➡ The article discusses the rising issue of home title theft, where criminals can easily steal your home by changing the title deeds. This crime is growing due to outdated processes and lack of awareness. The article suggests using HomeTitleLock, a service that monitors your home’s title 24/7, to protect against this crime. The service acts as a digital barrier around your home’s title, alerting you to any suspicious activity.
➡ HomeTitleLock offers a triple lock protection system to prevent house title theft. This system includes 24/7 monitoring, immediate notifications for any changes to the homeowner’s title, and title restoration by US-based experts. If a change is not authorized by the homeowner, the restoration team takes action to restore the title, saving homeowners from expensive legal fees and emotional distress. HomeTitleLock offers a free 30-day trial and a home title report to ensure your home is still in your name.

Your house is stolen. It’s gone. It only costs 70 cents and some paperwork. The Bilbies tell us they weren’t living in their home at the time because of construction, but they were monitoring their home security cameras, which they say showed the suspects on their property multiple times. It took our power bill and our water bill. They cut off our name and put their names on it. The Bilbies credit their county clerk’s office with alerting them of the change in the time anything is filed against your property, you get an alert.

Whether it’s a phone call, a text or an email, it is a free service. Even while Tampa police were investigating the suspect seen here in this body cam video, adamant the Bilbies home belongs to her. I own it. I’m on the current deed. Hey, gang. It’s me, Dr. Steve. And for the most part, you know, I think we all rightly feel a genuine sense of optimism ever since November 5th. I mean, things are clearly on the up in this country as we stand at the cusp of the new Golden Age, as many are saying.

However, before we get too excited, a hard reality is setting in. You know, there’s always a serpent in the garden, right? And that hard reality is just how difficult it is. It’s how difficult it’s going to be for the MAGA movement to unearth all the waste, all the corruption and all the pure idiocy that comes from large bureaucratic institutions. And one example of this is just how easy it is for a thief to steal our homes. Yes, you heard that right. Our homes, the one thing you and your family hold so special, your homes are at the mercy of thieves.

And why you ask? Because, frankly, local and federal government bureaucrats are too busy with, you know, whatever woke agenda they have to prosecute or even stop criminals. The FBI recently reported that one of the fastest growing criminals in the United States is that of home title theft. People are losing hundreds of millions of dollars each year to thieves who know the simple trick to put the land and property of other hardworking Americans in their own name. Insane, I know. But what can you do? What can you do to protect yourselves and your loved ones against this government oversight? Well, joining me today is James Finch.

James is a former assistant director of the FBI’s cyber division and now senior cybersecurity adviser to our good friends over at home title lock, which by the way, is how my home and deed are kept safe from these types of crimes. Gang, if you want to keep your home safe from this type of crime, you got to click the link in the description below and sign up with home title lock today. You were not going to regret it. But before we get into that, James, welcome back. Great to see you again.

Thanks for having me. Great to be here. Well, it’s an honor to have you. So let’s I mean, I mean, let’s start with the big picture of what’s actually going on. You’re an expert in cybersecurity. You’re on the front lines of this. How prevalent is this crime of home title theft? Well, if you would consider the FBI coined the phrase house stealing for this crime back in 2008. That was 16 years ago. So you can imagine how much popularity this crime has gained as people became more comfortable criminals became more comfortable with the internet and realized this crime was so easy to commit.

Right. Right. Yeah. Yeah. If I recall, it’s you don’t get caught for like months, right? You you could you could actually you could actually steal someone’s home title. And then we don’t you don’t have to worry about anybody coming after you for months until they get you know, the family gets this you know, nasty little letter in the mail saying hey, you haven’t paid up in so long. Well, Dr. Steve, usually it’s the local sheriff knocking on your door, advising the homeowner they’re being evicted for failure to make payments on loans against their their home.

That’s when the homeowner knows something’s gone horribly wrong. Yeah, and months and that’s the strange thing. It’s months after it happened, right? I mean, Well, by the time the homeowner really figures it out. The bad guy is one of my colleagues likes to say is usually lying on a beach somewhere with one of those drinks with an umbrella in it, enjoying the fruits of your the homeowners hard labor. Yeah, because they’re using the equity they’ve drained from the homeowners home. Oh, this is terrible. I mean, why can I ask you why? Why doesn’t the government step in and do something about this? Why? Why isn’t it being stopped or even worse? Is the government actually even causing this to continue? Well, the government isn’t really, I hate to point the finger at the government.

