And so you’re going to get a separate Christmas card later between today and Christmas and that will get sent out. Now, the rest of you that are going to win something, those are being mailed out and you’re going to get them after Christmas day. Now, if you get a blue envelope like this, do not throw this away. Oh, somebody sent me a late Christmas card. I’ll get to that later.

No, open it because there could be a fun ticket, a $50 fun ticket. You could have a quarter ounce of gold in it and even ounces of silver, my favorite metal in the whole world. Okay. You could have that. So don’t ignore the blue thing. Okay. Please don’t forget to hit the like button in this video. Please don’t forget to subscribe to the channel. And let’s get into it.

This is much more like it. Now, first things first. Nationwide is a payment processing company in the UK and Stephen sent me this story. What happened is that they’re not being able to process banking transfer transactions, payroll transactions, credit card transactions and things like that right before Christmas. The problem with this is that people that are waiting to the last minute get paid on Friday don’t have access to money, don’t have access to their payroll checks.

If you read the story below, it’s awful because these people have been just absolutely turned upside down. And again, the one thing I always tell you guys is make sure you have cash on hand for an emergency and nobody plans on this. And if you’re living paycheck to paycheck, I know it gets even more and more difficult to do this, but the problem that you have is you have Christmas and these people are like, wait a second, I’m not going to have money until Boxing day, which is the day after Christmas.

So it’s very sad. But prepare yourself because this is happening all over now. You can sit there and say, it’s the UK. How does it affect, it’s, it’s just one more warning that you have to be ready for this. Now, I had a family member that was in a car accident. Airbags deployed, he’s fine. But the one thing about this was it was kind of wild because he was in a Honda, and thank God he was in that car, because the car was very safe and it held up really well, and it was totally the other person’s fault because they ran a red light.

But my point to this is that Tesla just had 120,000 cars recalled because during accidents, the doors can unlock and open. Okay? How scary is that? Now, we always bag on Tesla and we always, you know, who’s going to buy one of those electric cars? And it’s a mess. Okay? But again, that’s a concern, guys. If you have the doors that can pop open. And another thing is that think about this one.

Toyota had a recall. And I’m like, oh, my gosh, really? Toyota had a recall, too. I didn’t know that. Okay, Toyota had 1,112,000 cars recalled, and this is over. The fact that their airbags aren’t deploying as designed. What does that mean? That means they’re not going off, guys. Okay? The airbag saved my family member’s life yesterday. You need to have that so that it can protect you in an emergency.

So here’s a few of the cars, though. I wanted to read this to you. And these are 2020 to 2022 cars. Avalon, Camry, Corolla, Rav, four Lexus. Got a bunch of models of the Lexus, and then the Highlander and the Sienna hybrid. All these cars were affected by this. There was something serious about this. And as far as the number of vehicles, over a million of them. And again, well, gee, I guess my car was one of the cars that the airbags wouldn’t deploy.

You don’t want it to be that. You find this out too late. Okay, there’s that. So the next thing is Ford, Ford dealers. Car dealers have voted about selling EV cars. Over half of them have elected not to sell EV cars. Well, this is devastating, guys. This is going to not work with the program of everybody should be driving an EV car. They don’t want to sell the cars.

They don’t want to maintain the cars. Think about this. How does a car dealership make money during an economic downturn? Talk to a car dealer, okay? He’ll tell you it’s the service department. They don’t even want the service for these electric vehicles. They don’t want the headache. They don’t want the maintenance. They don’t want the problems. But you’re seeing more and more stories right now about how it has become an absolute fortune to fix one of these cars when there is a fire when there’s an accident.

It is crazy because these people are out of money and they’re getting hit with bills for 30, 40, $50,000 for a battery. It’s lunacy, guys. Absolute lunacy. But the dealers don’t want to sell the cars home. More and more problems, guys. Real estate. Look at german real estate, because this is what’s going to happen to us. Oh, the economy’s good. It’s bad. It’s good, it’s bad. Well, real estate prices in Germany are dropping right now.

