➡ Dan discusses a series of instances where trusted individuals, specifically police officers and a bank employee, committed theft or fraud. These individuals, including officer Patrick Hemingway and Wells Fargo employee Michael Davies, abused their positions to steal assets, commit burglaries, and falsify PPP loan applications. Next, Dan advises on the importance of investment in gold, given the current instability in the global economy. He concludes by discussing the housing market trend where average down payments have increased by 187% from the previous year, highlighting the increasing financial strain on potential homebuyers.
➡ The text discusses the poor quality of new construction and the risks involved, increasing mail theft and bad check incidents, management overhaul at Citibank, prospective effects of rent control on real estate, and the importance of understanding the risks of not keeping money in FDIC-insured financial institutions.
➡ The speaker criticizes the FDIC’s inability to protect people and the excessively high rental housing prices, particularly in Oakland that has seen a decrease in rents due to overgrowth and unaffordable pricing, contributing to homelessness. The speaker also discusses disparities in wealth distribution, mentioning Jeff Bezos purchasing a house for 79 million dollars and Netflix opening retail stores.

Hey, you’re watching? I allegedly and I’m dan, I’ve got a good one for you. Just walking through the park in Costa Mesa, and man, oh, man, we’re hearing about all these people in trust that we’re supposed to respect and have confidence in protecting us stealing from people right now. So lots to cover, you know what to do, like subscribe. We just had an email go out, guys, so if you’re on the list, check your spam filter, because one just went out, and today we have a sponsor.

But let’s get right into it, guys. First things first. Patrick Hemingway is a police officer in New Brighton in Glastonbury, in the Connecticut area. This guy went out and was charged with 30 different burglaries. And the way that this guy would do it, which was absolutely amazing, was he was a cop, and he would use the police computer to look people up and basically be deceptive so that nobody would find him.

But he would be able to go in and lock pick safes and break into people’s homes based on existing crime and existing reports that were out there and what people talked about, what they had. And eventually, another police officer suspected this guy and said, hey, I think this guy’s the guy that’s doing it. So, I mean, this is basically a TV movie of the week, but this guy stole from so many people.

It’s unbelievable. This guy is going to go to jail for a very long time. But again, a cop that we’re supposed to trust that was caught stealing from us, absolutely unbelievable. Then one thing for those of you that are new here, this channel was started during the health crisis where I helped get people PPP loans, EIDL loan grants for their business, everything as far as money and access to money.

During that time, Broward county has sheriffs that went out and falsified PPP loan applications, and you can say, oh, what, did five or six of these people do it? No? How about this? They say, on the low end, it’s 50. On the high end, it’s 70. People, 70 that went out and lied and falsified these PPP forms and got themselves tens of thousands of dollars they were never entitled to.

Now, here’s the thing about this. These governmental watchdogs and these agencies and the watchdog that reported this, they’re finally getting caught up to this stuff, guys, where they’re finally saying, wait a second, why did these people get this? Because here’s the thing about this. If you work for anybody and I just had a nurse that came to me and said, you know, it was terrible. We were supposed to get all this hero pay and all this extra money.

During this time, can you figure out how much these people got? And there are websites where you can go to, you can search Procopia and all these other places that can tell you who got what as far as PPP loans. You just need to know the name of the business, the legal name is, and start from there. But these individuals that applied for this, people don’t think that they’re on a database.

And guess what? You’re on that database. So they’re already starting to call these people into court. They’re already starting to charge these people, and these officers are going to go down for the count. Just like the guy. Think about the guy that stole from the houses that broke into Safes and used safe cracking equipment and went online and bought materials to break into safes. You know, it’s funny.

There is a guy on TikTok called the Lock Picking Lawyer who shows you how to break into stuff. Not that he’s trying to teach you to do this. Just people send him like, hey, this lock is you cannot steal from us. You cannot break into this lock. And he will do it in seconds, in under a minute. He does all this stuff when he records it’s. Absolutely fascinating.

But this guy bought stuff online, went out and used his own name when he purchased things because he’s an imbecile and went out and stole from Connecticut, Massachusetts, and Rhode Island. So wild that that guy did that. And then the cops that got PPP loans, nobody’s going to care. No one’s going to find out but just our tax paying dollars being squandered. And then last guy, Michael Davies, this guy, he was in trust because he worked for Wells Fargo Bank.

This guy stole a million dollars, $1 million from people. Basically the elderly and people that were less fortunate may have got a financial windfall just dipped into their accounts, and as a manager, had access to everything. And one lady had $560,000. And this guy would write himself cashier’s checks. He would pay bills online, just pay himself money, do transfers, get cash out of other people’s accounts. And they had to go back and retrace the steps for all this stuff.