It’s more of the processes. Think about this, we have 84 million single family homes in the United States and 3243 counties and each county handles this handles this matter their own way. Yeah, true. But counties are the are the entities that actually maintain file and maintain property records for its jurisdictions, the properties in its jurisdictions and they do this. They’ve been doing it for years, long before long before the internet long before freedom of information. What most homeowners don’t realize is their homes title with their signature is publicly available information.

So bad guy can just download the homes title, use a document they acquire or download from the county recorders office called a quit claim deed. They fill out this document in its entirety, sign it or forge the homeowner’s signature to this document, stamp it with a fake acquired over the internet, pay the filing fee. And at that point, the bad guy has effectively turned your home into his home. And at that point, he starts taking out loans home home loans, or even selling the property. But the bad guy doesn’t want your home.

He wants the money your home will bring. Right, right. He wants the equity. Yeah, once the equity. Yes. He wants the equity. That makes a lot of sense. So you’re dealing with multiple local jurisdictions that handle this. And so it’s, well, it’s hard to have a one size fits all approach to it doesn’t Well, it is an unfortunately, the processes and procedures did not mature with with the internet. And with the various laws associated with public records. We have open record open records laws or freedom of information laws, which make a lot of information available to the public that used to be private.

Right, right. And, and as a result, our laws are processes, the processes in these counties did not really change when these laws changed. And as a result, they are still doing things the old way, as time has passed them by. Right, right. Well, yeah, well, that explains a lot. Why don’t more people know about this? I mean, I was I remember when we first started working with home title lock, and it was, I was shown how easy it is to steal the deed to my house. Why don’t more people know about this? Well, more people don’t know about it, because the bank doesn’t tell you when you’re sitting down closing on your loan, your realtor doesn’t tell you, when someone comes in to change your title, without your knowledge, they don’t tell you.

And then the FBI, they couch this crime under an umbrella of property fraud. And think about title theft, house stealing, it’s just under this big umbrella of property fraud. Right. Right. Yeah, so it just seems so removed. So it’s so removed. And some places, some cities are actually coming out with public service announcements about this crime, it’s becoming such a problem for them. But still nowhere near enough to educate consumers, I would really like every consumer to go to HomeTitleLock.com and educate themselves about this crime, because you can avoid becoming a victim of this.

But if you have property or a home, you are a potential victim. No one is immune to this who owns a home or owns property. And people have vacant lots. And these vacant lots are stolen the same way because there’s a deed on the vacant lot. Right. Right. Yeah, we don’t realize just how virtually vulnerable we really are. So how can we keep our houses safe? I know this is where HomeTitleLock comes in. You guys are amazing. Walk us through that. What proactive steps can we take, particularly working with HomeTitleLock, to keep our houses safe? The best way to thwart this crime is through monitoring.

And you and I can go, we can log into the county assessors or county recorders website and check and determine if our home is still, our title is still in our name. Unfortunately, we can’t do that 24 hours a day, seven days a week. However, HomeTitleLock can. HomeTitleLock as a proprietary software with access to more home databases than any other company. And these databases, property databases, HomeTitleLock is monitoring the titles for its subscribers 24-7. As a cyber guy, I liken this to a digital perimeter around the homeowner’s title that is monitored 24-7.

And HomeTitleLock has what’s known as triple lock protection. And the first lock of that triple lock protection is the 24-7 monitor monitoring. The second lock of that triple lock protection is the notification. Notification is so important because time is not the homeowner’s friend in this crime. So any change to the homeowner’s title, HomeTitleLock is immediately notified. They notify the homeowner and ask the homeowner, is this you making the change? And this is any change to the home’s title. Once the homeowner lets HomeTitleLock know this is not me making this change, the third lock of that triple lock protection comes into play.

And that is title restoration. HomeTitleLock has US-based title restoration experts. They jump into action to restore your good name back to your home’s title. I can’t think of any other company that is more thorough in guarding your home’s title to avoid its customers. The homeowners from becoming victims of house stealing or title theft, deed fraud, goes by many names. But the bottom line is the bad guy transfers your home’s title out of your name into their name or a name of their choosing without your knowledge. And you are none the wiser until someone shows up at your door, most likely to evict you.

