Imagine you try to get an Uber and your app is not working. Then you want to get Uber Eats and you can’t use that either. You’re trying to use your credit card and it’s telling you that it’s not working. And suddenly you realize that you have been a victim of the social credit scoring. And this is not something you just need to imagine, because it actually has happened to a friend of mine, Rene senm.

In fact, I covered this story several months ago, and it’s so compelling that I want to bring it to you again as a top hit. Now, I need to warn you that I had a different microphone when I recorded this video. So you will need to turn up the speakers, and I promise you that when you turn them up full volume, you’ll be able to hear me just fine.

So without further ado, please enjoy this top hit all about social credit scoring and how to push back against it. Hey friends, Peggy hall back with you from thehealthyamerican. org. I’ve got some really good news for those of you who have been concerned about this social credit scoring system that has been in China and it is in the United States as well. And I have a solution and a remedy and an action step for you to take.

So let me know if you have heard of this social credit scoring system, if you have been a victim of it like I have, being kicked off paypal and being kicked off Venmo. This was over a year ago when I was no longer able to have access to my PayPal account. I’ve done some videos on that in the past, but I’m telling you the social credit scoring system exists.

I’m going to talk about that and then I’ll bring you the good news in terms of what’s being done in the states, in South Dakota in particular. And my goal is to bring you this information so that we can have this type of legislation be rolled out all across the United States. So stick with me. I want to give a shout out to the sponsor of this video.

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Click on noblegoldinvestments. com and you can get started right away. Friends, let’s talk about this social credit scoring system. Let me tell you a story about a friend of mine, Renee Senm. You may know her because she was running for the governor of California, and she has done so much good in this state. She was also the mayor of Nevada City. Yes, that’s in California. And she and I became fast friends when she saw my video all about no governor can make a law.

And she started talking about that with her city council, saying the governor doesn’t have any authority to tell us what to do. We’re the legislative body in our town. We get to make the decisions in terms of emergencies or ending emergencies or calling emergencies. And she was ostracized. She decided to go onto a bigger stage. And she, as I say, ran for governor to get her message out about freedom and rights and how to stand up for them.

So listen to this. Renee Senm, during her candidacy for the governorship in California, she found out she was just trying to order. Like, Uber eats on her phone, and suddenly the app wasn’t working. And she’s like, that’s so strange. I’ve ordered on it before. And then she tried to get an Uber to go from place to place. And Uber said that she had been, I guess, delisted. All sorts of horrible things happened to Renette Senm in terms of this social credit scoring because she was going up against the governor and they were trying to hamstring her in every way possible.

I had a personal story that my PayPal account was frozen with thousands of dollars in it. And I normally, and I recommend if you still have PayPal and if you do have PayPal. I’m wondering why. But if you do have PayPal, make sure that you transfer out that money on a daily basis. That’s what I did. And when I went to transfer it out, they told me I had no access and that I had violated their community guidelines.

And this was long before what we saw come out in the news. Maybe that was about four to six months ago when PayPal actually said that they were going to be deleting accounts. They didn’t have to because many healthy Americans just started deleting their accounts anyway because they didn’t want to do business with PayPal. Venmo is owned by PayPal, and my Venmo account was frozen, and I still have a few hundred dollars in that account that has not been released yet.

PayPal did release my money after six months. And keep in mind that PayPal and Venmo are not banks. They are not regulated like banks are. So that’s just kind of a side story. But the fact is, we already are being scored. If anybody has a credit score, right? If you ever tried to get a car loan or a home loan or whatever else you needed a credit score for, maybe to rent an apartment, you know that you already were scored according to your behavior.

Did you pay off your credit cards in time? Did you ever have a late payment? Did you ever have a bankruptcy? And all of these things? I made a list and let me know if I miss anything in a comment in terms of how social credit scoring has been working. So I gave the example of my friend Rene on Uber. I’ve taken an Uber, and you know that you as the passenger can rate the driver, and then the driver rates you as a passenger.