And they did the same thing that they did here in the United States. They’ve gone up dramatically, and you’re seeing an abundance of these houses that are dropping in price. And because people are unemployed and people cannot afford the high price, the only thing that they have is to sell at a discount. Now, in this area that I am walking in right now, there are so many condos being built and five story apartment buildings that, oh, people are just going to rent these like they’re going out of style, Dan.

No, people cannot afford the $5,000 rents for apartments. People cannot afford to live out of their means. People are not making the money that they’re making, that they made a couple of years ago. Nobody wants to go into the offices. You’re seeing the banks that are lying to us and telling us how much money they’re making and how good they’re doing. They are teetering on disaster right now.

And the main thing that they’re teetering on disaster is this one thing. And the one thing is this. They have all these losses on their books that they have not disclosed yet. Okay. From the derivatives to commercial real estate to everything, you’re going to see this have to be exposed. The banks right now have, in the short term, they have $160,000,000,000 in commercial real estate. Losses that are about to affect them dramatically.

Dramatically. And again, a loss is a loss is a loss. They are going to start changing what they do for us, the amount of services, the fees that they charge us. They’re going to do everything they can right now to squeeze money out of each and every one of us, mark my words on that. But you’re going to see this commercial real estate debacle in the first month of January 2024.

It’s going to come to a head. It has to. Now, Fitch, the rating agency, they rate real estate in different investments and things like that. They came back and said, you’re going to see a minimum of 10% reduction in real estate prices in the United States in 2024. Now you can hit the crackpipe and you can hang out with realtor. com and Redfin and all those places that want to sell you properties.

Okay? Go on TikTok. You can go on TikTok and you can watch these real estate agents tell you how. Listen, it’s the best time to buy and you’re just going to refinance the house. Oh, yeah. If houses go down 10% and they’re telling these people to put 5% down, it is going to be absolutely disastrous. Mark my words on this, guys. Mark my words on this. So let’s talk about our sponsor, ageless multicolagen.

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It’s just a great company. They’ve shipped over 15 million products. But it’s five different types of collagen from four premium sources. You put it in a beverage, it’s absolutely fantastic. Check it out today together. Export. We keep hearing about data breaches over and over and over again. First american title. They’re still down, guys. And you’re not going to see real estate transactions happen. They took the system offline.

Their it is completely down right now. Now you can sit there and say it’s the weekend and Christmas is coming. There’s not going to be a real estate transactions. You’re right. But there is a problem because they know the absolute mess that they’ve had. Now think about this. There is another database that was hacked. What would you rather steal from? Would you rather steal from a bunch of people on welfare and get their personal information? Or would you rather steal from their wealthy people? There is a thing called the real estate wealth network.

Okay. Real estate wealth Network. This was a listing of 1. 5 million rich people and celebrities, athletes, famous people, politicians, people that have a high net worth. And everything that they had, everything in regards to their real estate, was put offline. Now, again, guys, if you’re out there and you don’t want to be found, there’s ways to do that. You can have a real estate land trust. You can buy your house with an LLC.

Well, Dan, that’s just for rich people. There’s things you can do that are fairly inexpensive that will make it so people cannot find you, or at least make it more difficult to find you. And if you deal with a real estate agent, I’ve never heard of such a thing. There’s no way anybody can find anybody. Get somebody else if you want to hide your anonymity because there’s ways to protect you.

Nobody that has a lot of money wants to be found out about right now. They just want to have to be hidden. This thing has lists that’s got Kylie Jenner and all these other athletes on here. It’s just crazy. But the thing that floored me is it also has a list of people that were motivated sellers, like, hey, I bought this place, and I got a new movie role, and I’ve got to move.

Nobody wants to have that personal information given out about them. So it’s the last thing that you’d want. Nobody with any money wants anybody to know what they’re doing. Correct me if I’m wrong. Share your thoughts on this stuff so far as. So you’re in an evil warrior down here. Now we’re getting lie after lie after lie when it comes to real estate. Think about this. It’s the best market ever.

There’s not enough homes. Real estate transactions for existing dwellings that have already been built are down 12% for November. Ouch, ouch, ouch, ouch. It’s off to the worst level since 2020, and it’s only going in the wrong direction right now. So I guess because there’s no inventory that’s happening. But then you got to go to new construction, and then new construction sales are off, too. So you can’t have it both ways.