And it’s absolutely fascinating because this guy got convicted. This guy’s going to get sentenced on January 2 of 2024. But man, oh, man, this is just awful that this stuff is being abused like this. I have had so many people send me stories and send me, hey, listen, this coffee house has three and four people that work there. They say they have 61 employees. They’re going to get caught, guys.

They’re going to get caught. You can speed up the process if you don’t like these people. That’s without a doubt. But they’re going to get caught because they’re going to review each and every one of these people because they’re E nine S or I nine S, whatever they call that form that has the payroll on it that we have to submit to the government. And for the state that you’re in, regardless of what state you’re in, they want to get their unemployment insurance and compensation.

All that stuff is being found out right now, and these people are going to get caught eventually, and they’re going to have questions. Now, I had a lot of people write me during this time and say, hey, my PPP loan was considered invalid and they want the money back. And I’d be like, oh, well, if you don’t qualify, you didn’t qualify. If you made a misstatement, they’re very kind that they’re doing this to you and not prosecuting you.

Well, I spent the $228,000. I spent the $64,000. 80. 8000 was one of them. I mean, guys, this is crazy, but they’re coming after these people right now. So do you know of anybody else that got these scams? I’ve seen all the guy that bought the Ferrari, the guy that made the rap songs, all that stuff. We’ve talked about all that stuff. But cops, cops, cops, cops doing this.

That’s horrible. And this watchdog group read the story because it’s fascinating. The watchdog group is not going to tolerate these people are getting caught and there’s going to be problems. Let me know what you think. Let’s talk about our sponsor, patriot Gold Group. With the instability in the world, you have to look at gold right now. Over the last week, gold shot up almost 5% in one week, one of the biggest moves we’ve seen in months.

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Call them today. Here’s a fascinating stat for you, actually, a couple of them right now, people are putting more money down on houses than ever before. And in 2023, we saw the average down payment from a year ago go up 187%. Wow. Now, the thing about this, when you live in an area like Southern California and you’ve got the average house, well over 800 grand, you’re not seeing that.

You’re seeing some areas where the average down payment is almost doubling in some of these smaller areas where houses are still under $500,000. Crazy. Not everybody can afford this. Not everybody can handle a down payment with a 7% mortgage. Seven plus percent. Friend of mine on Facebook posted this picture. He works in commercial construction. He does everything from framing to concrete work to everything. This is a brand new house, and I’m not making this up.

Look at this. I’m going to block out his name so you don’t have connections with him, but this is a real picture from a real job site that somebody did. Think about that. Is that insane? Look at that. Get a good look at that. That is unbelievable, guys. That’s new construction, they’re going to cover that with plywood sheathing, put some shingles on it, and guess what? You can’t see it from my house.

Oh, really? You got a problem. Oh, there’s an earthquake or, oh, there’s shifting or oh, wow. That guy walked on your roof. Okay. He fell through. What do you know? You’re going to see major problems with this, with these new builders that are nothing but a mess right now. This is horrible. This is absolutely the sign of the times right now when it comes to construction. So get ready, guys.

You’re paying for this. You’re paying more than ever for these houses, and you’re getting ripped off and stolen from because the quality is substandard. But hey, it’s a major home builder. Not going to say the name of this home builder because I don’t want to get sued. But the problem with it, with these people that are doing this, it’s a mess. It’s absolutely a mess. They should be ashamed of themselves.

They’re trying to buy down interest rates. Now, one more time, you’re paying for this, guys. Is that awful? Okay. Wow. Another thing, talking about the trust and how people are ripping us off, colquit county in Georgia, moultrie is the name of the city they’re having such a problem with mail theft and check washing. That’s where you take somebody’s existing check and you change who it’s written to. Getting to the top of the hill the ducks are and geese are at.

So think about this. The sheriff’s department says that they are having think about this number, $100 to $150,000 a week in bad checks being reported. I’m telling you, guys, don’t let people mail you money. Don’t think of something else. Have a lockbox. Have a way of getting your mail secured to where somebody doesn’t have to touch it or go pick it up from the post office. That’s what I would do.

I would have a PO. Box and have it not leave the post office. That’s still not safe. Because it’s funny. I’ve had the same post office box since the 80s, guys, okay? And they used to be open 24 hours a day. You could walk in there, but then some degenerates walked in there with crowbars and started peeling people’s boxes open and stole safes and things like that. And I just get floored by that.

