We got to start evaluating what the american dream is. The american dream has escaped us. No longer is it a white picket fence, a bunch you all so crazy in the chat. No longer is it a white picket fence with two children, one income. She takes care of the children, and you come home from your job and, ah, and then she packs your lunch and your lunch pail, and then she puts some hot chocolate in your lunch in order to get you going.

And you see the kids and they say, oh, daddy, daddy, dad. That’s not the american dream in the United States of the Americas anymore, baby. We got a whole new president, a whole new regime. We got a border czar that’s upending everything. We got inflation inside of control. They keep telling us that they adding jobs where you still feel poor overwhelmingly, most people can’t even come up with $1,000 in an emergency.

That’s what the statistics tell us. Most people that make over $100,000 a year on average, most people that make over $100,000 a year on average, cannot. They are living paycheck to paycheck. That’s a fact. So what do you do? Well, over in California, they said they sick of it because they’ve seen so many people get on YouTube, get them an RV, or live in van life, that they said that we’re no longer accepting anybody that’s deciding that they want to live van life anymore over here in California.

So you got to find another place to be able to park your car, man. The idea of setting down roots is a fundamental part of our shared experience. But it differs for everyone, buying or renting homes versus condos versus apartments in the city or out in the burbs. But for some people who have fallen on hard times, sometimes their best option is just to put life in park for a second and focus their energy on getting to more stable ground.

In San Francisco’s Bernal Heights neighborhood, some people have been living in their RVs parked along the side of the road for years. But that could change very soon. And neighbors tell our Jose Martinez, not soon enough. New parking restrictions like that one are popping up all over Bernardo Heights Boulevard to deter homeless people from parking their RVs overnight. Residents tell me enough is enough. It’s been five months since Leyma Bolio and her husband bought this RV and started parking it right here on Burnell Heights Boulevard.

Think of, do y’all see that? Y’all see that? We are becoming. We are becoming a nation of homelessness. People are basically, and listen, this is not new. They have been doing this for years. Years on top of years. Shout out to Frank White. Frank White for years. If y’all want to get in touch with me on a business tip, for anything that you all need to get in touch with me about, make sure you all email me.

I only do business through emails. If this is some fake TikTok or Instagram account, it’s not me. Antondaniels four one three@gmail. com. I appreciate you all. For years, people have been living like this in their vans. People go and buy a van. They had an RV show here at the Huntington Place. I walked straight over to the Huntington place. Whenever they have some conference, they’ll have the car shows and the RV shows.

And so when I wake up on Saturday or Sunday morning and say, hey, y’all want to go see what’s happening at the conference? I’m like, yeah. So we go over there and we look at all of these RVs, and I told Rita, I said, listen, I will never, ever travel in an RV again. I did that junk when I was younger. I didn’t like it. You know how much you got to empty it out from all of the poop and get it prepared? It’s so much work.

Then you got to drive that thing. I said, we could have just took a plane and just enjoy life. Take a plane, get in a hotel, go out, do what we want to do, and have a good time. We out here driving this big old RV. Care how modern it is. But you can sleep. I’m not the one sleeping. I’m the one. I got to drive the whole time.

I don’t want to be in no RV. You could keep that RV. Listen, I know a lot of people think that it’s cool. They want to do the RV road trips. I’m not doing it. I tried it. I didn’t like it. It wasn’t fun and wasn’t a good experience at all. I am not the RV guy. I am a first class plane ticket flying mother effort. Flat out.

Flat out. I’m not an RV guy. But everybody is now buying RVs so that they can just be able to survive. Now this is the new american dream. We have some puppies and we were renting. They asked us for a lot of money for them. So we saw it would be a little better to move here instead of paying almost three. Not the dog. Listen, you all got to help me to understand what this we going to get to this.

You all have to help me to understand what is the obsession with animals? I don’t understand it. What is this obsession with animals? Now listen, I’m not against you having a pet. I’m not. Lord knows I’m not against you having a pet. As a matter of fact, I think that some of these pets are a lot more loyal than the women that you all married to. That’s here nor there.

But here’s my thing. I do not understand the obsession with animals. When you’re poor, why are you homeless, living in a van, in an RV, but then you have another mouth to feed and he’s sitting up there drooling and you got dog hair everywhere. Having an animal with poverty is crazy. Going to get dog food when you ain’t got no place to lay your head is insane. That’s insane.

Insane. Lord knows that. I’m all, listen, if you want to get you a pet, have a pet. But at least have a place for them to be able to run around and having some kind of a dog that you got to feed. And you married and you all broke together in an RV on the side of the road getting your home told, come on, man. Come on, bro.

I don’t understand it, but let me hear the rest of this because I want to be open minded. Thousand dollars for the two of us and the three puppies. She says they both work cleaning at a restaurant nearby and have been struggling to provide proof of enough income to qualify for another apartment. Well, it’s our turn to see where to move. We have the idea of possibly moving to south San Francisco, but we still don’t know.

Welcome to San Francisco. They coming to your city? They have to move sooner than they planned. Now that the city has announced plans to tackle street safety and public health issues in this part of town, it’s what burnout heights longtime resident Mark tells me. They’ve been asking for quite some time. They’re very nice people, but for four years they’ve been here. There’s no place for them to take showers.

They throw their garbage out. This is not how they should be treated. Residents like Mark have been complaining to the city since 2020 when the number of RVs parked here increased because of the pandemic. But over the last few months, the conditions around the area started to deteriorate. Many residents sent letters and emails asking for more enforcement in the area, and the city responded with a confirmation that this is a no overnight parking zone.

