don’t want to be in an unsafe situation in a place like New York City to go to work right now, guys. I don’t want to be there. I don’t want to deal with what could potentially happen because it’s going to get worse right now. It’s going to get worse. Governor Newsom’s buddy, the CEO of Panera bread, he says, whoa, whoa, whoa, whoa, whoa.

Hold off. This is a big misunderstanding. We’re going to pay the $20 an hour. We just have an exemption. We had the opportunity to not pay this, okay? If you guys believe that, if they think that we’re that stupid that we walk around going, okay, oh, yeah, okay. It’s crazy, guys. It is absolutely nuts to think that this whole world is set up. And if you don’t think there’s favoritism on everything that we do, you’re kidding yourself.

But this guy got caught and because they shoved it in our face, now he’s got to say, no, we’re going to pay the $20 an hour. I am telling you. It’s going to be too expensive to go eat anywhere soon. To go eat anywhere. IHOP and Applebee’s. Let’s merge these two beautiful places to eat at. They’re trying a new test where they’re going to have both menus together.

Okay. Bad and bad er. Okay. I mean, come on, guys. Do you want to sit there and listen, baby, I know how much you like those Rudy Tootie fresh and fruities. And you know I love deep fried everything. So let’s just go to Applebee’s and we’ll have ourselves a party. Pass. Okay. They’re going to do this and they’re going to merge this, and it’s going to create the greatest restaurant ever.

Will you go to that? Okay. Will you go to that? Now, once again, it’s all about value right now. If you could get a good meal for value, that would be great. It’s not out there right now, guys. Right now, it’s not out there. Now. There have been a tremendous amount of stories of people that are in stores getting bit by rats in stores. This was sent to me through Facebook where people were saying, hey, a little boy was bit here.

And woman took her grandson into the store and reached into the candy section and got bit. Oh, my gosh, it’s a rat. Okay, well, he’s going to go to college for sure. He’s going to have a house paid for. He’s going to have God knows what given to him for getting bit by a rat inside of a store. But family dollar just paid $42 million, $42 million fine for shipping food from rat infested warehouses.

Is that disgusting or what? Now, again, you got to eat where you got to eat. You got to buy food that you can afford. And I get it, but you’ve got to understand that not the best quality sometimes goes into these dollar type stores where you get people that go out and they cut corners on this stuff. I’ll never forget. I was so broke at one point, I went to the dollar store to buy coffee and I cooked it up and I was like, what is this? It’s not coffee.

I still, to this day, don’t know what this black chalk was that I was drinking, but it sure as hell was not coffee. And I thought, God, I really have sunk to the bottom where I can’t afford instant coffee. Okay, so again, the kids were fed, but I didn’t have any coffee. But again, rat food. You want to stay away from stuff like this, guys. Okay? You really do.

And it is pouring. I don’t know if you guys can tell it is absolutely pouring on me right now, but share your thoughts on this stuff. Always look at the stories below and reference this stuff so you can see it. And I’m just trying to avoid the train. Okay? Wonder if the train will continue to run in the rain or not. So we will see together. Okay, so share your thoughts on this stuff so far.

Guys, I’m going to finish this video with these last few stories. Delta Airlines joined United and American by raising their bag fees another $5 apiece, which you can sit there and say it’s no big deal. When you have millions of people. It’s millions of dollars that they’re overcharging us to do that. Okay, fidelity, the insurance company that got hacked, well, now it looks like 30,000 people’s identity was stolen.

Okay? 28,676 to be exact. But here’s the thing. Life insurance, what information do they have? They’ve got your name, your banking information, your social, your address, your phone number. They have everything about you is what they got from these poor 28,676 people. I am telling you, they’re going to get sued. They’re going to get their brain sued out. It’s terrible because these public companies that have this information stolen have to get it out to the public as quick as possible.

But let’s face it’s too late for fidelity to let us know anything that’s going to make us happy, other than the fact that your it nerds were complete idiots by getting hacked like that. Now, final story for those of you new to the channel. My late girlfriend Lisa passed away in 2022 from complications from breast cancer. And we lived a very, very strong life with cancer and had to deal with a lot of things with her health and with business and things around us because of cancer.

There was a couple that had the trip of a lifetime, and they were going to New Zealand for four months. And two months into their trip, the wife was diagnosed with gallbladder cancer, and she contacted Air New Zealand because we needed to cut the trip short by a couple of months and come back home. And they charged her $8,000 to change the flight two months early. Eight grand.

Okay, so Air New Zealand has got a place in hell for doing such a thing. And again, these are clearly high end people that have a high net worth, but to sit there and charge them $8,000 to do this is absolutely criminal. You can read the story down below. I am telling you guys the idea of the word no. They’re going to tell you no. And because my late girlfriend was a law professor lawyer, that would deal with people that also had a flurry of.

She got thousands of lawyers through the bar exam. And if she didn’t have somebody that could handle it, if she didn’t know somebody personally, she had a friend of a friend who is practicing law, making a lot of money right now because of lisa’s help. And she would have handled this. And this would have been one of those crusades that if she would have heard this, she would have been on the phone dealing with Air New Zealand directly on this.

So stand up for yourself. Stand up for injustices in the world. Be kind to one know. We had the email go out a couple days ago. And if you’re on the email list, check your spam filter. But the one thing that really bothers me right now is we don’t have communication with our neighbors, with our friends, with the elderly. Check in on people and make sure everybody’s doing okay right now.

Because people like to keep to themselves. But sometimes people just want to know how you’re doing. Don’t always call somebody when you need something. Call them to say hello. Okay. Speaking of that, our email address is. Hello@iallegedly. com. I love you guys. I’m so happy that you’re here. I love doing this. And if there’s anything that I can do for you, let me know. Okay? I had a man, Jerry, send me something as far as a medical device that he came up with, which was a brilliant idea.

And it just takes this one thing, and that’s called money, to do that. So, Jerry, you know who you are, and you know your idea is brilliant, but it’s one of those things that just takes money. Okay? And it’s a lot more than some of us think sometimes. Okay? So keep the mail coming. Thank you for being here. I will see you guys very soon, and I hope it stops raining wherever you’re at.

Okay, see you soon. It’s. .

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