You can’t have it be. It’s good in this one area, and it’s bad in this one. No, it’s bad all over, guys. And the deals are starting to come around. You’re starting to see that more and more often right now. So get ready, get ready, get ready. And if you want to be a real estate investor, you’re going to have the opportunity of a lifetime right now. The next thing is the commercial real estate debacle is going from bad to worse.

Right now it is getting worse because you’re going to see such a problem with commercial real estate that cannot be refinanced. You’re going to have businesses that will not. They’re going to lose these buildings left and right. You’re going to see it all over the place. And the reason for that is when you have vacancies in these buildings and they don’t have tenants, you have no revenue. And with the dropping prices, you cannot refinance these houses.

I spoke to two real estate agents this week who said it’s a fairly simple industry. If you’re good and you maintain buildings, you have expenses, and it’s easier said than done, but it’s a fairly simple business. Oh, we got, this thing’s loaded with tenants paying rent, and all we have to do is maintain the building and we roll the cash in. No, you’ve got real estate prices dropping and you’ve got a real problem.

So share your thoughts on this stuff. Let me know what you think. And just a short video today. I’m going to finish this video with these last few stories. And first things first. Have you ever really wanted to go to a nice restaurant? I mean, I’m talking fine dining. My favorite place when I want to do fine dining is a place called Waffle House. It’s stellar. It is so nice.

Well, in Georgia, in Clayton county, in a city called Riverdale, there was a woman who posed as an employee and walked into a waffle house and worked there for hours, stealing tips, stealing money, taking money for transactions, giving food out and didn’t work there. And the best part was the other employees didn’t say, who are you? They just let her work there. Now, if you’ve ever been to one of these places, yeah, it’s a little scary.

Okay. That’s all I got to say. But, I mean, I thoroughly enjoyed it. And again, I was joking about the fine dining, because you have to do it. You’ve got to go to a waffle house someday. Okay. But needless to say, they don’t have the woman’s name. All they have is the picture on the security cameras where she ripped all these people off. And they’re like, if anybody knows who she is, let us know.

I think Waffle House should hire her because clearly people were tipping well and giving her money. There is a McDonald’s in Ohio that a man went through the drive through. And when he got his bag, noticed there was something hard inside the bag. He thought it didn’t know what it was, opened it up, and it was a crackpipe. So needless to say mccrack okay, that’s what they’re giving out now.

So, yes, a crack pipe at McDonald’s. And I thought that was kind of, I don’t know why I thought that was funny. Because crack is whack, guys. Don’t do drugs. Just say no. Okay, final story. And this is great because it’s so fitting. Disney is losing the trademark and it goes to the public domain in the copyright for one Mickey Mouse. Okay, so you’re going to see Mickey Mouse go to the public domain on January 1, 2024.

And the beauty of this is that now I want you to think about this because I had to read this one guy, Mr. O’Neill is an artist and he’s drawn Mickey Mouse before, but he runs the risk because he’s 81 years old. He runs the risk of $190,000 fine every time he draws Mickey Mouse. And $10,000 or more in legal fees, plus a year in potential prison drawing Mickey Mouse.

And now it’s going to go to the public domain. What do you think is going to happen there, guys? Winnie the Pooh this last year went to the public domain and somebody made a horror film of Winnie the Pooh. That was awful. Stupid. All the film critics just said it was awful, so they know blew it on that one. But share your thoughts on this stuff, guys, and it’s kind of fitting.

So Mickey Mouse, just think of all the great stuff you’re going to see drawn with Mickey Mouse. So be on the lookout for the blue envelopes, guys. The Christmas card electronically is coming to you. Guys. I appreciate each and every one of you. I am so grateful. And we’re giving out thousands of dollars worth of stuff for you guys. And I’m glad I could do this. And again, thank you.

Merry Christmas to everybody. Happy new year to everybody. I couldn’t have done it without you. And I am so grateful to each and every one of you. If you want to email me, it’s hello at I allegedly. And guess what? We’re just little mom yoga for Christmas. Okay. Okay. Let the haters hate. Okay. Oh, my gosh. I should read some. I should just read hate mail one day.

That would be funny. Okay. Okay. I’ll see you guys very soon. .