How about being on Airbnb? I’ve used Airbnb before, and the host rates you publicly on how good of a guest you were. Did you leave dirty towels or dirty dishes? Did you abide by all of their policies when you were a tenant and vice versa? As the person who occupies the Airbnb, you leave a review for that owner, and you can say if anything was going on and if it was not as advertised.

So this social credit scoring, in terms of peer reviews, has been going on for a long, long time. What about restaurant reviews on Yelp? I actually look at those restaurant reviews, but it does trouble me to think that one disgruntled customer can leave a review that could really have, and let me say an illegitimate review. Maybe they had a beef about something else. Maybe their ex boyfriend or something owned the restaurant and they wanted to topple them by leaving this public review.

So it’s kind of a mixed bag for me, and I would love to hear what you think. Do you think that these reviews should be vetted more thoroughly? Do you think that there is too much pressure or too much weight given to these public reviews or peer reviews? I think also I’ve heard that some doctors have paid to get reviews taken down from Yelp related to disgruntled patients.

So I’m really curious about this peer rating system. Let me go on social media. Oh, my gosh. Likes. Now, obviously, that is, I suppose, could make or break some people in terms of their income or their reputation when people are putting things on social media, liking or not liking or linking or exposing people. So I would say that social media definitely is a way of giving a type of scoring system, so to speak, to people and what they’re doing.

And then what about your grocery store? What about your gym, knowing how many times you’ve gone there? I never did the Fitbit or any of that. Again, I’m just skeptical. And the Holy Spirit gave me the discernment to say, I am not going to track my calories and my exercise in the cloud for somebody else to see. Now, again, I may be reading too much into that. You may love being in those competitions with others to see who puts in as many steps and who did the exercise and who lost weight in terms of doing it.

As a group. I know people personally that have done that. I don’t. I also don’t care for Alexa or ring or any of those things because they also, as you know, I mean, everyone knows that they are gathering information on you. I was at a place once. I left my cell phone in the car, and I was getting a treatment. So I wanted to be relaxed and not have my cell phone and all of that.

And I was talking to the therapist that was doing my facial, and we were talking about some kind of product that I liked and that I hadn’t used for a while. And I’m telling you, friends, when I got home, that product started showing up on my computer. I did not have my cell phone. So I concluded the conclusion that I drew was that there was a speaker playing music in that therapy room while I was getting my treatment.

And that was also listening to our conversation because I could see if I had my cell phone and my cell phone heard what I said, and my cell phone is connected to my computer. And then suddenly I’m getting advertisements. I got two ads for a product she was talking about and a product that I was talking about. And I did not have my cell phone in that room.

So, you know, and I know that we are being listened to. That’s just kind of an aside. I don’t think that’s exactly social credit scoring, but who knows? They’re gathering information. Certainly your grocery store knows what you buy and you bought enough potato chips for this month. You don’t get to buy these because you’ve already exceeded your allotment of potato chips or diet soda or what have you.

They probably want us to buy the potato chips and diet soda because it’s so terrible for us. So no, you can no longer buy any potatoes and vegetables and fruit because they want us to be unhealthy and they’ll probably put a limit on the healthy foods that we can buy. So we already are being tracked. It’s been happening for a long, long time. What else is going on? Well, your credit card, of course, your credit card automatically paints a picture of what you purchased.

And my bank categorizes those things. So it will be in terms of food and lodging and travel and so forth. Of course, Amazon knows everything that you buy. You go on, you can see all of your orders. And if you don’t use Amazon but you use Macy’s or way for fair or what have you, they track everything that you bought. They know how much you spent. They know when you spent it.

They know where it was shipped. Of course, in Amazon, they know what books you are reading or where you’re having them sent. So our behavior is already being tracked, friends, you know that and I know that. But the problem is that the bad guys want to take it a step further. And what they want to do is to limit our ability for commerce based on these behaviors. Let me see, I’ve got a couple of other points here I wanted to make.