Yep. And it’s too late. That’s when you wish you had done something when you could have. But I love about that. Yeah. Yeah. I just I just want people to know this crime causes so much financial and emotional devastation because the burden of proving it was not the homeowner who took out loans on these homes. The burden, the burden is on the homeowner. Yeah. And this is very expensive because the homeowner may report it to law enforcement. But unfortunately, law enforcement is going to say, we will look into it, but you’ll have to get an attorney.

Yeah. And I was just reading a case a couple of months ago or poor guy had no idea his home had been stolen. And this was he was living in the home. He and his wife. This is this was a 3 million dollar home and the homeowners Association called him and said, hey, we need access to we need your access code because you’ve sold your home. And he said, well, no, I have not sold my home. And fortunately for him, he found out earlier but not early enough because his first quote or estimate from an attorney was $8,000 to to clear this up that easily easily.

Yeah. And that is not something a subscriber or customer of home title lock will endure because home title locks restoration team, they handle all of that to get your name back on your good name back onto your title. So, you don’t suffer those those expensive attorney bills that come with someone who doesn’t have home title lock coverage. And the and the emotional draining that goes with it. I have to tell you, James, I mean, you know, among the the the whole triple protection schema, I what I love, I mean, the 24 seven is so cool notification, but it is that third part.

It is the advocacy element that just brings so much security here. So, even if the worst were to happen, even if you’ve got this whole team behind you who’s going to who and this is what they this is what you guys do. This is what you you live and breathe 24 seven a whole team that is going to advocate for you and work this out for you. So, you’re not alone because I can only imagine that’s the first feeling you feel when those guys show up at your door. You’re all alone in this and then and like you said, the only the only way you’re going to find an advocate is right now.

Nice big check and that’s just the beginning of the checks that you’re going to be writing. Yeah, there are there are a lot of counties now. They’re trying to do something and they’re creating programs that will notify homeowners. Unfortunately, they will notify homeowners when something’s changed on their title, but unfortunately, the homeowner has to opt into these programs and even if they opt in and and they’re notified by the county, that’s the extent of it. The county notifies them maybe a couple of days later and they said they’ll tell them, okay, we’ve notified you you’re you’re on your own now to fix this.

So, these types of programs aren’t really working either. So, I believe the best way for a homeowner to avoid becoming a victim is to look at home title lock. They have free 30 day trial. They’ll give you a home a home title report to to let you know that whether your home is still in your name. And you have nothing to lose by just trying it out. The the peace of mind you have knowing your home title is being monitored 24 hours a day, 7 days a week. To me, that’s priceless.

It is. It is. It’s priceless and you’ll get notified if anything happens and if something will happen, you’ve got a whole team behind you to work it out that’ll be your advocates and I mean, yeah, it’s just holistic. It’s perfect. No one else does it. Like I gang, there’s not a week that goes by if you’re regular to this channel. You know, there’s not a week that goes by that I don’t tell you. If you haven’t already done so, you know what you gotta do. Do it right now.

Click on that link below and sign up with home title lock. It’s how my home and deed are kept safe from these types of crimes. So gang, if you wanna keep your home safe from home title theft, you’ve gotta click the link in the description or you can even scan the QR code on the screen. Sign up for home title lock. Use promo code Turley talk. So you’re gonna get as you’re gonna get free 30 day trial of their triple lock title protection. So just enter your address as well and you’ll receive actually a complete title scan to see if you’ve already been a victim indeed that that’s a $100 value.

Absolutely free. Just use my promo code Turley talks for your free 30 day trial plus a free title scan at home title lock dot com. Do it right now. You do not wanna regret having not done what you could have when it’s too late promo code Turley talks click on the link below or scan the QR code. You cannot find a better program than the triple lock protection of home title lock James. Thank you so much for being with us and thank you so much for the service that you give to us and doctor Steve.

Thanks for having me and thanks for caring enough for your viewers to help them avoid becoming victims of title theft. Thank you James. [tr:trw].

See more of Dr. Steve Turley on their Public Channel and the MPN Dr. Steve Turley channel.