That’s the level of crime right now. But think about this. One bank in Georgia has had think about this, well over $100 million in bad checks written, 150,000,000 to be exact is that crazy, guys? But this is all these people doing this just month after month, week after week, stealing. And again, if they get away with it, they’re just going to continue to do it. So it’s really nice up here.

This is a good spot. This is in Costa Mesa. Twinkle park, near the airport. Kind of nice, peaceful, but you can hear the airport clearly in the background. But man, oh, man, you know, it’s dangerous to be a postal carrier. I’ve had more postal carriers write me right now and say, you have no idea the amount of work they added. My husband, who used to work Monday through Friday, they added two Saturdays without any additional pay, without additional hours, without additional anything, just, hey, you’re going to deliver on Saturdays.

And sometimes what they’re doing with these people is they’re making them. Like if a guy was a supervisor inside the post office, oh, no, you’re going to deliver mail every other Saturday. Okay. I generally don’t do that. I haven’t done it in 18 years. Well, you’re going to do it now. So again, levels of trust that we have that are being just completely destroyed. Now, I know what you’re going to say.

You can’t blame the post office. You’ve got to have a lockbox. All the things that you have to do to deter crime, you have to do it right now. You have to have cameras on your property. You’ve got to have things like that that you can refer to so that no one will steal from you, because they’re going to if they’re given the opportunity to. Just a matter of time.

Let me know if you’ve experienced this. Let me know if your business has been affected by this. Lately, I’ve had more scams try to be put on me. And the thing with my late girlfriend, who has been dead since last year, the things that come through her accounts and things like that, it’s shocking, unbelievable that they do this. And again, if you were unsuspecting or you weren’t paying attention, you’d fall victim to this, too.

So I don’t sit there and begrudge the people that were stolen from at all because they’re just victimized. But nothing is worse than, hey, we mailed your check on Tuesday, and you’re like, God, we need that eight grand. We need that eight grand. And then somebody the check got cash. What do you mean you didn’t get it? That’s what’s happening, guys. So they change the recipient. They can wash checks.

They can electronic deposit it. They can put it into one account and then transfer it to, well, you know, Citibank. Let me know who you put this into. No, speaking of Citibank, Citibank’s got a real problem. Jane Fraser, the CEO, she just announced the biggest overhaul in that company in decades. And what they’re going to do is think about this. They’re going to get rid of five levels of management at citibank five levels of management.

So you have a manager. Your manager has a manager who has a manager, who has a manager who has a manager and then reports to corporate. Is that insane? So we need to make money again. We need to be profitable again. Yeah, let’s get rid of five levels of management. When you hear that and you hear that they’re cutting back, it’s about time. So it’ll be interesting to see what happens with this.

Next thing is there’s a big push to have rent control. And everybody’s like, oh, rent control is going to save everything. All the articles that I found on this and you got to read the ones that are attached have talked about how rent control has completely destroyed certain areas, and people think, oh, this is going to be the savior to save us all. And they won’t be able to raise the prices.

No. What it’s done in, like, New York City, it’s made it so that there are no apartments available. Think about this. You need to make under $47,700 to qualify for some of these units. And guess what? Because you have friends or you have family that have had the unit and you take it over from Aunt Joni who passed away eight years ago, you’re getting the unit. Some of these people make 150 grand a year, and they’re still living in the rent control units.

So what they’re talking about and there’s a great article below talking about how this will destroy real estate as we know it. It’s going to make it so that there will be no more rentals. You will have small landlords that will sit there and say, we don’t want to do this. We don’t want to never be able to evict this person. We don’t want to have to be beholden to them.

We want to run a business. And that’s what you’re seeing people get fed up with. So share your thoughts on this. The idea of California and not being able to raise rent and things like that is interesting. We have a law here, I believe it’s 10%. You can’t raise the rent more than a year and can’t kick somebody out. Like, if they rent a place that live for a year, that you can give them 30 days.

If they live longer than a year and they live two years, you have to give them 60 days. And the other thing is, if somebody wants to remodel a building, you have to give them the 60 days if they’re going to do that. Hey, Mr. Squirrel, he’s coming up for food. Share your thoughts on this stuff, though, guys. I already know there are times that I am sent things that are so preposterous, and this has got to be fake.

This is just who would make something this stupid up? Now, this one is from the FDIC with support of the Consumer Protection Financial Bureau. They’re there to help us this is to let you know what to know. Look at this. This is a cartoon. Know your risks, okay? FDIC, they paid for this campaign. This is a campaign to show you that there are financial risk in not having your money in a financial institution that’s not backed by them.