So think about your car insurance. It’s already a type of social credit scoring. If you have had accidents, your car insurance rates go up. And if you are a younger driver, you likely have a higher insurance premium as well. So you could say that that is a type of social credit rating already. What else? Some people mentioned that unemployment, you used to get a check and then you would put that check in the bank and you could use that money however you wanted to.

Now, I hear that unemployment comes on a card and it’s like a debit card. So the unemployment office knows exactly how you are spending your money and when you spend it, where you spend it, how quickly you spend it. And I find that very troubling as well. And those that are on the government support in terms of food or I think food, maybe some people get money to help with their utilities.

All of that is tracked as well when you are using those debit cards. So one thing that you can do very easily, well, I don’t know how easy it is, but one thing that I do personally is I try to use cash for my transactions. So at the grocery store, definitely restaurants and what have you, you can pay cash. Also, I do not do business with businesses that say no cash accepted.

That happened in my stomping grounds here in Orange county years before the cooties hogwash started. And I remember going into, and it was crazy because it’s a very good organic restaurant, all natural, organic food. And I really liked going there. But when they put up a sign saying no, cash accepted, like, I’m done not going back ever. And I have never gone back. If they will take cash again, I will do so.

And you know, and I know that cash is legal tender and I actually don’t think it’s legal for them not to take cash. Obviously they want to do away with cash. I’m going to do another video about that, the CBDC, what that means and what it means to you and how to avoid that if you can. And one way is to just continue to use cash. Think about doing the yard sales and bartering.

Bartering is another way. More and more bartering. Things are being set up through social media. I’ve seen that there are a lot of free, I think it’s called free cycle is one of the pages that you can go to. So more and more of these are coming forward in terms of being able to barter or swap or just get things for free. I saw a social media post where somebody had gone to an actual swap meet where you did not have cash at all and you were going to barter with items.

And it was amazing what the person came home with and what they bartered with. So I think that definitely is going to be a wave of the future. But let’s talk about what to do. All right, I came across this really great email and I’m going to share that with you. And this came from a healthy american. Hang on 1 second. As I get that all queued up for you.

All right, let me share my screen. This email came in and it’s from America 21. And I love what I read here and this is why I wanted to share it with you. So it says we can end a social credit score this week. So this also includes this graphic of what’s going on in China, China’s plans for total data control. And they are doing things in terms of your circle of friends comments that you are leaving on social media, the consumer data, as I talked about what you’re buying.

And then, of course, there are court records, Social Security, family planning, product quality, unlawful behavior, compliance with state regulations. Well, I would get a big fat zero, wouldn’t I, in terms of my score for that. And then all sorts of other. It says positive or negative influence in terms of buying. If you bought any real estate, I see what they’re saying. They will either limit or give you access to buying real estate, to having your phone contacts, to traveling, to getting a loan, to applying for a job, your favorable taxes, credit conditions, state subsidies, friends, that already exists in the United States.

Before we go any further, as I was driving to the post office today, I saw this really interesting car, and my husband said, oh, that is an electric vehicle. And I kind of chuckle know electric vehicles. We’ll talk about that on this channel. And I would like to hear from you. If you drive one and why you drive one, because it’s not zero emissions. There’s no such thing as a zero emission vehicle.

A lot of energy was gone into producing that vehicle. And inside those vehicles, there are a lot of products that are made from petroleum. So it’s very strange to me that people think they’re actually saving the planet by driving an electric car. Maybe you like the look of it, or maybe you like getting the government subsidy. And that’s what came to mind for me, is that, and my husband said this was a really expensive car, like $100,000 car.

And that likely that person got a government subsidy, meaning you and me, our tax dollars helped to pay for that person’s car. I am 100% against any government subsidies for encouraging that type of behavior. Government subsidies for solar panels, government subsidies for, we used to have in California, cash for clunkers. It’s like, why should somebody else get a tax break? And I don’t? So that’s a topic for another day.