The solution reinstalled the signs that were either vandalized or removed before active enforcement begins. On March 20 eigth, the mayor’s office raised concerns about illegal dumping, like sewage that’s causing a health hazard in the neighborhood. People are constantly going back through here to pee. That’s a good event. And also further down, they go down that hill by the public garden. Other people, like Nellie Cassitez, who’s been working in the area for more than five years, agree.

She says there is a line between compassion and addressing quality of life issues, so the community might be divided. Mushajante many people are in favor and others are against it because they say that some are good people and others are bad. But the truth is, with these new signs, it seems perfect to me. Although many cars have not yet moved, Zulema says she’ll continue to seek help through organizations to find a spot at one of those RV safe parking sites.

But for now, she has a message. Hold on, Brad. Hold on. Hold on. What is wrong with speaking English? How do y’all get apartments, get approved, get RVs, buy cars, get licenses, jobs? And you all don’t know how low English. And you pissing in the woods and you don’t know how to speak English. So if I say, hey, no pissing in the woods, you don’t know what I’m saying now? So now we got a misunderstanding because you don’t know what I’m saying and I don’t know what you saying and I don’t want you pissing in the woods.

And you knew you wasn’t supposed to be here in the first place. How come nobody speak no English on the west coast? Nobody speak English on the west coast? Nobody. Jesus Christ. Any point we bother them, they can simply tell us and we’ll see what to do. Because in the end, we’re all people and we’re all in this together. No, we’re not. No, we’re not. Meanwhile, on another front, if you look over in California, everybody is having a housing cris, listen, it’s a housing crisis on every front.

And part of the reason why it’s a housing crisis over there in California is insurance. So many insurers are literally leaving every area because it’s no longer feasible or profitable for them to do so. The insurance industry here in California is in crisis. Tonight, KCRA three investigates reveals another company will stop covering homeowners here in California. American national says this could start impacting customers by August. Yeah, this is just the latest insurance company to announce changes like this, making it difficult to find and keep insurance coverage for some Californians.

Casey area three investigates. Lizzie Mitri talked to some homeowners affected by the emergency and state leaders who say relief is on the way for homeowners. It’s getting harder and harder and more expensive. It’s a problem. It seems unsustainable to me and those trying to help them. The insurance industry in California is in a cris. Things have never been harder. I feel helpless. I feel frustrated. Kelly life has been an insurance agent for 36 years.

People used to shop insurance. Well, now you don’t do that anymore. In the last year, seven of the twelve largest insurance groups in California have either paused or restricted new homeowner policies. It is a Cris. There’s not enough carriers that are willing to write business. And the ones who say that they are, they make it so difficult. This is the cul de sac where we live in the Barjay Ranch.

Jim Kayoffis learned that the hard way. We’ve never had a fire in the area, but his Cameron park home is in El Dorado county, where other communities did see devastating damage during the Caldor fire in 2021. So suddenly, the insurance company he’s used for years put him on notice that they weren’t going to renew our policy. Instead, he was told that our only option was the California Fair Plan, something Paul Parks, California Fair Plan is anything but fair is also learning about while house hunting in hopes of moving back to California.

It’s very minimal coverage and it’s not cheap. It’s supposed to be the state’s insurer of last resort, offering basic fire insurance when traditional companies won’t. But since so many companies won’t, as the increasing cost of claims has outpaced insurance rates, the fair plan has experienced historic growth. Thank you for calling the California Fair plan. Due to increased call volume, we are temporarily extending our customer service hours to Monday through Friday.

They are inundated, they’re overwhelmed. The fair plan says it’s getting about 1000 applications a day. That’s the next thing that happens. You just get disconnected. Calling. Yes, welcome to my world. Legislative oversight hearings like this one, that’s a huge priority for us, are focusing on the insurance commissioner’s plan to address this cris. This is unprecedented. We’ve never been in this situation before. Ricardo Lara talked with us on Zoom from his home in Los Angeles.

We’re going to modernize the entire insurance market in California, he says. Part of the problem is right now insurance companies are limited in what they can factor in when asking the state to raise rates. His plan would allow companies to account for things like climate change and how much those companies are spending to insure themselves. In exchange, those companies would then be required to write more policies in high wildfire risk areas.

But we’re going to simultaneously depopulate the fair plan, which we need, knowing that it can take time before these changes are felt. Why not intervene sooner? Well, there’s a process that we need to follow statutorily, he hopes to change regulations by the end of the year, leading to relief for homeowners by next year. It’s not soon enough and it’s not fast enough. Life says homeowners in California are victims in all this.

It has been frustrating, but then it’s, well, you just have to live with it. It’s a sunshine tack. Parks is why would, here’s my question. Why would anybody move to California? I heard LeBron trying to get up out of take because I know all of the rich people got the heck up out of there. Most of the rich people that could or was smart, they got up out of there and they hurry up and they sold their home and they even sold their home at a discount even so that they can prevent themselves from being subjected to that rich tax or whatever it is.

Right. And they saying that they’re going to use that to spend more on social services. But why would anybody actually go and actively move to California with the amount of taxes, the issues, the problems, the crime, the homelessness, the costs and the fact that you can’t even get insurance for your house anymore over there. I don’t know why anybody will move to California. You said you’re an insurance agent in California and it’s insane.

I don’t know why anybody are moving to California. They, property taxes is crazy. And don’t get me wrong, I like visiting California, especially to do my meetups and kick it and all of that stuff, but it’s no way in the world that I would ever move to California. That just sounds, I don’t know, sounds a little crazy. .

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