And you need to understand what it’s like when you’re unbanked and you don’t have a bank account. I am telling you people, if you are one of the people, that is what they call unbanked. Or you have financial apps only go to second chance banks that will give you a loan if you have a business. And for some reason your checking account got closed, you wrote bad checks, you were overdrawn, whatever, and you had to make amends and make a deal with it.

There are places that will help you get an account. They will put restrictions on you. But look at that. But this is insane. That, hey, know your risks like it’s a party on this stuff. Because the FDIC is a joke right now. They’re not protecting anybody. It’s a cartoon. It’s absolutely ridiculous. So know your risk, guys, okay? We’re just raising awareness, dan, you need to understand that and you need to not steer people clear of this.

Okay? Thank you. Appreciate it. I think it’s ridiculous. One area in the country where rent went down in the calendar year of 2023. Name it and then when I tell you the city, you’re going to go, oh yeah, this makes sense. Oakland. Oakland went down 7. 2% on an average. And the city of Oakland says the reason for that is we built so much housing. Think about this.

Crime is so bad in Oakland. It is a war zone. It is awful. They have a professional baseball team, the Oakland A’s, that cannot get 3000 people to a game for a myriad of reasons. The fact that the team sucks doesn’t contribute to it. Think about this. They had more people show up for opposing teams than showed up for the Oakland days. And you wonder why they’re moving to Vegas.

There’s that. And also they built nothing but apartment buildings. They built so many apartments. It’s unbelievable. Only problem is that these high rises and things that they have at 3000, $4,000 a month, the average person in Oakland cannot afford. So that’s the problem with this, is that you have people paying through the nose to live in certain areas that they cannot afford. If you guys remember two, two and a half years ago, I met a homeless guy named Harvey whose house burnt down.

And he was homeless and he was disgusted because as he lived above a freeway overpass, he pointed at the one bedroom apartments next to him that were $3,400 apiece that were considered low income housing. Okay? So think about this. If you are at 28%, which is where you should be with your rent for your income, you know what you should be basically making twelve to 15 grand a month.

Why would you live in downtown Los Angeles or downtown Oakland for that matter, if you’re making $12,000 a month? Please share your thoughts with me on all this stuff. Okay? Oh, and by the way, do you guys see that? Isn’t it great? The FDIC is out there to protect us. Mr. Squirrel’s begging for food right now. I got to give him food. I’m going to finish this video with these last couple stories.

And first things first, Jeff Bezos, think about this one. The rich are going to be just fine during this time. You and I are going to struggle. You and I are going to have to make financial decisions, and some are going to be tougher for others than they will be for guys like this. This guy wanted to build a bunker in Florida to have more protection, so he bought the house next door to his for $79 million.

$79 million. So billionaire bunker guys got to have a break between me and the rest of the world. So if I can buy the one on the other side too, I’m going to do that, too. $79 billion. Wow. Okay. Final thing is Netflix. Netflix did a test earlier this year where they were going to have a retail establishment have a restaurant. Netflix eats Netflix bites. And the only problem was it was started the one I was invited to was in La.

Right after the rider strike started, and my daughter said, listen, if this thing has any picketers out in front and anybody’s angry about this, we’re not going inside. And that’s exactly what happened. So we went out and filmed a TikTok and said, have a nice day. That’s that Netflix had such a good response from that that they’re going to open up retail stores and restaurants and eateries and experience centers that will be open between now and 2025.

Okay, well, did anybody go and eat at Netflix Bites or Netflix Eats or whatever they called that restaurant? Because Disney’s been doing this forever, and then Disney fell on its own sword in the last couple of years. Plus, you guys want to get something? They’re raising the price of certain yearly passes, but they are giving away kids passes for basically 50% off right now. So you can get your kids in and you can pay more, but they’re just having a real difficult time getting people there.

So do you care about this? Netflix lost its luster with me when they just know. Every week there know nine new shows, and you just don’t know how to decipher them. So share your thoughts on that. Once again, check your email, because an email just went out. And if you’d like to join the email list, here’s the simplest way to do this. Open up your cell phone and take a picture of this.

And as you start to take a picture, you can log in and join our email list. You don’t want to miss that. We’ve got discounts and all this cool stuff, all these great announcements that will be announced in the email first before they’re announced in the channel. So thank you one and all for being here. Onward and upward again. Anything you guys want to send me, send me the send me the stories at hello@iallegedly.

com. Onward and upward, guys. I’ll see you guys very soon. .