But it does lend weight to the idea that certain behaviors are being rewarded, and then out of the other side of their mouth, the government is talking about equity, everybody being treated fairly. Well, that’s not being treated fairly. All right, let’s go back to this image again, and then I’ll tell you exactly the good news and what you can do. So again, this is a newsletter from America 21.

And I like that they’re using that. It’s kind of a play on words of the agenda 21. And what they are talking about is ending political control in terms of the sustainable development. And my gosh, I’ve spoken about that before on this channel and I will do again. But let me get right to the punchline. So here’s what’s going on. South Dakota has a bill in its state legislature, and I’m going to share that with you right now to limit the harms of this called social credit score.

And here we go. I’m going to increase this and I will leave a link for you as well. It is currently in the legislature. And if you are interested, I will have an email that you can use to give your support and say, yes, we need this to happen. So this is house bill twelve seven. Let me know if you heard of it. This was brand new news to me and it was good news.

So here we go. A financial institution may not deny any person a financial service that that financial institution offers, except to the extent justified by the person’s documented failure to meet a quantitative, impartial, risk based financial standards established in advance. For example, I guess this would be your credit score. Or if you’ve been in a bankruptcy, they don’t have to give you a credit card, but they cannot deny any person a financial service on grounds when the effect of the denial is to prevent, limit, or otherwise disadvantage the person from entering or competing in a market or business segment that benefits another person or business activity.

And here they cannot deny, in coordination with another person or financial institution, any person, a financial service that that financial institution offers. So this would be banks, for example, loans, buying a home, getting a home loan. And then here is what it’s going to say. I think this is really important. A financial institution offering financial services to the public that utilizes standards or guidelines based on non financial or non traditional or subjective measures, including environmental, social, governance criteria or diversity, equity or inclusion policies, or any other political, social or ideological factor, shall disclose the standards and guidelines to the state banking commission or division of insurance as may be appropriate to each financial institution.

Okay. The bottom line here, friends, is that this is a bill that is currently in South Dakota. And remember, South Dakota, by my knowledge, was one of the least shutdown states. Although I did hear from a couple of healthy Americans that had difficulties with their children going to school, breathing oxygen, and I did help them with that because that was quite troubling to me. But I think that this is a step in the right direction.

Let me know what you think this now is going to put on the books that banks, credit card companies and loan mortgage companies and so forth cannot discriminate against you because of a post that you put on social media or because of your company. All right, the healthy American got kicked off of PayPal because they did not like my freedom messages. They did not like that I was teaching people about their rights, their God given rights and how to stand up for them.

So I will leave that link for you below and let me know your comments in terms of how can we get around this social credit scoring system, I believe that it is going to backfire, just like the cooties cocktails backfired. And I know a lot of people got caught in that web of deception. But more and more people are waking up. I know because they’re coming to me personally and asking for my assistance after they got the jab once, after they got the jab twice, and they don’t want to continue.

And people are also asking me for my help in terms of applying for a job without having to succumb to the jab. I’m going to be doing a standalone class on that. If you want my free information, it is all here on the healthy american YouTube channel. You can roll up your sleeves and do some deep digging and get yourself equipped to be empowered to stand up against these egregious, outlandish, ridiculous and absurd ways that the government is trying to control us.

As always, I’d like to bring solutions to the spin. And stay tuned because I will be coming up with a video in the next few days about the CBDC and why I think it’s actually carrying that acronym, why that’s troubling to me. And again, ways that we can sidestep it, there’s always another way, friends, and I am going to help you find it. And I am always over@thehealthyamerican.

org. And I will see you in an upcoming broadcast. .

See more of The Healthy American Peggy Hall on their Public Channel and the MPN The Healthy American Peggy Hall channel.